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Original filing (PDF)20251015094926NAL0002194131001
SECURITY BANCORP OF TENNESSEE, INC.
Form 5500
FILING_RECEIVED
SECURITY BANCORP OF TENNESSEE SAFE HARBOR 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
16% employer stock
Active participants
130
Accounts w/ balance
174
Plan assets (EOY)
$21.7M
Net assets (EOY)
$21.7M
How this plan invests
This plan
40 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
88
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 16% of plan in employer / sponsor stock.
Helping the score
- Below-peer total fees (1 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SECURITY BANCORP OF TENNESSEE, INC..
Plan sponsor
Name
SECURITY BANCORP OF TENNESSEE, INC.
EIN
62-1261509
Address
P. O. BOX 525 · DYERSBURG, TN · 38025
Phone
(731) 288-7344
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ATA,PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $790 | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| B RILEY WEALTH MANAGEMENT INC | — | MEMPHIS, TN | BROKER/ADVISER | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ACUFF & ASSOCIATES INC | — | BRENTWOOD, TN | CONTRACT ADMIN | $1K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $199 | — |
Investments
40 direct securities· $21.7M(100% of reported assets)
Uncategorized
$14.5M
38 holdings
Mutual Funds
$3.8M
1 holding
Common Stocks
$3.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MFS Mass Investors Trust | Mutual Funds | — | — | $3.8M | 17.4% | |
| * Security Bancorp Inc. Common Stock | Common Stocks | — | $292K | $3.4M | 15.8% | |
| MFS Money Market Fund | — | — | — | $1.5M | 6.7% | |
| MFS Research Fund | — | — | — | $1.4M | 6.3% | |
| MFS Total Return Fund | — | — | — | $1.2M | 5.7% | |
| MFS - Mass Investors Growth A | — | — | — | $1.2M | 5.6% | |
| S & P S & P 500 Index | — | — | — | $1.1M | 5.3% | |
| MFS Value Fund | — | — | — | $1.0M | 4.8% | |
| Blackrock Global Allocation Fund | — | — | — | $820K | 3.8% | |
| American Funds American Funds Target Fund - 2030 | — | — | — | $691K | 3.2% | |
| MFS Utilities Fund | — | — | — | $662K | 3.1% | |
| MFS Global Equity | — | — | — | $607K | 2.8% | |
| MFS Conservative Allocation | — | — | — | $576K | 2.7% | |
| MFS Growth Allocation | — | — | — | $536K | 2.5% | |
| MFS Core Equity Fund | — | — | — | $412K | 1.9% | |
| MFS Moderate Allocation | — | — | — | $395K | 1.8% | |
| MFS Corporate Bond | — | — | — | $348K | 1.6% | |
| MFS International New Discovery Fund | — | — | — | $322K | 1.5% | |
| MFS Technology Fund | — | — | — | $317K | 1.5% | |
| Macquarie Diversified Inc. Fund | — | — | — | $207K | 1.0% | |
| MassMutual Total Return Bond Fund | — | — | — | $204K | 0.9% | |
| JP Morgan JP Morgan Small Cap Growth Fund | — | — | — | $159K | 0.7% | |
| MFS Aggressive Growth | — | — | — | $147K | 0.7% | |
| BNY Mellon BNY Mellon MidCap Index | — | — | — | $125K | 0.6% | |
| American Funds American Funds Target Fund - 2020 | — | — | — | $117K | 0.5% | |
| American Funds American Funds Target Fund - 2035 | — | — | — | $106K | 0.5% | |
| American Funds American Funds Target Fund - 2040 | — | — | — | $53K | 0.2% | |
| Empower International Index Fund | — | — | — | $51K | 0.2% | |
| MassMutual Blue Chip Growth | — | — | — | $37K | 0.2% | |
| American Funds American Funds Europacific | — | — | — | $33K | 0.2% | |
| American Funds American Funds Target Fund - 2050 | — | — | — | $33K | 0.2% | |
| MassMutual MidCap Growth R4 | — | — | — | $16K | <0.1% | |
| American Funds American Funds Target Fund - 2060 | — | — | — | $15K | <0.1% | |
| Empower S & P SmCap 600 Index | — | — | — | $9K | <0.1% | |
| MassMutual Small Company Value | — | — | — | $7K | <0.1% | |
| MassMutual MidCap Value R4 | — | — | — | $4K | <0.1% | |
| American Funds American Funds Target Fund - 2045 | — | — | — | $3K | <0.1% | |
| Invesco Main Street MidCap | — | — | — | $2K | <0.1% | |
| American Funds American Funds Target Fund - 2015 | — | — | — | $2K | <0.1% | |
| American Funds American Funds Target Fund - 2055 | — | — | — | $1K | <0.1% |