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Original filing (PDF)20251015090950NAL0002064595001
ZF NORTH AMERICA, INC.
Form 5500
FILING_RECEIVED
ZF NORTH AMERICA, INC. 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
8,170
Accounts w/ balance
11,650
Plan assets (EOY)
$1.7B
Net assets (EOY)
$1.7B
How this plan invests
This plan
19 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 7 bps in Schedule C fees — modestly above peer band of 5 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZF NORTH AMERICA, INC..
Plan sponsor
Name
ZF NORTH AMERICA, INC.
EIN
61-1462969
Address
15811 CENTENNIAL DRIVE · NORTHVILLE, MI · 48168
Phone
(734) 855-2600
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
PLANTE MORAN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $353K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $782K | — |
| AON INVESTMENTS USA INC. | 36-3109431 | — | INVESTMENT ADVISOR | $44K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PLANTE & MORAN | 33-1498605 | — | ACCOUNTANT/AUDITOR | $59K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
28 direct securities · 19 pooled funds· $2.3B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.6B
28 holdings
Common Collective Trust
$730.7M
19 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $381.7M | 22.2% | |
| T. Rowe Price US Equity Research Fund I | — | — | — | $206.5M | 12.0% | |
| Fidelity Freedom Index 2035 CCT | — | — | — | $104.9M | 6.1% | |
| FID FRDM INX 2035 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 081 | Common Collective Trust | — | — | $104.9M | 6.1% | |
| Self-directed brokerage accounts | — | — | — | $104.6M | 6.1% | |
| Fidelity Freedom Index 2030 CCT | — | — | — | $93.0M | 5.4% | |
| FID FRDM INX 2030 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 080 | Common Collective Trust | — | — | $93.0M | 5.4% | |
| Fidelity Freedom Index 2040 CCT | — | — | — | $79.4M | 4.6% | |
| FID FRDM INX 2040 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 082 | Common Collective Trust | — | — | $79.4M | 4.6% | |
| PRU CORE PL BD CL 5 PRUDENTIAL TRUST COMPANY · EIN 23-6994310 / PN 165 | Common Collective Trust | — | — | $62.1M | 3.6% | |
| Hartford Mid Cap Fund Class Y | — | — | — | $61.9M | 3.6% | |
| Fidelity Freedom Index 2025 CCT | — | — | — | $60.3M | 3.5% | |
| FID FRDM INX 2025 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 079 | Common Collective Trust | — | — | $60.3M | 3.5% | |
| Fidelity Freedom Index 2045 CCT | — | — | — | $58.4M | 3.4% | |
| FID FRDM INX 2045 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 083 | Common Collective Trust | — | — | $58.4M | 3.4% | |
| Fidelity Freedom Index 2050 CCT | — | — | — | $57.6M | 3.4% | |
| FID FRDM INX 2050 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 084 | Common Collective Trust | — | — | $57.6M | 3.4% | |
| MFS Institutional International Equity Fund | — | — | — | $49.9M | 2.9% | |
| Fidelity Freedom Index 2055 CCT | — | — | — | $47.7M | 2.8% | |
| FID FRDM INX 2055 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 112 | Common Collective Trust | — | — | $47.7M | 2.8% | |
| SMALL CAP 2000 S1 WELLINGTON TRUST COMPANY, NA · EIN 04-3497364 / PN 001 | Common Collective Trust | — | — | $45.8M | 2.7% | |
| Fidelity OTC Portfolio Class K | — | — | — | $42.1M | 2.4% | |
| FIMM Instl Government Portfolio | — | — | — | $41.0M | 2.4% | |
| Managed Income Portfolio II - Class 2 | — | — | — | $39.3M | 2.3% | |
| MIP II CL 2 FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 025 | Common Collective Trust | — | — | $37.0M | 2.2% | |
| Fidelity Freedom Index 2060 CCT | — | — | — | $32.3M | 1.9% | |
| FID FRDM INX 2060 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 146 | Common Collective Trust | — | — | $32.3M | 1.9% | |
| Fidelity Global ex US Index Fund | — | — | — | $24.5M | 1.4% | |
| Fidelity Extended Market Index Fund | — | — | — | $23.6M | 1.4% | |
| Fidelity US Bond Index Fund | — | — | — | $22.6M | 1.3% | |
| Participant notes receivable bearing interest rates ranging from 4.25 to 9.50 percent | — | — | — | $19.0M | 1.1% | |
| Fidelity Freedom Index 2020 CCT | — | — | — | $14.4M | 0.8% | |
| FID FRDM INX 2020 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 078 | Common Collective Trust | — | — | $14.4M | 0.8% | |
| Artisan Sustainable Emerging Markets Trust | — | — | — | $13.0M | 0.8% | |
| ARTISAN STNBL EM MKT SEI TRUST COMPANY · EIN 26-3653822 / PN 001 | Common Collective Trust | — | — | $13.0M | 0.8% | |
| Vanguard Total World Stock Index Fund | — | — | — | $10.1M | 0.6% | |
| Heitman US Real Estate Securities Fund | — | — | — | $9.2M | 0.5% | |
| HEITMAN GLB RE CIT 4 BENEFIT TRUST COMPANY · EIN 81-6295757 / PN 066 | Common Collective Trust | — | — | $9.2M | 0.5% | |
| Fidelity Freedom Index Income | — | — | — | $4.5M | 0.3% | |
| FID FRDM INX INC T FIAM TRUST COMPANY · EIN 20-4659714 / PN 074 | Common Collective Trust | — | — | $4.5M | 0.3% | |
| Fidelity Freedom Index 2065 CCT | — | — | — | $4.2M | 0.2% | |
| FID FRDM INX 2065 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 169 | Common Collective Trust | — | — | $4.2M | 0.2% | |
| Fidelity Freedom Index 2015 CCT | — | — | — | $4.1M | 0.2% | |
| FID FRDM INX 2015 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 077 | Common Collective Trust | — | — | $4.1M | 0.2% | |
| Fidelity Freedom Index 2010 CCT | — | — | — | $2.8M | 0.2% | |
| FID FRDM INX 2010 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 076 | Common Collective Trust | — | — | $2.8M | 0.2% | |
| FID FRDM INX 2005 T FIAM TRUST COMPANY · EIN 20-4659714 / PN 075 | Common Collective Trust | — | — | $0 | <0.1% |