Back to filter
Original filing (PDF)20251015182002NAL0010710002001
THE BOARD OF TRUSTEES USW INDUSTRY 401K FUND
Form 5500
FILING_RECEIVED
USW INDUSTRY 401(K) PLAN
401(k) retirement plan
Signals · 2
38% in single holding8 service providers
Active participants
8,869
Accounts w/ balance
9,126
Plan assets (EOY)
$398.2M
Net assets (EOY)
$395.9M
How this plan invests
This plan
4 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
81
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "State Street State St S&P 500 Idx SL CI II" is 38% of plan.
- 29 bps in Schedule C fees — 192% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE BOARD OF TRUSTEES USW INDUSTRY 401K FUND.
Plan sponsor
Name
THE BOARD OF TRUSTEES USW INDUSTRY 401K FUND
EIN
62-1564649
Address
1101 KERMIT DR, STE 800 · NASHVILLE, TN · 37217
Phone
(615) 333-6343
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2J · 401(k) feature
2K · 401(m) arrangement
2G · Total participant-directed accounts
2E · Profit-sharing
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
CHERRY BEKAERT, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
8 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 84-0467907 | GREENWOOD VILLAGE, CO | RECORD KEEPER | $60K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| USW INDUSTRY 401(K) PLAN | 65-1564649 | — | CONTRACT ADMINISTRATOR | $32K | — |
Other
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PACE INDUSTRY UNION-MGT. PENSION FU | 62-1132799 | NASHVILLE, TN | SERVICE PROVIDER | $867K | — |
| LEGACY PROFESSIONALS LLP | 32-0043599 | — | SERVICE PROVIDER | $86K | — |
| BREDHOFF & KAISER, PLLC | 52-0969534 | WASHINGTON, DC | SERVICE PROVIDER | $63K | — |
| CHERRY BEKAERT, LLP | 56-0574444 | NASHVILLE, TN | SERVICE PROVIDER | $27K | — |
| MORGAN STANLEY | 11-3658445 | PURCHASE, NY | SERVICE PROVIDER | $26K | — |
| SEGAL SELECT INSURANCE SERVICES, IN | 46-0619194 | — | SERVICE PROVIDER | $0 | — |
Investments
20 direct securities · 4 pooled funds· $396.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$240.9M
20 holdings
Common Collective Trust
$155.5M
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| STATE ST SANDP 500 INDX SL CL II STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 04-0025081 / PN 000 | Common Collective Trust | — | — | $148.8M | 37.4% | |
| MassMutual SAGIC Fund | — | — | — | $68.5M | 17.2% | |
| Empower Champlain Mid Cap Fund | — | — | — | $29.9M | 7.5% | |
| Empower Baird Core Plus Bond Fund | — | — | — | $20.8M | 5.2% | |
| Empower Vanguard Target Rtrmnt 2035 Fd | — | — | — | $18.3M | 4.6% | |
| Empower Vanguard Target Rtrmnt 2030 Fd | — | — | — | $16.8M | 4.2% | |
| Empower Vanguard Target Rtrmnt 2025 Fd | — | — | — | $12.2M | 3.1% | |
| Empower Goldman Sachs GQG PrIntlOp Ed | — | — | — | $11.4M | 2.9% | |
| Empower Vanguard Target Rtrmnt 2040 Fd | — | — | — | $9.0M | 2.3% | |
| Empower Vanguard Target Rtrmnt 2045 Fd | — | — | — | $8.7M | 2.2% | |
| Empower Vanguard Target Rtrmnt 2050 Fd | — | — | — | $8.7M | 2.2% | |
| Participant loans maturing through 2039 -0- | — | — | — | $8.0M | 2.0% | |
| Empower Vanguard Target Rtrmnt 2020 Fd | — | — | — | $7.6M | 1.9% | |
| Empower Vanguard Target Rtrmnt 2055 Fd | — | — | — | $6.6M | 1.6% | |
| Empower Vanguard Target Rtrmnt 2060 Fd | — | — | — | $4.2M | 1.1% | |
| Empower Vanguard Target Rtrmnt Incm Fd | — | — | — | $4.0M | 1.0% | |
| STATE ST RUSSELL SMALL/MID IDX SL C STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 04-0025081 / PN 000 | Common Collective Trust | — | — | $3.4M | 0.9% | |
| Empower Vanguard Target Rtrmnt 2065 Fd | — | — | — | $2.6M | 0.6% | |
| STATE ST US BND INDX SL CL XIV STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 000 | Common Collective Trust | — | — | $1.8M | 0.5% | |
| STATE STREET GBL ALLCP EQU EX-US IN STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 000 | Common Collective Trust | — | — | $1.5M | 0.4% | |
| Empower Vangd ShrTrm IflPrt Sec Idx Fd | — | — | — | $1.4M | 0.3% | |
| Empower Vanguard Institutional Indx Fd ** 19 * Empower Aristotle Small Cap Equity I-2 | — | — | — | $1.0M | 0.3% | |
| Empower Vanguard Target Retire 2070 Fd | — | — | — | $836K | 0.2% | |
| Empower PRM US Govt | — | — | — | $345K | <0.1% |