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Original filing (PDF)20250729171611NAL0001814147001
31-W INSULATION CO., INC.
Form 5500
FILING_RECEIVED
31-W INSULATION CO., INC. PROFIT SHARING AND RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 2
27% in single holding6 service providers
Active participants
493
Accounts w/ balance
254
Plan assets (EOY)
$13.7M
Net assets (EOY)
$13.7M
How this plan invests
This plan
1 pooled trust
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- Top holding "Nationwide Life Ins. Company Guaranteed Investment Contract N/A" is 27% of plan.
- 52% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (9 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for 31-W INSULATION CO., INC..
Plan sponsor
Name
31-W INSULATION CO., INC.
EIN
62-1037670
Address
7434 CYCLE LANE · GOODLETTSVILLE, TN · 37072
Phone
(615) 643-3900
Industry
Constructionsee all
Plan administrator
Name
FUTUREPLAN FIDUCIARY SERVICES LLC
EIN
82-3719843
City
BOSTON, MA
Phone
(855) 711-5283
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-29
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
STONE,RUDOLPH & HENRY PLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONWIDE | — | COLUMBUS, OH | RECORDKEEPER | $2K | — |
Broker
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LEAFHOUSE FINANCIAL ADVISORS LLC | 26-4311657 | AUSTIN, TX | BROKER | $6K | — |
| CETERA ADVISOR NETWORKS LLC | — | EL SEGUNDO, CA | BROKER | $0 | — |
TPA / Administrator
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AVINTUS, LLC | 04-3682160 | CHICAGO, IL | TPA | $4K | — |
| AVINTUS, LLC | — | CHICAGO, IL | TPA | $675 | — |
| AVINTUS, LLC | — | CHICAGO, IL | TPA | $0 | — |
Investments
26 direct securities · 1 pooled fund· $23.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$13.7M
26 holdings
Pooled Separate Account
$10.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| NATIONWIDE QUALIFIED PLANS VARIABLE NATIONWIDE LIFE INSURANCE COMPANY · EIN 31-4156830 / PN 009 | Pooled Separate Account | — | — | $10.1M | 73.5% | |
| Nationwide Life Ins. Company Guaranteed Investment Contract N/A | — | — | — | $3.6M | 26.5% | |
| Nationwide Trust Company, FSB Vanguard Growth Index Fund N/A | — | — | — | $2.4M | 17.3% | |
| Nationwide Trust Company, FSB Fidelity 500 Index Fund N/A | — | — | — | $1.2M | 8.9% | |
| Nationwide Trust Company, FSB Vanguard Total Intl. Bond Index Fund N/A 592 * Nationwide Trust Company, FSB Vanguard Total Stock Market Index Fund N/A | — | — | — | $1.0M | 7.6% | |
| Nationwide Trust Company, FSB Vanguard Intermediate-Term Treas Fund N/A 380 * Nationwide Trust Company, FSB Vanguard Mid-Cap Index Fund N/A | — | — | — | $1.0M | 7.4% | |
| Nationwide Trust Company, FSB Vanguard Balanced Index Fund N/A | — | — | — | $812K | 5.9% | |
| Nationwide Trust Company, FSB Vanguard Developed Markets Index Fund N/A | — | — | — | $723K | 5.3% | |
| Nationwide Trust Company, FSB Vanguard Small-Cap Index Fund N/A | — | — | — | $708K | 5.2% | |
| Nationwide Trust Company, FSB Federated Hermes Govt Obligations Fund N/A | — | — | — | $419K | 3.1% | |
| Nationwide Trust Company, FSB American Century Investments 2040 I N/A | — | — | — | $334K | 2.4% | |
| Nationwide Trust Company, FSB American Century Investments 2035 I N/A | — | — | — | $302K | 2.2% | |
| Nationwide Trust Company, FSB American Century Investments 2030 I N/A | — | — | — | $268K | 2.0% | |
| Nationwide Trust Company, FSB Fidelity U.S. Bond Index Fund N/A | — | — | — | $199K | 1.5% | |
| Nationwide Trust Company, FSB American Century Investments 2065 I N/A 303 * Nationwide Trust Company, FSB American Century Investments InRet Fund N/A | — | — | — | $184K | 1.3% | |
| Nationwide Trust Company, FSB American Century Investments 2050 I N/A | — | — | — | $162K | 1.2% | |
| Nationwide Trust Company, FSB American Century Investments 2025 I N/A | — | — | — | $114K | 0.8% | |
| Nationwide Trust Company, FSB American Century Investments 2045 I N/A | — | — | — | $44K | 0.3% | |
| Nationwide Trust Company, FSB Vanguard Wellesley Income Fund N/A | — | — | — | $38K | 0.3% | |
| Nationwide Trust Company, FSB American Century Investments 2060 I N/A | — | — | — | $27K | 0.2% | |
| Nationwide Trust Company, FSB Vanguard Real Estate Index Fund N/A | — | — | — | $21K | 0.2% | |
| Nationwide Trust Company, FSB American Century Investments 2055 I N/A | — | — | — | $20K | 0.1% | |
| Nationwide Trust Company, FSB Vanguard Value Index Fund N/A | — | — | — | $20K | 0.1% | |
| Nationwide Trust Company, FSB Fed Hermes Inst High Yield Bond Fund N/A | — | — | — | $18K | 0.1% | |
| Nationwide Trust Company, FSB Fidelity Multi-Asset Index Fund N/A | — | — | — | $10K | <0.1% | |
| Nationwide Trust Company, FSB Fidelity Inflation-Protected Bond Fund N/A | — | — | — | $6K | <0.1% | |
| Nationwide Trust Company, FSB Vanguard Emerging Markets Stock Fund N/A | — | — | — | $5K | <0.1% |