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Original filing (PDF)20251014105703NAL0001268003001
CLEARY CONSTRUCTION, INC.
Form 5500
FILING_RECEIVED
CLEARY CONSTRUCTION 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
280
Accounts w/ balance
231
Plan assets (EOY)
$9.5M
Net assets (EOY)
$9.5M
How this plan invests
This plan
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLEARY CONSTRUCTION, INC..
Plan sponsor
Name
CLEARY CONSTRUCTION, INC.
EIN
61-1279574
Address
2006 EDMONTON RD · TOMPKINSVILLE, KY · 42167
Phone
(270) 487-1784
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | 16-1450952 | — | NONE | $19K | — |
| FRANKLIN BANK | 61-0547583 | — | NONE | $17K | — |
Investments
33 direct securities· $9.5M(100% of reported assets)
Uncategorized
$9.3M
32 holdings
Mutual Funds
$158K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2060 Inv 28,266 shares | — | — | $28K | $1.4M | 15.2% | |
| Vanguard Target Retirement 2055 Inv 12,927 shares | — | — | $13K | $719K | 7.6% | |
| Vanguard Target Retirement 2045 Inv 22,302 shares | — | — | $22K | $662K | 7.0% | |
| Vanguard Target Retirement 2025 Inv 33,109 shares | — | — | $33K | $619K | 6.5% | |
| Vanguard Target Retirement 2030 Inv 13,506 shares | — | — | $14K | $512K | 5.4% | |
| Vanguard Target Retirement 2035 Inv 21,217 shares | — | — | $21K | $509K | 5.4% | |
| T. Rowe Price Blue Chip Growth I 2,314 shares | — | — | $2K | $434K | 4.6% | |
| Intl Growth & Income Fd-R6 10,550 shares | — | — | $11K | $378K | 4.0% | |
| Dodge & Cox Stock 1,456 shares | — | — | $1K | $374K | 3.9% | |
| Money Market Vanguard Federal Money Market Investor 370,725 shares | — | — | $371K | $371K | 3.9% | |
| Dodge & Cox Income 29,156 shares | — | — | $29K | $361K | 3.8% | |
| Dodge & Cox Global Stock 23,999 shares | — | — | $24K | $329K | 3.5% | |
| 2030 and interest rates from 4.25% to 9.50% | — | — | — | $288K | 3.0% | |
| Vanguard Target Retirement 2065 Inv 6,537 shares | — | — | $7K | $220K | 2.3% | |
| Vanguard Interim-term Invt-grde Adm 25,017 shares | — | — | $25K | $214K | 2.3% | |
| American Funds New World R6 2,489 shares | — | — | $2K | $192K | 2.0% | |
| Vanguard 500 Index Admiral 350 shares | — | — | — | $190K | 2.0% | |
| Vanguard Target Retirement 2050 Inv 3,506 shares | — | — | $4K | $175K | 1.8% | |
| Vanguard Small Cap Index Adm 1,493 shares | — | — | $1K | $172K | 1.8% | |
| Vanguard Dividend Appreciation Id Adm 3,164 shares | — | — | $3K | $168K | 1.8% | |
| Vanguard Total Intl Stock Index Admiral 5,157 shares | — | — | $5K | $163K | 1.7% | |
| Vanguard Target Retirement 2040 Inv 3,691 shares | — | — | $4K | $160K | 1.7% | |
| American Funds Capital Income Bldr R6 2,294 shares | Mutual Funds | — | $2K | $158K | 1.7% | |
| JPMorgan Hedged Equity 2 Fund R6 7,599 shares | — | — | $8K | $141K | 1.5% | |
| Vanguard Short-term Invt-grade Adm 13,168 shares | — | — | $13K | $136K | 1.4% | |
| Vanguard Total Stock Mkt Idx Adm 733 shares | — | — | — | $103K | 1.1% | |
| Vanguard Target Retirement 2070 Inv 2,915 shares | — | — | $3K | $78K | 0.8% | |
| Vanguard Short-term Infl-prot Sec Idx Adm 2,597 shares | — | — | $3K | $63K | 0.7% | |
| Vanguard Mid-cap Growth Index Admiral 490 shares | — | — | — | $54K | 0.6% | |
| Vanguard Real Estate Index Admiral 419 shares | — | — | — | $53K | 0.6% | |
| Vanguard Target Retirement Income Inv 1,866 shares | — | — | $2K | $24K | 0.3% | |
| Vanguard Selected Value Inv 811 shares | — | — | — | $22K | 0.2% | |
| PRIME CAP Odyssey Stock 357 shares | — | — | — | $12K | 0.1% |
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