Back to filter
Original filing (PDF)20251119132329NAL0003919377001
MID-SOUTH TRANSPORTATION MANAGEMENT, INC.
Form 5500
FILING_RECEIVED
DEFINED CONTRIBUTION PLAN FOR MID-SOUTH TRANSPORTATION MANAGEMENT, INC.
401(k) retirement plan
Signals · 3
Late filing · 0.1 mo~125 bps in Sched C feesNo recordkeeper disclosed
Active participants
356
Accounts w/ balance
452
Plan assets (EOY)
$17.7M
Net assets (EOY)
$17.7M
How this plan invests
This plan
3 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 0.1 months past the 10.5-month grace window.
- 125 bps in Schedule C fees — 330% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MID-SOUTH TRANSPORTATION MANAGEMENT, INC..
Plan sponsor
Name
MID-SOUTH TRANSPORTATION MANAGEMENT, INC.
EIN
62-1164500
Address
1370 LEVEE ROAD · MEMPHIS, TN · 38108
Phone
(901) 722-7112
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-11-19
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BANKS, FINLEY, WHITE & CO.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIRST HORIZON ADVISORS, INC. | 62-1254528 | — | INVESTMENT ADVISORY | $79K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $117K | — |
| ELLIS WARD CONSULTING GROUP | 62-1417683 | — | CONTRACT ADMINISTRATOR | $12K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BANKS FINLEY WHITE | 62-1145254 | — | ACCOUNTANT | $12K | — |
Investments
28 direct securities · 3 pooled funds· $17.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$17.2M
26 holdings
Mutual Funds
$372K
2 holdings
Pooled Separate Account
$226K
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Group - Vanguard TGF Rmt 2035 Inv Fund | — | — | — | $2.2M | 12.4% | |
| Vanguard Group - Vanguard TGF Rmt 2040 Inv Fund | — | — | — | $2.2M | 12.3% | |
| Vanguard Group - Vanguard TGF Rmt 2030 Inv Fund | — | — | — | $2.1M | 12.0% | |
| Vanguard Group - Vanguard TGF Rmt 2045 Inv Fund | — | — | — | $1.7M | 9.8% | |
| As of December 31, 2024 (b) Identity of issue, borrower, lessor, (c) Description of (e) Current (a) or similar party investment (d) Cost Value Promissory Notes Participant Loans | — | — | — | $1.4M | 8.1% | |
| Vanguard Group - Vanguard TGF Rmt 2025 Inv Fund | — | — | — | $1.3M | 7.3% | |
| Vanguard Group - Vanguard TGF Rmt 2050 Inv Fund | — | — | — | $1.2M | 6.7% | |
| Vanguard Group - Vanguard TGF Rmt 2055 Inv Fund | — | — | — | $946K | 5.3% | |
| Vanguard Group - Vanguard TGF Rmt 2060 Inv Fund | — | — | — | $801K | 4.5% | |
| Vanguard Development Markets | — | — | — | $567K | 3.2% | |
| Vanguard 500 Index Fund | — | — | — | $550K | 3.1% | |
| Fund MFS Mass Investors Growth Stk FD | — | — | — | $473K | 2.7% | |
| Vanguard Equity Income Fund | — | — | — | $439K | 2.5% | |
| Vanguard Group - Vanguard TGF Rmt 2065 Inv Fund | — | — | — | $258K | 1.5% | |
| Vanguard Group - Vanguard TTL B Mkt IDX ADM FD | — | — | — | $252K | 1.4% | |
| s - Fixed Income BlackRock Advisors, LLC - BlackRock Total Return K Fund | Mutual Funds | — | — | $230K | 1.3% | |
| MFS Mid Cap Growth FD | — | — | — | $156K | 0.9% | |
| Vanguard Explorer Fund | — | — | — | $145K | 0.8% | |
| s - Equity American Beacon - Amer Beacon Sm Cap Val Instl Fd | Mutual Funds | — | — | $141K | 0.8% | |
| PRIN SMCAP S&P 400 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $131K | 0.7% | |
| MFS Mid Cap Val Fund | — | — | — | $131K | 0.7% | |
| PIMCO - PIMCO Income Institutional FD | — | — | — | $116K | 0.7% | |
| Unit Investment Trusts - Metropolitan Life Insurance Co. | — | — | — | $101K | 0.6% | |
| METLIFE STABLE VALUE SOL J FD PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $93K | 0.5% | |
| Vanguard Group - Vanguard TGF Rmt 2020 Inv Fund | — | — | — | $75K | 0.4% | |
| Participant Directed Investments Mutual Funds-Balanced American Balanced Fund | — | — | — | $7K | <0.1% | |
| Capital Income Builder Inc. ** 93 DFA US Large Cap Val PORT | — | — | — | $5K | <0.1% | |
| Capital World Growth and Income | — | — | — | $4K | <0.1% | |
| Foreign Equities BlackRock Emerg Mkt FD Inc | — | — | — | $4K | <0.1% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $3K | <0.1% | |
| Sep Acct Principal Global Investors - SmallCap S&P 600 | — | — | — | $3K | <0.1% |
Related plans
Other plans using PRINCIPAL LIFE INSURANCE COMPANY
BOARD OF TRUSTEES OF THE I.A.M. NATIONAL PENSION FUND
IAM NATIONAL PENSION FUND
$15.0B · 102,863 participants
CHEVRON CORPORATION
CHEVRON MASTER PENSION TRUST
$12.2B
AMERICAN EXPRESS COMPANY AND ITS PARTICIPATING SUBSIDIARIES
AMERICAN EXPRESS RETIREMENT SAVINGS PLAN
$9.1B · 25,049 participants
LOWE'S COMPANIES, INC.
LOWES 401(K) PLAN
$8.6B · 263,650 participants
HDR, INC.
HDR, INC. BEST PLAN AND ESOP
$7.7B · 12,137 participants
BURNS & MCDONNELL, INC
BURNS & MCDONNELL, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$5.5B · 10,567 participants
Similar-size Transportation & Warehousing plans
AGENCY FOR COMMUNITY TRANSIT
AGENCY FOR COMMUNITY TRANSIT 403B RETIREMENT PLAN
$18.4M · 129 participants
LAREDO TRANSIT MANAGEMENT INC.
LTMI DEFINED BENEFIT PLAN
$18.4M · 132 participants
TRANSDEV SERVICES, INC.
WESTSIDE TRANSIT LINES - A.T.U. PENSION PLAN
$14.3M · 106 participants
GORALEIGH
GORALEIGH PENSION PLAN
$21.5M · 237 participants
SHREVEPORT TRANSIT MANAGEMENT, INC.
SHREVEPORT TRANSIT COMPANY, INC. EMPLOYEES RETIREMENT AND DISABILITY PLAN
$12.8M · 102 participants
BOARD OF TRUSTEES TWU LOCAL 100 HEALTH FUND
TWU LOCAL 100 HEALTH FUND
$24.2M · 37,746 participants
Large plans in Tennessee
FEDEX CORPORATION
FEDEX CORPORATION EMPLOYEES' PENSION TRUST
$27.6B
FEDEX CORPORATION
FEDEX CORPORATION EMPLOYEES' PENSION PLAN
$26.9B · 113,256 participants
FEDEX CORPORATION
FEDEX CORPORATION RETIREMENT SAVINGS PLAN
$25.4B · 102,265 participants
HCA INC.
HCA 401(K) PLAN
$23.8B · 310,762 participants
HCA INC.
HCA INC. MASTER RETIREMENT TRUST
$23.4B
ALLIANCEBERNSTEIN LP
AB US LARGE CAP GROWTH COLLECTIVE TRUST
$8.9B