Original filing (PDF)20251006144241NAL0002157107001

CHEROKEE DISTRIBUTING COMPANY, INC.

Name: CHEROKEE DISTRIBUTING COMPANY, INC. — CHEROKEE DISTRIBUTING COMPANY INC EMPLOYEES' PROFIT-SHARING PLAN, Form 5500 (2024)
Creator: CHEROKEE DISTRIBUTING COMPANY, INC.

Form 5500

FILING_RECEIVED

CHEROKEE DISTRIBUTING COMPANY INC EMPLOYEES' PROFIT-SHARING PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

362

Accounts w/ balance

383

Plan assets (EOY)

$32.8M

Net assets (EOY)

$32.8M

How this plan invests

This plan

144 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

52 bps in Schedule C fees — 81% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CHEROKEE DISTRIBUTING COMPANY, INC..

Plan sponsor

Name

CHEROKEE DISTRIBUTING COMPANY, INC.

EIN

62-0921075

Address

200 MILLER MAIN CIRCLE · KNOXVILLE, TN · 37919

Phone

(865) 588-7641

Industry

Wholesale Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-06

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2J · 401(k) feature

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

PUGH CPA

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MARTIN & COMPANY, LP	62-1398934	—	INVESTMENT ADVISOR	$98K	—

Broker

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERRILL LYNCH	13-2638166	—	INVESTMENT BROKER	$64K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
PUGH & COMPANY, PC	62-1142155	—	ACCOUNTANT- AUDIT	$0	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
TENNESSEE PENSION ADMINISTRATORS	62-1757444	—	ADMINISTRATIVE	$10K	—

Investments

143 direct securities· $30.6M(93% of reported assets)

Uncategorized

$30.5M

142 holdings

Common Stocks

$128K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
iShares 0-5 Year TIPS Bond ETF	—	—	$1.8M	$1.7M	5.3%
BLF FedFund	—	—	$1.4M	$1.4M	4.2%
Select Sector SPDR-Technology	—	—	$263K	$1.1M	3.5%
United States Treasury Note 5/15/2027 2.38%	—	—	$1.0M	$958K	2.9%
United States Treasury Note 8/15/2026 1.50%	—	—	$946K	$909K	2.8%
Select Sector SPDR-Consumer Discretionary	—	—	$347K	$853K	2.6%
United States Treasury Note 2/15/2026 4.00%	—	—	$801K	$798K	2.4%
United States Treasury Note 11/15/2028 3.13%	—	—	$723K	$718K	2.2%
United States Treasury Note 5/15/2025 2.13%	—	—	$705K	$695K	2.1%
Vanguard FTSE Emerging Markets ETF	—	—	$539K	$581K	1.8%
Federal Farm Credit Bank 9/21/2027 0.75%	—	—	$600K	$544K	1.7%
Select Sector SPDR-Industrial	—	—	$233K	$504K	1.5%
Federal Farm Credit Bank 9/23/2030 1.22%	—	—	$600K	$497K	1.5%
iShares MCSI EAFE Index Fund	—	—	$394K	$495K	1.5%
Apple Inc.	—	—	$70K	$432K	1.3%
Trubridge Inc	—	—	$352K	$415K	1.3%
Select Sector SPDR-Communication Services	—	—	$186K	$382K	1.2%
Microsoft Corporation	—	—	$113K	$369K	1.1%
Discover Financial Services	—	—	$141K	$368K	1.1%
Select Sector SPDR-Health Care	—	—	$211K	$368K	1.1%
Alphabet, Inc.	—	—	$85K	$338K	1.0%
CECO Environmental Corp.	—	—	$75K	$327K	1.0%
Trane Technologies PLC	—	—	$99K	$323K	1.0%
McKesson Corporation	—	—	$68K	$299K	0.9%
Corpay Inc	—	—	$170K	$288K	0.9%
iShares MCSI ACWI Index Fund	—	—	$235K	$284K	0.9%
Schlumberger, Ltd.	—	—	$186K	$279K	0.9%
Berkshire Hathaway, Inc.	—	—	$81K	$261K	0.8%
Amdocs Limited	—	—	$199K	$260K	0.8%
iShares PHLX Semiconductor ETF	—	—	$88K	$242K	0.7%
Paypal Holdings Inc	—	—	$151K	$220K	0.7%
Armanio Foods OF	—	—	$93K	$212K	0.6%
Gen Digital Inc	—	—	$160K	$209K	0.6%
Halliburton Company	—	—	$213K	$201K	0.6%
Labcorp Holdings Inc Reg	—	—	$147K	$201K	0.6%
EXCHANGE TRADED FUNDS: (Continued) Select Sector SPDR-Materials	—	—	$104K	$200K	0.6%
iShares US Healthcare Providers ETF	—	—	$141K	$199K	0.6%
Select Sector SPDR-Utilities	—	—	$131K	$199K	0.6%
Skechers USA Inc.	—	—	$111K	$198K	0.6%
Omnicell, Inc.	—	—	$228K	$183K	0.6%
Fiserv Inc 3/15/2031 5.26%	—	—	$179K	$178K	0.5%
Keurig Dr Pepper Inc 3/15/2031 5.20%	—	—	$178K	$177K	0.5%
GE Healthcare	—	—	$168K	$176K	0.5%
Select Sector SPDR-Consumer Staples	—	—	$95K	$175K	0.5%
Kenvue Inc 3/22/2033 4.98%	—	—	$175K	$172K	0.5%
McCormick & Co 4/15/2033 5.07%	—	—	$174K	$171K	0.5%
iShares US Insurance	—	—	$81K	$168K	0.5%
Kenvue Inc	—	—	$161K	$167K	0.5%
Merit Medical Systems, Inc.	—	—	$53K	$162K	0.5%
TD Synnex Corp	—	—	$169K	$161K	0.5%
San Filippo & Son John B	—	—	$125K	$161K	0.5%
Select Sector SPDR-Financial	—	—	$63K	$159K	0.5%
Dow Chemical Co/THE 3/15/2033 5.94%	—	—	$161K	$159K	0.5%
Ameris Bancorp	—	—	$69K	$156K	0.5%
Hawkins, Inc	—	—	$23K	$150K	0.5%
Morgan Stanley 11/24/2025 5.00%	—	—	$154K	$150K	0.5%
JP Morgan Chase & Company	—	—	$47K	$150K	0.5%
Lowe's Companies, Inc. 4/15/2025 4.00%	—	—	$151K	$150K	0.5%
The Walt Disney Co 3/24/2025 3.35%	—	—	$151K	$150K	0.5%
Discovery Communications 3/1/2026 4.90%	—	—	$150K	$150K	0.5%
Caterpillar Finl Service 5/13/2025 3.40%	—	—	$149K	$149K	0.5%
Exelon Corp 6/15/2025 3.95%	—	—	$151K	$149K	0.5%
Northrop Grumman Corp 2/1/2029 4.60%	—	—	$149K	$149K	0.5%
Metlife Inc. 11/13/2025 3.60%	—	—	$151K	$149K	0.5%
3M Company 6/15/2025 3.95%	—	—	$146K	$148K	0.5%
Bank of America Corp 4/19/2026 3.50%	—	—	$146K	$148K	0.5%
JP Morgan Chase & Company 4/1/2026 3.30%	—	—	$151K	$148K	0.5%
IBM Corp 5/15/2026 3.30%	—	—	$151K	$147K	0.4%
Discover Financial SVS 2/9/2027 4.10%	—	—	$148K	$147K	0.4%
Goldman Sachs Group, Inc. 2/20/2024 3.63%	—	—	$147K	$147K	0.4%
Broadcom Inc. 9/15/2026 3.46%	—	—	$153K	$147K	0.4%
South State Corp	—	—	$97K	$147K	0.4%
Capital One Financial Co 3/9/2027 3.75%	—	—	$147K	$146K	0.4%
Mississippi Power Co 3/30/2028 3.95%	—	—	$158K	$146K	0.4%
Citigroup, Inc. 10/21/2026 3.88%	—	—	$142K	$146K	0.4%
United Health Group, Inc. 12/15/2028 3.88%	—	—	$161K	$145K	0.4%
BP Capital Markets America 2/13/2033 4.98%	—	—	$147K	$145K	0.4%
Health Catalyst Inc Reg	—	—	$154K	$141K	0.4%
John Deere Capital Corp 3/9/2027 1.75%	—	—	$150K	$141K	0.4%
iShares Dow Jones US Regional Bank Index	—	—	$95K	$137K	0.4%
Fidelity National Information Services 3/1/2028 1.65%	—	—	$145K	$136K	0.4%
Wal-Mart Stores, Inc.	—	—	$32K	$136K	0.4%
Heritage Financial Corp	—	—	$109K	$135K	0.4%
Visa Inc.	—	—	$59K	$134K	0.4%
Exxon Mobil Corporation	—	—	$96K	$132K	0.4%
Mastercard Inc.	—	—	$53K	$132K	0.4%
iShares MSCI EAFE SmallCap Index Fund	—	—	$94K	$131K	0.4%
Skyworks Solutions Inc.	—	—	$117K	$129K	0.4%
S: (Continued) MSA Safety, Inc.	Common Stocks	—	$72K	$128K	0.4%
Gencor Industries Inc.	—	—	$94K	$128K	0.4%
iShares NASDAQ Biotechnology Fund	—	—	$90K	$126K	0.4%
Oracle Corporation	—	—	$25K	$125K	0.4%
Humana Inc 4/15/2031 5.42%	—	—	$125K	$124K	0.4%
Central Garden & Pet Co.	—	—	$61K	$122K	0.4%
Comcast Corp 10/15/2028 4.15%	—	—	$138K	$122K	0.4%
Atlantic Un Bankshares	—	—	$101K	$121K	0.4%
Columbia Sportswear Co.	—	—	$108K	$120K	0.4%
Balchem Corp.	—	—	$51K	$110K	0.3%
WEX Inc.	—	—	$70K	$110K	0.3%
Northern Trust Group 5/1/2030 1.95%	—	—	$128K	$108K	0.3%
Martin Marietta 7/15/2031 2.82%	—	—	$105K	$106K	0.3%
Johnson & Johnson	—	—	$77K	$105K	0.3%
SPDR S&P Emerging Markets SmallCap Fund	—	—	$82K	$101K	0.3%
Bank of America Corp	—	—	$75K	$100K	0.3%
First Bancorp.	—	—	$63K	$99K	0.3%
Connecticut St Taxable 8/15/2025 2.52%	—	—	$96K	$99K	0.3%
Log Sup Chain Sol Inc	—	—	$106K	$96K	0.3%
iShares Dow Jones US Oil & Gas Expl & Prod	—	—	$56K	$94K	0.3%
Proctor & Gamble Company	—	—	$46K	$92K	0.3%
UniFirst Corp.	—	—	$63K	$86K	0.3%
Tennant Company	—	—	$58K	$82K	0.2%
Prosperity Bancshares, Inc.	—	—	$63K	$81K	0.2%
Weis Markets, Inc.	—	—	$61K	$78K	0.2%
Home Depot, Inc.	—	—	$28K	$78K	0.2%
Lifetime Brands Inc.	—	—	$83K	$77K	0.2%
Nationwide Provident Cash Value of Life Insurance - 0	—	—	—	$77K	0.2%
ChevronTexaco Corporation	—	—	$49K	$76K	0.2%
Wells Fargo Company	—	—	$50K	$76K	0.2%
Cisco Systems, Inc.	—	—	$30K	$74K	0.2%
Astec Industries Inc	—	—	$71K	$73K	0.2%
BOK Financial Corp	—	—	$58K	$72K	0.2%
Select Sector SPDR-Energy	—	—	$47K	$69K	0.2%
Invesco Dynamic Food & Beverage ETF	—	—	$45K	$67K	0.2%
Merck & Company., Inc.	—	—	$37K	$67K	0.2%
Walt Disney Company	—	—	$59K	$67K	0.2%
McDonald's Corporation	—	—	$38K	$65K	0.2%
Wiley John & Sons CL A	—	—	$70K	$61K	0.2%
QUALCOMM, Inc.	—	—	$27K	$58K	0.2%
Costco Wholesale Corporation	—	—	$9K	$55K	0.2%
PepsiCo, Inc.	—	—	$32K	$53K	0.2%
Amgen Inc.	—	—	$20K	$52K	0.2%
Verizon Communications	—	—	$53K	$52K	0.2%
Pfizer, Inc.	—	—	$49K	$50K	0.2%
Raytheon Technologies Corp	—	—	$19K	$49K	0.2%
Coca-Cola Company	—	—	$30K	$48K	0.1%
Union Pacific Corp	—	—	$27K	$46K	0.1%
SpartanNash Co.	—	—	$73K	$45K	0.1%
Abbott Laboratories	—	—	$21K	$42K	0.1%
Select Sector SPDR - Real Estate Index	—	—	$27K	$34K	0.1%
Flushing Financial Corp.	—	—	$54K	$32K	<0.1%
Medtronic Plc.	—	—	$33K	$30K	<0.1%
Saga Communications Inc	—	—	$27K	$14K	<0.1%
Merrill Lynch Bank Deposit Program	—	—	$2K	$2K	<0.1%