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Original filing (PDF)20251015132424NAL0002479891001
YNAP CORPORATION
Form 5500
FILING_RECEIVED
YNAP 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
554
Accounts w/ balance
597
Plan assets (EOY)
$25.3M
Net assets (EOY)
$25.3M
How this plan invests
This plan
45 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 36 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for YNAP CORPORATION.
Plan sponsor
Name
YNAP CORPORATION
EIN
61-1428780
Address
725 DARLINGTON AVENUE · MAHWAH, NJ · 07430
Phone
(201) 676-5700
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
FUNARO & CO., P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| VOYA RETIREMENT INSURANCE & ANNUITY | 71-0294708 | — | SERVICE PROVIDER | $83K | — |
| VOYA RETIREMENT ADVISORS, LLC | 02-0488491 | — | SERVICE PROVIDER | $9K | — |
Investments
33 direct securities· $30.8M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2050 Target Date Retirement Fund R6 RFITX 187,687 shares | — | — | $188K | $3.9M | 15.5% | |
| Vangrd 500 Index Fund Adm Registered Investment Company | — | — | $6K | $3.2M | 12.8% | |
| Fidelity Lg Cp Grw Id Fd Registered Investment Company | — | — | — | $2.8M | 11.2% | |
| Fidelity Large Cap Growth Index Fund FSPGX 72,397 shares | — | — | $72K | $2.8M | 11.2% | |
| American Funds 2055 Target Date Retirement Fund R6 RFKTX 106,828 shares | — | — | $107K | $2.8M | 11.2% | |
| American Funds 2045 Target Date Retirement Fund R6 RFHTX 73,590 shares | — | — | $74K | $1.6M | 6.2% | |
| Vangrd Tot Int Stk In F Adm Registered Investment Company | — | — | — | $1.3M | 5.0% | |
| Vanguard Total International Stock Index Fund Adm VTIAX 39,698 shares | — | — | $40K | $1.3M | 5.0% | |
| American Funds 2030 Target Date Retirement Fund R6 RFETX 63,930 shares | — | — | $64K | $1.1M | 4.4% | |
| LOAN FUND Participant Loans - Rates 4.25% to 9.50% | — | — | — | $1000K | 4.0% | |
| balances | — | — | — | $1000K | 4.0% | |
| American Funds 2060 Target Date Retirement Fund R6 RFUTX 55,170 shares | — | — | $55K | $989K | 3.9% | |
| Voya Fixed Account (4062) Insurance Company General Account | — | — | — | $905K | 3.6% | |
| American Funds 2040 Target Date Retirement Fund R6 RFGTX 43,486 shares | — | — | $43K | $894K | 3.5% | |
| Vangrd Equity Income Fund Adm Registered Investment Company | — | — | $10K | $888K | 3.5% | |
| American Funds 2035 Target Date Retirement Fund R6 RFFTX 33,372 shares | — | — | $33K | $635K | 2.5% | |
| (Held at End of Year) YNAP 401(K) SAVINGS PLAN EIN#61-1428780 Plan# 002 Vangrd Small-Cap Index Fnd Adm Registered Investment Company | — | — | $5K | $608K | 2.4% | |
| American Funds 2025 Target Date Retirement Fund R6 RFDTX 28,625 shares | — | — | $29K | $435K | 1.7% | |
| Vanguard Total Bond Market Index Fund Admiral VBTLX 38,126 shares | — | — | $38K | $361K | 1.4% | |
| Vangrd Tot Bd Mkt Ind Fd Adm Registered Investment Company | — | — | — | $361K | 1.4% | |
| Dodge & Cox Income Fund I DODIX 27,779 shares | — | — | $28K | $344K | 1.4% | |
| Vanguard Mid-Cap Growth Index Fund Admiral VMGMX 2,205 shares | — | — | $2K | $241K | 1.0% | |
| Vanguard Mid-Cap VI Index Fund Admiral VMVAX 2,169 shares | — | — | $2K | $182K | 0.7% | |
| American Funds 2020 Target Date Retirement Fund R6 RRCTX 12,985 shares | — | — | $13K | $175K | 0.7% | |
| 2 Vanguard Mid-Cap Index Fund Admiral VIMAX 528 shares | — | — | — | $172K | 0.7% | |
| Vanguard Sm-Cap VI Index Fund Admiral VSIAX 1,833 shares | — | — | $2K | $156K | 0.6% | |
| Vanguard Sm-Cap Growth Index Fund Admiral VSIAX 1,574 shares | — | — | $2K | $155K | 0.6% | |
| American Funds 2065 Target Date Retirement Fund R6 RFVTX 7,096 shares | — | — | $7K | $124K | 0.5% | |
| 4 Vanguard Real Estate Index Fund Admiral VGSLX 934 shares | — | — | — | $118K | 0.5% | |
| PIMCO Glbl Bd Op US D-Hg Ins Registered Investment Company | — | — | — | $76K | 0.3% | |
| 24 PIMCO Global Bond Opportunities Fund (U.S. Dollar-Hedged) Institutional PGBIX 8,004 shares | — | — | $8K | $76K | 0.3% | |
| American Funds 2015 Target Date Retirement Fund R6 RFJTX 4,851 shares | — | — | $5K | $59K | 0.2% | |
| 12 American Funds 2010 Target Date Retirement Fund R6 RFTTX 932 shares | — | — | — | $11K | <0.1% |
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