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Original filing (PDF)20251006103135NAL0008643906001
FIRST EXPRESS, INC.
Form 5500
FILING_RECEIVED
FIRST EXPRESS 401(K) PLAN
401(k) retirement plan
Signals · 1
30% in single holding
Active participants
90
Accounts w/ balance
68
Plan assets (EOY)
$4.7M
Net assets (EOY)
$4.7M
How this plan invests
This plan
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Vanguard 500 Index Admiral Mutual Fund" is 30% of plan.
- 71 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST EXPRESS, INC..
Plan sponsor
Name
FIRST EXPRESS, INC.
EIN
62-1560314
Address
1135 FREIGHTLINER DRIVE · NASHVILLE, TN · 37210
Phone
(615) 244-1425
Industry
Transportation & Warehousingsee all
Plan administrator
Name
FIRST EXPRESS, INC.
EIN
62-1560314
City
NASHVILLE, TN
Phone
(615) 244-1425
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CARR RIGGS AND INGRAM
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS. CO OF AMERICA | 84-0467907 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $15K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| IPI WEALTH MANAGEMENT INC | — | DECATUR, IL | INVESTMENT ADVISOR | $14K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS HOLDINGS DBA FUTUREPLAN BY | — | SAN DIEGO, CA | CONTRACT ADMIN | $2K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | 84-0467907 | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $2K | — |
Investments
20 direct securities· $4.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Admiral Mutual Fund | — | — | — | $1.4M | 29.6% | |
| American Funds 2035 Target Date Fund R5 Mutual Fund | — | — | — | $655K | 13.9% | |
| American Funds 2040 Target Date Fund R5 Mutual Fund | — | — | — | $569K | 12.1% | |
| American Funds 2030 Target Date Fund R5 Mutual Fund | — | — | — | $260K | 5.5% | |
| American Funds 2020 Target Date Fund R4 Mutual Fund | — | — | — | $245K | 5.2% | |
| American Funds 2010 Target Date Fund R5 Mutual Fund | — | — | — | $228K | 4.8% | |
| Vanguard Mid Cap Index Fund - Admiral Mutual Fund | — | — | — | $214K | 4.5% | |
| American Funds 2025 Target Date Fund R5 Mutual Fund | — | — | — | $210K | 4.5% | |
| American Funds 2050 Target Date Fund R5 Mutual Fund | — | — | — | $167K | 3.5% | |
| American Funds 2055 Target Date Fund R5 Mutual Fund | — | — | — | $153K | 3.3% | |
| American Funds 2045 Target Date Fund R5 Mutual Fund | — | — | — | $130K | 2.8% | |
| Vanguard Small Cap Index Adm Mutual Fund | — | — | — | $121K | 2.6% | |
| Key Guaranteed Portfolio Fund Investment Contract | — | — | — | $95K | 2.0% | |
| Vanguard Emerging Mkts Stock Idx Adm Mutual Fund | — | — | — | $76K | 1.6% | |
| Vanguard Developed Markets Index Admiral Mutual Fund | — | — | — | $73K | 1.6% | |
| American Funds 2015 Target Date Fund R5 Mutual Fund | — | — | — | $40K | 0.9% | |
| Vanguard Total Bond Market Index Admiral Mutual Fund | — | — | — | $26K | 0.5% | |
| Vanguard Interm - Term Bond Index Adm Mutual Fund | — | — | — | $24K | 0.5% | |
| Vanguard Balanced Index Adm Mutual Fund | — | — | — | $21K | 0.5% | |
| American Funds 2060 Target Date Fund R5 Mutual Fund | — | — | — | $12K | 0.3% |