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Original filing (PDF)20250709184508NAL0013572754001
FB FINANCIAL CORPORATION
Form 5500
FILING_RECEIVED
FIRSTBANK 401(K) SAVINGS PLAN & TRUST
401(k) retirement plan
Active participants
1,429
Accounts w/ balance
1,833
Plan assets (EOY)
$111.3M
Net assets (EOY)
$111.3M
How this plan invests
This plan
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 22 bps in Schedule C fees — 122% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FB FINANCIAL CORPORATION.
Plan sponsor
Name
FB FINANCIAL CORPORATION
EIN
62-1216058
Address
1221 BROADWAY · SUITE 1300 · NASHVILLE, TN · 37203
Phone
(731) 968-4211
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
HORNE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORDKEEPER | $155K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH ADVIS | 42-1445429 | — | INVESTMENT ADVISOR | $38K | — |
| ACCESS RETIREMENT | 62-1700633 | — | INVESTMENT ADVISOR | $30K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONAL FINANCIAL SERVICES | 04-3523567 | — | SECURITIES BROKER | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HORNE, LLP | 20-1941244 | — | ACCOUNTANT | $24K | — |
Investments
35 direct securities· $113.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds American Funds 2035 Trgt Dt Ret R6 | — | — | — | $16.4M | 14.8% | |
| American Funds American Funds 2030 Trgt Date Retire R6 | — | — | — | $12.2M | 11.0% | |
| Vanguard 500 Index Adm | — | — | — | $9.5M | 8.5% | |
| American Funds American Funds 2040 Trgt Date Retire R6 | — | — | — | $9.3M | 8.3% | |
| American Funds American Funds 2045 Trgt Date Retire R6 | — | — | — | $8.9M | 8.0% | |
| JPMorgan Large Cap Growth R6 | — | — | — | $7.6M | 6.8% | |
| American Funds American Funds 2050 Trgt Date Retire R6 | — | — | — | $6.8M | 6.1% | |
| American Funds American Funds 2025 Trgt Date Retire R6 | — | — | — | $6.6M | 6.0% | |
| American Funds American Funds 2055 Trgt Date Retire R6 | — | — | — | $4.4M | 3.9% | |
| Vanguard Federal Money Market | — | — | — | $4.2M | 3.7% | |
| American Funds American Funds 2060 Trgt Date Retire R6 | — | — | — | $3.2M | 2.9% | |
| American Funds American Funds 2020 Trgt Date Retire R6 | — | — | — | $2.3M | 2.0% | |
| Harbor Small Cap Growth Retirement | — | — | — | $2.2M | 1.9% | |
| Vanguard Mid Cap Index Adm | — | — | — | $2.1M | 1.9% | |
| American Funds American Funds New Perspective R6 | — | — | — | $2.1M | 1.9% | |
| Putnam Lg Cap Val R6 | — | — | — | $1.9M | 1.7% | |
| Putnam Large Cap Value R6 | — | — | — | $1.7M | 1.6% | |
| Schwab Small Cap Index | — | — | — | $1.4M | 1.2% | |
| American Funds American Funds Balanced R6 | — | — | — | $1.2M | 1.0% | |
| Vanguard Short Term Investment Grade Adm | — | — | — | $1.1M | 1.0% | |
| FB Financial Corporation FB Financial Corporation common stock | — | — | — | $1.0M | 0.9% | |
| American Funds American Funds 2015 Trgt Date Retire R6 | — | — | — | $1.0M | 0.9% | |
| Vanguard LifeStrategy Growth | — | — | — | $896K | 0.8% | |
| American Funds American Funds 2010 Trgt Date Retire R6 | — | — | — | $795K | 0.7% | |
| Ivy Delaware Ivy Mid Cap Growth R6 | — | — | — | $783K | 0.7% | |
| MFS Total Return Bond R6 | — | — | — | $729K | 0.7% | |
| Transamerica International Equity R6 | — | — | — | $700K | 0.6% | |
| Transamerica Capital, Inc. Transamerica Intl Eq R6 | — | — | — | $700K | 0.6% | |
| Allspring Special Mid Cap Value R6 | — | — | — | $654K | 0.6% | |
| Delaware Funds Delaware Small Cap Val Instl | — | — | — | $396K | 0.4% | |
| Vanguard LifeStrategy Moderate Growth | — | — | — | $368K | 0.3% | |
| Lord Abbett Lord Abbett High Yield R6 | — | — | — | $203K | 0.2% | |
| Vanguard LifeStrategy Income | — | — | — | $50K | <0.1% | |
| State Street Bank & Trust Co. Cash Reserve Account | — | — | — | $28K | <0.1% | |
| Vanguard LifeStrategy Conservative Growth | — | — | — | $23K | <0.1% |