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Original filing (PDF)20251020074506NAL0000539697001
LINCOLN MEMORIAL UNIVERSITY
Form 5500
FILING_RECEIVED
LINCOLN MEMORIAL UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN
403(b) retirement plan
Signals · 2
31% in single holdingNo recordkeeper disclosed
Active participants
1,137
Accounts w/ balance
1,607
Plan assets (EOY)
$73.2M
Net assets (EOY)
$73.2M
How this plan invests
This plan
1 pooled trust
Schedule D
47 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
84
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard Vanguard Total Stock Market Index Adm, mutual fund @" is 31% of plan.
- 28 bps in Schedule C fees — 75% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LINCOLN MEMORIAL UNIVERSITY.
Plan sponsor
Name
LINCOLN MEMORIAL UNIVERSITY
EIN
62-0479542
Address
6965 CUMBERLAND GAP PARKWAY · HARROGATE, TN · 37752
Phone
(423) 869-6358
Industry
Educational Servicessee all
Plan administrator
Name
LINCOLN MEMORIAL UNIVERSITY
EIN
62-0479542
City
HARROGATE, TN
Phone
(423) 869-6358
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-20
Pension benefit codes
2M · 403(b)(7) custodial accounts
Audit & trust (Schedule H)
Auditor
RODEFER MOSS & CO, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MILLENNIUM ADVISORY SERVICES | 54-2020086 | GLEN ALLEN, VA | — | $100K | — |
| TIAA-TEACHERS INSURANCE AND ANNUITY | 13-1624203 | NEW YORK, NY | — | $86K | — |
| SAGEVIEW ADVISORY GROUP, LLC | 33-0818667 | IRVINE, CA | — | $12K | — |
| SAGEVIEW ADVISORY GROUP, LLC | 33-0818667 | NEWPORT BEACH, CA | — | $6K | — |
Investments
46 direct securities · 1 pooled fund· $73.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$49.9M
44 holdings
Registered Investment Companies
$22.8M
2 holdings
Pooled Separate Account
$453K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Adm, mutual fund @ | Registered Investment Companies | — | — | $22.7M | 31.1% | |
| Vanguard Total International Stock Index Adm, mutual fund @ | — | — | — | $10.9M | 14.9% | |
| Vanguard Total Bond Market Index Adm, mutual @ | — | — | — | $7.2M | 9.8% | |
| Insurance company general contracts * TIAA Traditional, fixed annuity benefit responsive @ | — | — | — | $7.1M | 9.7% | |
| TIAA Traditional, fixed annuity non-benefit responsive @ | — | — | — | $6.8M | 9.3% | |
| CREF Stock, variable annuity @ | — | — | — | $3.6M | 4.9% | |
| Baird Core Plus Bond Inst, mutual fund @ | — | — | — | $2.3M | 3.2% | |
| CREF Growth, variable annuity @ | — | — | — | $1.5M | 2.1% | |
| TIAA Stable Value, fixed annuity @ | — | — | — | $1.2M | 1.6% | |
| Putnam Large Cap Value Fund R6, mutual fund @ | — | — | — | $1.0M | 1.4% | |
| CREF Global Equities, variable annuity @ | — | — | — | $878K | 1.2% | |
| CREF Equity Index, variable annuity @ | — | — | — | $737K | 1.0% | |
| CREF Money Market, variable annuity @ | — | — | — | $656K | 0.9% | |
| Principal Real Estate Securities, mutual fund @ | — | — | — | $608K | 0.8% | |
| JP Morgan JP Morgan Mid Cap Growth Fund Class R6, mutual fund @ | — | — | — | $557K | 0.8% | |
| Wasatch Core Growth Institutional, mutual fund @ | — | — | — | $543K | 0.7% | |
| CREF Bond Market, variable annuity @ | — | — | — | $475K | 0.6% | |
| MFS Growth Fund R6, mutual fund @ | — | — | — | $459K | 0.6% | |
| TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $453K | 0.6% | |
| MFS Mid Cap Value R6, mutual fund @ | — | — | — | $424K | 0.6% | |
| CREF Social Choice, variable annuity @ | — | — | — | $370K | 0.5% | |
| Vanguard Inflation Protected Securities Adm, mutual fund @ | — | — | — | $356K | 0.5% | |
| TIAA Access Large Cap Value T4, variable annuity @ | — | — | — | $225K | 0.3% | |
| PIMCO RAE US Small Institutional, mutual fund @ | — | — | — | $218K | 0.3% | |
| Harding International Equity Inst, mutual fund @ | — | — | — | $217K | 0.3% | |
| JP Morgan JP Morgan Emerging Markets Equity R6, mutual fund @ | — | — | — | $213K | 0.3% | |
| CREF Inflation-Linked Bond, variable annuity @ | — | — | — | $209K | 0.3% | |
| TIAA Access International Equity T4, variable annuity @ | — | — | — | $186K | 0.3% | |
| TIAA Access Lifecycle 2035 T4, variable annuity @ | — | — | — | $168K | 0.2% | |
| Maturing at various dates through April 2033, interest rates at Notes receivable - participants 4.25% - 9.50%, collateralized by vested account balances -0- | — | — | — | $136K | 0.2% | |
| TIAA Access Small Cap Equity T4, variable annuity @ | — | — | — | $105K | 0.1% | |
| TIAA Access Lifecycle 2045 T4, variable annuity @ | — | — | — | $101K | 0.1% | |
| (Continued) * TIAA Access Real Estate Sections T4, variable annuity @ | Registered Investment Companies | — | — | $74K | 0.1% | |
| TIAA Access Mid Cap Value T4, variable annuity @ | — | — | — | $72K | <0.1% | |
| PIMCO Real Return R, mutual fund @ | — | — | — | $70K | <0.1% | |
| TIAA Access Lifecycle 2040 T4, variable annuity @ | — | — | — | $64K | <0.1% | |
| TIAA Access Growth & Income T4, variable annuity @ | — | — | — | $46K | <0.1% | |
| TIAA Access Large Cap Growth T4, variable annuity @ | — | — | — | $29K | <0.1% | |
| TIAA Access Lifecycle 2020 T4, variable annuity @ | — | — | — | $26K | <0.1% | |
| TIAA Access Lifecycle 2030 T4, variable annuity @ | — | — | — | $23K | <0.1% | |
| TIAA Access Social Choice Equity T4, variable annuity @ | — | — | — | $20K | <0.1% | |
| TIAA Access Lifecycle 2050 T4, variable annuity @ | — | — | — | $15K | <0.1% | |
| TIAA Access Small Cap Blend T4, variable annuity @ | — | — | — | $13K | <0.1% | |
| TIAA Access Mid Cap Growth T4, variable annuity @ | — | — | — | $13K | <0.1% | |
| TIAA Access Equity Index T4, variable annuity @ | — | — | — | $10K | <0.1% | |
| TIAA Access Bond Plus T4, variable annuity @ | — | — | — | $7K | <0.1% | |
| TIAA Access Lifecycle 2010 T4, variable annuity @ | — | — | — | $7K | <0.1% |