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Original filing (PDF)20250820125754NAL0003254305001

CLAYTON HOMES, INC.

Form 5500
FILING_RECEIVED
CLAYTON HOMES, INC. 401(K) RETIREMENT PLAN
401(k) retirement plan
Active participants
22,418
Accounts w/ balance
28,523
Plan assets (EOY)
$1.6B
Net assets (EOY)
$1.6B
How this plan invests
This plan
20 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
  • 11 bps in Schedule C fees — 129% above peer band of 5 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLAYTON HOMES, INC..
Plan sponsor
Name
CLAYTON HOMES, INC.
EIN
62-1671360
Address
5000 CLAYTON ROAD · MARYVILLE, TN · 37804
Phone
(865) 380-3000
Industry
Management of Companies / Holdingssee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-20
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
LBMC, PC
Trustee / custodian
Trustee phone

Service providers (Schedule C)

2 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
FIDELITY INVESTMENTS INSTITUTIONAL04-2647786RECORDKEEPER$1.3M
Advisor / Consultant
1
NameEINLocationRelationDirect compIndirect comp
STRATEGIC ADVISORS, INC.04-2654524ADVISOR$542K

Investments

29 direct securities · 20 pooled funds· $2.4B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust
$1.2B
20 holdings
Uncategorized
$1.2B
29 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
FID GROWTH CO POOL A
FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 135
Common Collective Trust
$228.9M14.4%
SP 500 INDEX PL CL C
GEODE CAPITAL MANAGEMENT TRUST · EIN 82-6293122 / PN 001
Common Collective Trust
$130.5M8.2%
Fidelity Freedom 2040 Pool Class F$115.2M7.3%
FID FRDM 2040 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 203
Common Collective Trust
$115.2M7.3%
Fidelity Freedom 2030 Pool Class F$98.2M6.2%
FID FRDM 2030 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 201
Common Collective Trust
$98.2M6.2%
Fidelity Freedom 2035 Pool Class F$96.1M6.0%
FID FRDM 2035 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 202
Common Collective Trust
$96.1M6.0%
Fidelity Freedom 2050 Pool Class F$91.1M5.7%
FID FRDM 2050 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 205
Common Collective Trust
$91.1M5.7%
Fidelity Freedom 2055 Pool Class F$82.7M5.2%
FID FRDM 2055 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 206
Common Collective Trust
$82.7M5.2%
Fidelity Freedom 2045 Pool Class F$78.4M4.9%
FID FRDM 2045 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 204
Common Collective Trust
$78.4M4.9%
Berkshire Hathaway$75.6M4.8%
Fidelity Freedom 2060 Pool Class F$61.8M3.9%
FID FRDM 2060 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 207
Common Collective Trust
$61.8M3.9%
GALLIARD STBLE RTN E
WELLS FARGO BANK, N.A. · EIN 52-2250951 / PN 001
Common Collective Trust
$60.3M3.8%
Notes receivable from participants$54.2M3.4%
American Beacon$51.4M3.2%
Fidelity Freedom 2025 Pool Class F$47.8M3.0%
FID FRDM 2025 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 200
Common Collective Trust
$47.8M3.0%
Carillon Eagle$45.1M2.8%
Metropolitan West$33.4M2.1%
METWEST TOT RTN BD D
SEI TRUST COMPANY · EIN 26-3015340 / PN 030
Common Collective Trust
$33.4M2.1%
Fidelity Freedom 2065 Pool Class F$26.2M1.6%
FID FRDM 2065 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 208
Common Collective Trust
$26.2M1.6%
Spartan Total International Index Pool$26.1M1.6%
SP TTL INTL IDX CL C
GEODE CAPITAL MANAGEMENT, LLC · EIN 82-6293122 / PN 014
Common Collective Trust
$26.1M1.6%
American Funds$23.7M1.5%
Fidelity Low-Priced Stock K$23.0M1.4%
Vanguard$22.0M1.4%
JPMorgan$21.6M1.4%
Fidelity U.S. Bond Index$20.9M1.3%
Fidelity Freedom 2020 Pool Class F$20.0M1.3%
FID FRDM 2020 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 199
Common Collective Trust
$20.0M1.3%
Dimensional Fund Advisors$13.8M0.9%
Spartan Extended Market Index Pool$9.5M0.6%
SP EXT MKT IDX CL C
GEODE CAPITAL MANAGEMENT TRUST · EIN 82-6293122 / PN 010
Common Collective Trust
$9.5M0.6%
Fidelity Freedom 2015 Pool Class F$7.0M0.4%
FID FRDM 2015 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 198
Common Collective Trust
$7.0M0.4%
American Beacon$6.6M0.4%
Fidelity Freedom Index Income$6.2M0.4%
FID FRDM INC CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 195
Common Collective Trust
$6.2M0.4%
T. Rowe Price$5.0M0.3%
Fidelity Freedom 2010 Pool Class F$3.9M0.2%
FID FRDM 2010 CP F
FIDELITY INSTITUTIONAL ASSET MANAGEMENT · EIN 20-4659714 / PN 197
Common Collective Trust
$3.9M0.2%
Fidelity Government Market$829K<0.1%
FID FRDM 2005 CP F
FIAM TRUST COMPANY · EIN 20-4659714 / PN 196
Common Collective Trust
$0<0.1%