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FIRST CITIZENS NATIONAL BANK — FIRST CITIZENS NATIONAL BANK ESOP PLAN AND TRUST, Form 5500 (2024) | Form 5500 Search
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Original filing (PDF)
20251009154127NAL0003713587001
FIRST CITIZENS NATIONAL BANK
Form 5500
FILING_RECEIVED
FIRST CITIZENS NATIONAL BANK ESOP PLAN AND TRUST
Defined-contribution retirement plan
Signals · 2
95% in single holding
No recordkeeper disclosed
Active participants
280
Accounts w/ balance
406
Plan assets (EOY)
$39.1M
Net assets (EOY)
$39.1M
How this plan invests
This plan
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
75
Vendor stack
80
Participation health
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for
FIRST CITIZENS NATIONAL BANK
.
Find decision makers
Plan sponsor
Name
FIRST CITIZENS NATIONAL BANK
EIN
62-0201100
Address
200 W COURT ST · DYERSBURG, TN · 380244641
Phone
(731) 287-4231
Industry
Commercial Banking
· Finance & Insurance
see all
Plan administrator
Name
FIRST CITIZENS NATIONAL BANK
EIN
62-0201100
City
DYERSBURG, TN
Phone
(731) 287-4231
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2O · ESOP (non-leveraged)
3I · Requires investment in employer securities
2I · Stock bonus
Audit & trust (Schedule H)
Auditor
ATA, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reported
Investments
2 direct securities
· $37.4M
(96% of reported assets)
PI
Investment
Type
Shares / units
Cost
Current value
% of plan
First Citizens Bancshares
—
553,916
—
$35.5M
90.8%
Federated Prime Obligation
—
1,993,877
—
$2.0M
5.1%
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Knocking points off
Top holding "First Citizens Bancshares" is 95% of plan.
No recordkeeper disclosed on Schedule C.
Helping the score
No Schedule C compensation disclosed — likely a small plan or unbundled.
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