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Original filing (PDF)20251015131032NAL0004634481001
VILLAGE MANAGEMENT SERVICES, INC.
Form 5500
FILING_RECEIVED
VILLAGE MANAGEMENT SERVICES, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
795
Accounts w/ balance
390
Plan assets (EOY)
$27.2M
Net assets (EOY)
$27.2M
How this plan invests
This plan
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Top holding "Fully benefit-responsive investment contract - Empower Annuity Ins * Co. of America General Account" is 26% of plan.
- Only 49% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Below-peer total fees (18 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VILLAGE MANAGEMENT SERVICES, INC..
Plan sponsor
Name
VILLAGE MANAGEMENT SERVICES, INC.
EIN
61-1772773
Address
24351 EL TORO ROAD · LAGUNA WOODS, CA · 92637
Phone
(949) 597-4441
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FARBER HASS HURLEY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $33K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | — | SAN RAFAEL, CA | INVESTMENT ADVISOR | $13K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ BENEFITS & INS SERVICES INC | — | CINCINNATI, OH | CONTRACT ADMIN | $4K | — |
Investments
26 direct securities· $26.4M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fully benefit-responsive investment contract - Empower Annuity Ins * Co. of America General Account | — | — | — | $6.7M | 24.8% | |
| Empower Trust Company FIDELITY 500 INDEX | — | — | — | $4.3M | 15.9% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2040 I | — | — | — | $3.5M | 12.7% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2030 I | — | — | — | $2.5M | 9.2% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2050 I | — | — | — | $1.3M | 4.7% | |
| Empower Trust Company JPMORGAN LARGE CAP GROWTH R6 | — | — | — | $1.3M | 4.7% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2020 I | — | — | — | $958K | 3.5% | |
| Empower Trust Company HARTFORD DIVIDEND AND GROWTH R6 | — | — | — | $530K | 2.0% | |
| Empower Trust Company COLUMBIA SMALL CAP INDEX INSTL 2 | — | — | — | $504K | 1.9% | |
| Empower Trust Company FIDELITY MID CAP INDEX | — | — | — | $497K | 1.8% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2045 I | — | — | — | $488K | 1.8% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2060 I | — | — | — | $480K | 1.8% | |
| Empower Trust Company FIDELITY TOTAL BOND K6 | — | — | — | $466K | 1.7% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2025 I | — | — | — | $460K | 1.7% | |
| Empower Trust Company MFS INTERNATIONAL GROWTH R6 | — | — | — | $424K | 1.6% | |
| Empower Trust Company ISHARES MSCI EAFE INTERNATIONAL INDEXK | — | — | — | $330K | 1.2% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2010 I | — | — | — | $304K | 1.1% | |
| party maturity value Cost Current value Investments - * Empower Trust Company AMERICAN CENTURY SM CAP GROWTH R6 ** $ | — | — | — | $284K | 1.0% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2035 I | — | — | — | $245K | 0.9% | |
| Empower Trust Company ISHARES U.S. AGGREGATE BOND INDEX K | — | — | — | $192K | 0.7% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2015 I | — | — | — | $190K | 0.7% | |
| Empower Trust Company JANUS HENDERSON ENTERPRISE N | — | — | — | $160K | 0.6% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2055 I | — | — | — | $158K | 0.6% | |
| Empower Trust Company VICTORY SYCAMORE ESTABLISHED VALUE R6 | — | — | — | $100K | 0.4% | |
| Empower Trust Company VICTORY SYCAMORE SMALL COMPANY OPP R6 | — | — | — | $66K | 0.2% | |
| Empower Trust Company MASSMUTUAL SELECT TRP RETIREMENT 2005 I | — | — | — | $32K | 0.1% |