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Original filing (PDF)20251015085801NAL0004129425001
LITER'S, INC.
Form 5500
FILING_RECEIVED
LITER'S, INC. 401(K) PLAN
401(k) retirement plan
Signals · 3
25% in single holding~95 bps in Sched C feesNo recordkeeper disclosed
Active participants
128
Accounts w/ balance
142
Plan assets (EOY)
$6.4M
Net assets (EOY)
$6.4M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "T.Rowe Price BIue Chip Growth Fund Mutual Fund" is 25% of plan.
- 95 bps in Schedule C fees — 82% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LITER'S, INC..
Plan sponsor
Name
LITER'S, INC.
EIN
61-0543198
Address
5918 HAUNZ LANE · LOUISVILLE, KY · 40241
Phone
(502) 241-7637
Industry
Mining, Quarrying, Oil & Gassee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2U · Association Retirement Plan
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
JONES, NALE & MATTINGLY PLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SORTINO ADVISORY PARTNERS, LLC | 47-1880154 | — | INVESTMENT ADVISORY | $20K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $26K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JONES, NALE & MATTINGLY | 61-0420207 | — | ACCOUNTANT | $14K | — |
Investments
25 direct securities· $6.3M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T.Rowe Price BIue Chip Growth Fund Mutual Fund | — | — | — | $1.6M | 25.1% | |
| Invesco Diversified Dividend R5 Fund Mutual Fund | — | — | — | $737K | 11.6% | |
| BlackRock Lfpth Ind Rtrmt K Fund Mutual Fund | — | — | — | $710K | 11.1% | |
| BlackRock Lifepath Index 2035 K Fund Mutual Fund | — | — | — | $538K | 8.4% | |
| Fidelity Adv Balanced I Fund Mutual Fund | — | — | — | $514K | 8.1% | |
| Vanguard Fed Money Mrkt Inv Fund Mutual Fund | — | — | — | $295K | 4.6% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $281K | 4.4% | |
| Vanguard Mid Cap Grth Index Adm Fund Mutual Fund | — | — | — | $182K | 2.9% | |
| BlackRock Lifepath Index 2045 K Fund Mutual Fund | — | — | — | $178K | 2.8% | |
| BlackRock Lifepath Index 2030 K Fund Mutual Fund | — | — | — | $168K | 2.6% | |
| Vanguard Dev Mkts Index Adm Fund Mutual Fund | — | — | — | $152K | 2.4% | |
| BlackRock Lifepath Index 2060 K Fund Mutual Fund | — | — | — | $149K | 2.3% | |
| Hartford Intl Opp Y Fund Mutual Fund | — | — | — | $145K | 2.3% | |
| BlackRock Lifepath Index 2055 K Fund Mutual Fund | — | — | — | $129K | 2.0% | |
| JP Morgan Mid Cap Value R6 Fund Mutual Fund | — | — | — | $102K | 1.6% | |
| BlackRock Lifepath Index 2050 K Fund Mutual Fund | — | — | — | $100K | 1.6% | |
| JP Morgan Sm Cap Value R6 Fund Mutual Fund | — | — | — | $88K | 1.4% | |
| BlackRock Lifepath Index 2040 K Fund Mutual Fund | — | — | — | $80K | 1.2% | |
| Vanguard Real Estate Index Adm Fund Mutual Fund ** 21 Vanguard Sm Cap Index Adm Fund Mutual Fund | — | — | — | $36K | 0.6% | |
| Vanguard Mid Cap Index Adm Fund Mutual Fund | — | — | — | $35K | 0.6% | |
| Virtus SGA Emer Mark Eq I Fund Mutual Fund | — | — | — | $35K | 0.5% | |
| Fidelity Total Bond Fund Mutual Fund | — | — | — | $31K | 0.5% | |
| JanusHenderson Triton Fund N Mutual Fund | — | — | — | $26K | 0.4% | |
| BlackRock Lifepath Index 2065 K Fund Mutual Fund | — | — | — | $8K | 0.1% | |
| BlackRock HY Portfolio Inst Fund Mutual Fund | — | — | — | $2K | <0.1% |
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