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Original filing (PDF)20251012214628NAL0000552801001
BACON FARMER WORKMAN RETIREMENT PLAN
Form 5500
FILING_RECEIVED
BACON, FARMER, WORKMAN ENGINEERING AND TESTING, INC. 401(K) RETIREMENT PLAN
401(k) retirement plan
Active participants
174
Accounts w/ balance
193
Plan assets (EOY)
$22.8M
Net assets (EOY)
$22.8M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (9 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BACON FARMER WORKMAN RETIREMENT PLAN.
Plan sponsor
Name
BACON FARMER WORKMAN RETIREMENT PLAN
EIN
61-1310314
Address
2301 MCCRACKEN BLVD · PADUCAH, KY · 42001
Phone
(270) 443-1995
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-12
Pension benefit codes
3H · Sponsor in controlled / affiliated group
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WILLIAMS, WILLIAMS, & LENTZ LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $6K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THELAMPOGROUPLLCRAMSEYSMART | 62-1593846 | — | CONSULTANT | $7K | — |
| MCF ADVISORS, LLC | 20-0566061 | — | INVESTMENT ADVISOR | $7K | — |
Investments
24 direct securities· $22.8M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BlackRock LifePath Index 2035 Fund Mutual fund | — | — | — | $3.1M | 13.5% | |
| BlackRock LifePath Index 2040 Fund Mutual fund | — | — | — | $2.8M | 12.3% | |
| BlackRock LifePath Index 2045 Fund Mutual fund | — | — | — | $2.6M | 11.2% | |
| Fidelity 500 Index Fund Mutual fund | — | — | — | $2.5M | 11.1% | |
| Vanguard Growth Index Fund Mutual fund | — | — | — | $2.0M | 8.8% | |
| BlackRock LifePath Index 2030 Fund Mutual fund | — | — | — | $1.8M | 7.7% | |
| BlackRock LifePath Index 2050 Fund Mutual fund | — | — | — | $1.5M | 6.5% | |
| Fidelity Government Money Market Fund Money market | — | — | — | $1.4M | 6.4% | |
| BlackRock LifePath Index 2055 Fund Mutual fund | — | — | — | $795K | 3.5% | |
| BlackRock LifePath Index Retirement Fund Mutual fund | — | — | — | $672K | 2.9% | |
| Vanguard Small Cap Index Fund Mutual fund | — | — | — | $633K | 2.8% | |
| Vanguard Mid Cap Index Fund Mutual fund | — | — | — | $625K | 2.7% | |
| BlackRock LifePath Index 2060 Fund Mutual fund | — | — | — | $489K | 2.1% | |
| Fidelity International Index Fund Mutual fund | — | — | — | $485K | 2.1% | |
| Vanguard Balanced Index Fund Mutual fund | — | — | — | $418K | 1.8% | |
| BlackRock LifePath Index 2065 Fund Mutual fund | — | — | — | $367K | 1.6% | |
| Fidelity Emerging Markets Index Fund Mutual fund | — | — | — | $174K | 0.8% | |
| Participant loans Notes Receivable with interest rates ranging from 4.25% to 9.50% - | — | — | — | $156K | 0.7% | |
| Vanguard Value Index Fund Mutual fund | — | — | — | $104K | 0.5% | |
| Fidelity Short-Term Bond Index Fund Mutual fund | — | — | — | $91K | 0.4% | |
| Loomis Core Plus Bond Fund Mutual fund | — | — | — | $43K | 0.2% | |
| Vanguard Total International Bond Index Fund Mutual fund | — | — | — | $27K | 0.1% | |
| PGIM High Yield Fund Mutual fund | — | — | — | $21K | <0.1% | |
| Fidelity US Bond Index Fund Mutual fund | — | — | — | $2K | <0.1% |
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