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Original filing (PDF)20250924133020NAL0017187554001
USED-CAR-PARTS.COM, INC.
Form 5500
FILING_RECEIVED
CAR-PART.COM 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
221
Accounts w/ balance
200
Plan assets (EOY)
$17.9M
Net assets (EOY)
$17.9M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 40 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for USED-CAR-PARTS.COM, INC..
Plan sponsor
Name
USED-CAR-PARTS.COM, INC.
EIN
61-1370552
Address
1980 HIGHLAND PIKE · FT WRIGHT, KY · 410178135
Phone
(859) 344-1925
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-24
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DEAN DORTON ALLEN FORD, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GALLAGHER FIDUCIARY ADVISORS, LLC | 36-4291971 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $72K | — |
Investments
29 direct securities · 1 pooled fund· $17.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$17.4M
28 holdings
Mutual Funds
$290K
1 holding
Common Collective Trust
$221K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement I 2040 I Fund (1) | — | — | — | $2.0M | 11.2% | |
| T. Rowe Price BL Chip GR I Fund (1) | — | — | — | $2.0M | 11.1% | |
| T. Rowe Price Retirement I 2050 I Fund (1) | — | — | — | $1.6M | 9.1% | |
| Vanguard Group 500 Index Admiral Fund (1) | — | — | — | $1.3M | 7.3% | |
| Massachusetts Financial Services Company MFS Value R6 Fund (1) | — | — | — | $1.2M | 6.8% | |
| T. Rowe Price Retirement I 2025 I Fund (1) | — | — | — | $1.0M | 5.8% | |
| T. Rowe Price Retirement I 2030 I Fund (1) | — | — | — | $914K | 5.1% | |
| Vanguard Group TTL International STK Index ADM Fund (1) | — | — | — | $754K | 4.2% | |
| T. Rowe Price Retirement I 2020 I Fund (1) | — | — | — | $751K | 4.2% | |
| T. Rowe Price Retirement I 2045 I Fund (1) | — | — | — | $727K | 4.1% | |
| Vanguard Group Small Cap Index Admiral Fund (1) | — | — | — | $663K | 3.7% | |
| Vanguard Group Mid Cap Index Admiral Fund (1) | — | — | — | $593K | 3.3% | |
| T. Rowe Price Retirement I 2035 I Fund (1) | — | — | — | $589K | 3.3% | |
| JP Morgan Investment Management Inc. Mid Cap Growth R6 Fund (1) | — | — | — | $581K | 3.2% | |
| Vanguard Group Re Index Admiral Fund (1) | — | — | — | $512K | 2.9% | |
| American Funds American Balanced R6 Fund (1) | — | — | — | $500K | 2.8% | |
| T. Rowe Price Retirement I 2055 I Fund (1) | — | — | — | $331K | 1.9% | |
| Federated Investment Management High Yield Bond Installment Fund (1) | Mutual Funds | — | — | $290K | 1.6% | |
| Fidelity Management & Research Small Cap Growth Index Fund (1) | — | — | — | $284K | 1.6% | |
| Participant Loans (Notes Receivable from Participants) 5.25% - 10.50% - | — | — | — | $240K | 1.3% | |
| MORLEY STABLE VALUE FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $221K | 1.2% | |
| Vanguard Group Small Cap Value IDX Admiral Fund (1) | — | — | — | $190K | 1.1% | |
| PGIM Investments, LLC Total Return Bond R6 Fund (1) | — | — | — | $181K | 1.0% | |
| T. Rowe Price Retirement I 2060 I Fund (1) | — | — | — | $120K | 0.7% | |
| (E) | — | — | $61K | $76K | 0.4% | |
| T. Rowe Price Retirement I 2010 I Fund (1) | — | — | — | $76K | 0.4% | |
| Dimensional Fund Advisors US Small Cap Value I Fund (1) | — | — | — | $61K | 0.3% | |
| (E) | — | — | $21K | $43K | 0.2% | |
| Vanguard Group Select Value Investment Fund (1) | — | — | — | $43K | 0.2% | |
| T. Rowe Price Retirement I 2065 I Fund (1) | — | — | — | $21K | 0.1% |
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