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Original filing (PDF)20251013114318NAL0001239905001
GRG ENTERPRISES, LLC
Form 5500
FILING_RECEIVED
GRG ENTERPRISES, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
~76 bps in Sched C fees
Active participants
329
Accounts w/ balance
146
Plan assets (EOY)
$6.9M
Net assets (EOY)
$6.9M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
65
Knocking points off
- 76 bps in Schedule C fees — modestly above peer band of 52 bps.
- Only 44% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GRG ENTERPRISES, LLC.
Plan sponsor
Name
GRG ENTERPRISES, LLC
EIN
61-1774107
Address
284 FLATHEAD AVENUE, SUITE 200 · WHITEFISH, MT · 599372672
Phone
(406) 862-5245
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
WIPFLI, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $25K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS, LLC | — | SAN RAFAEL, CA | INVESTMENT ADVISOR | $10K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RANDALL & HURLEY, INC | 91-1661080 | LIBERTY LAKE, WA | CONTRACT ADMIN | $14K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $4K | — |
Investments
24 direct securities· $6.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPMorgan Growth Advantage R6 Mutual Fund | — | — | — | $1.3M | 19.4% | |
| Vanguard Large Cap Index Adm Mutual Fund | — | — | — | $1.0M | 15.0% | |
| Key Guaranteed Portfolio Fund FBRIC | — | — | — | $615K | 9.0% | |
| JPMorgan SmartRetirement Blend 2040 R6 Mutual Fund | — | — | — | $594K | 8.7% | |
| MFS Intl Diversification Mutual Fund | — | — | — | $493K | 7.2% | |
| American Funds Washington Mutual R6 Mutual Fund | — | — | — | $488K | 7.1% | |
| JPMorgan SmartRetirement Blend 2035 R6 Mutual Fund | — | — | — | $379K | 5.5% | |
| JPMorgan SmartRetirement Blend 2045 R6 Mutual Fund | — | — | — | $322K | 4.7% | |
| Baird Midcap Inst Mutual Fund | — | — | — | $281K | 4.1% | |
| JPMorgan SmartRetirement Blend 2050 R6 Mutual Fund | — | — | — | $202K | 3.0% | |
| JPMorgan SmartRetirement Blend 2030 R6 Mutual Fund | — | — | — | $193K | 2.8% | |
| Metropolitan West Total Return Bond Mutual Fund | — | — | — | $185K | 2.7% | |
| Vanguard Mid Cap Index Fund - Admiral Mutual Fund | — | — | — | $158K | 2.3% | |
| JPMorgan SmartRetirement Blend 2055 R6 Mutual Fund | — | — | — | $128K | 1.9% | |
| Participant loans Rates from 4.25% to 9.50% $0 | — | — | — | $100K | 1.5% | |
| Allspring Small Company Growth R6 Mutual Fund | — | — | — | $89K | 1.3% | |
| American Beacon Small Cp Val R5 Mutual Fund | — | — | — | $86K | 1.3% | |
| MFS Mid Cap Value R6 Mutual Fund | — | — | — | $61K | 0.9% | |
| AB Global Bond Adv Mutual Fund | — | — | — | $38K | 0.6% | |
| JPMorgan SmartRetirement Blend 2060 R6 Mutual Fund | — | — | — | $38K | 0.6% | |
| JPMorgan SmartRetirement Blend 2025 R6 Mutual Fund | — | — | — | $33K | 0.5% | |
| Fidelity Advisor International Growth Z Mutual Fund | — | — | — | $8K | 0.1% | |
| Causeway International Value Instl Mutual Fund | — | — | — | $3K | <0.1% | |
| Invesco Main Street Small Cap R6 Mutual Fund | — | — | — | $3K | <0.1% |
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