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Original filing (PDF)20260206124229NAL0006693808001
ELECTRIC RESEARCH AND MANUFACTURING COOPERATIVE, INC.
Form 5500
FILING_RECEIVED
ERMCO DEFINED BENEFIT PLAN
Defined-benefit pension plan
Signals · 3
Late filing · 2.7 mo65% in single holdingNo recordkeeper disclosed
Active participants
1,968
Accounts w/ balance
0
Plan assets (EOY)
$79.1M
Net assets (EOY)
$79.1M
How this plan invests
This plan
2 pooled trusts
Schedule D
4 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
81
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
89
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 2.7 months past the 10.5-month grace window.
- Top holding "Collective Investment Trusts Great Gray Trust Company DB Growth Portfolio Institutional Fund" is 65% of plan.
- 29 bps in Schedule C fees — 78% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ELECTRIC RESEARCH AND MANUFACTURING COOPERATIVE, INC..
Plan sponsor
Name
ELECTRIC RESEARCH AND MANUFACTURING COOPERATIVE, INC.
EIN
61-0701489
Address
2225 INDUSTRIAL ROAD · DYERSBURG, TN · 380242344
Phone
(731) 288-4148
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-02-06
Pension benefit codes
1A · Pay-related DB formula
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $226K | — |
Investments
2 direct securities · 2 pooled funds· $77.1M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$50.0M
1 holding
Uncategorized
$13.3M
1 holding
Mutual Funds
$13.3M
1 holding
Pooled Separate Account
$448K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| DB GROWTH PORTFOLIO INST FUND GREAT GRAY TRUST COMPANY · EIN 82-0737797 / PN 187 | Common Collective Trust | — | $51.6M | $50.0M | 63.2% | |
| Fidelity Investments FIDELITY CORPORATE BOND FUND | — | — | $13.7M | $13.3M | 16.9% | |
| Dodge and Cox Funds DODGE & COX INCOME I FUND | Mutual Funds | — | $13.8M | $13.3M | 16.9% | |
| PRIN LIQUID ASSETS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 024 | Pooled Separate Account | — | $448K | $448K | 0.6% |
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