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Original filing (PDF)20250820111451NAL0001575075001
UNION COMMONWEALTH UNIVERSITY
Form 5500
FILING_RECEIVED
UNION COMMONWEALTH UNIVERSITY RETIREMENT PLAN
403(b) retirement plan
Signals · 1
34% in single holding
Active participants
89
Accounts w/ balance
295
Plan assets (EOY)
$18.5M
Net assets (EOY)
$18.5M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
83
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "TIAA TIAA Traditional Non Benefit Responsive (1)" is 34% of plan.
Helping the score
- Below-peer total fees (15 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNION COMMONWEALTH UNIVERSITY.
Plan sponsor
Name
UNION COMMONWEALTH UNIVERSITY
EIN
61-0461768
Address
310 COLLEGE STREET · BARBOURVILLE, KY · 409061499
Phone
(606) 546-1206
Industry
Educational Servicessee all
Plan administrator
Name
PENTEGRA SERVICES, INC.
EIN
13-3745616
City
WHITE PLAINS, NY
Phone
(844) 367-2848
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-20
Pension benefit codes
2G · Total participant-directed accounts
2K · 401(m) arrangement
2L · 403(b)(1) annuity
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
COULTER & JUSTUS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TWO WEST CAPITAL ADVISORS | 27-3055170 | LAWRENCE, KS | NONE | $15K | — |
| COULTER & JUSTUS | 62-1532536 | KNOXVILLE, TN | NONE | $7K | — |
| TIAA TEACHERS INSURANCE AND ANNUITY | 13-1624203 | NEW YORK, NY | NONE | $5K | — |
| PENTEGRA SERVICES, INC. | 13-3745616 | CHARLOTTE, NC | NONE | $0 | — |
Investments
31 direct securities · 1 pooled fund· $18.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.2M
31 holdings
Pooled Separate Account
$311K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA Traditional Non Benefit Responsive (1) | — | — | — | $6.3M | 33.8% | |
| TIAA Traditional Non Benefit Responsive 2 (1) 626 *CREF CREF Stock R1 (1) | — | — | — | $2.1M | 11.4% | |
| CREF Growth R1 (1) | — | — | — | $1.6M | 8.5% | |
| TIAA Traditional Benefit Responsive 2 (1) | — | — | — | $1.1M | 6.0% | |
| CREF Equity Index R1 (1) | — | — | — | $1.1M | 6.0% | |
| State Street State Street Equity 500 Indx K (1) | — | — | — | $1.0M | 5.6% | |
| CREF Global Equities R1 (1) | — | — | — | $920K | 5.0% | |
| TIAA-CREF TIAA Access Nuv LifCyc 2055 T4 (1) 534 *TIAA-CREF Nuveen Internatl Eq Idx R6 (1) | — | — | — | $918K | 5.0% | |
| DFA LTIP Port Institutional (1) | — | — | — | $562K | 3.0% | |
| CREF Social Choice R1 (1) | — | — | — | $394K | 2.1% | |
| TIAA Traditional Benefit Responsive (1) | — | — | — | $382K | 2.1% | |
| CREF Money Market R1 (1) | — | — | — | $346K | 1.9% | |
| TIAA REAL ESTATE TIAA-CREFF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $311K | 1.7% | |
| State Street State Street Sm Md Cp Eq Idx K (1) | — | — | — | $253K | 1.4% | |
| Vanguard Ttl Intl Bnd Idx Adm (1) | — | — | — | $200K | 1.1% | |
| TIAA-CREF TIAA Access Nuv LFCY RT Inc T4 (1) | — | — | — | $165K | 0.9% | |
| CREF Core Bond R1 (1) | — | — | — | $147K | 0.8% | |
| CREF Inflation-Linked Bond R1 (1) | — | — | — | $132K | 0.7% | |
| Schwab S&P 500 Index Fund (1) | — | — | — | $122K | 0.7% | |
| State Street State Street Aggrgte Bnd Idx K (1) | — | — | — | $112K | 0.6% | |
| Vanguard Extended Mkt Idx Adm (1) | — | — | — | $104K | 0.6% | |
| TIAA-CREF TIAA Access Nuv LifCyc 2010 T4 (1) | — | — | — | $52K | 0.3% | |
| Vanguard Growth Index Adm (1) | — | — | — | $47K | 0.3% | |
| Vanguard Emr Mkts Stk Idx Adm (1) | — | — | — | $36K | 0.2% | |
| Vanguard Value Index Adm (1) | — | — | — | $26K | 0.1% | |
| Vanguard Small-Cap Idx Adm (1) | — | — | — | $26K | 0.1% | |
| TIAA-CREF TIAA Access Nuv LifCyc 2050 T4 (1) | — | — | — | $17K | <0.1% | |
| Participant notes receivable Loans bearing interest at rates ranging from 5.75% - 9.5%, to be repaid through 2029 - | — | — | — | $14K | <0.1% | |
| Blackrock US Total Bond IX K (1) | — | — | — | $10K | <0.1% | |
| TIAA-CREF TIAA Access Nuv LifCyc 2045 T4 (1) | — | — | — | $7K | <0.1% | |
| TIAA-CREF TIAA Access Nuv LifCyc 2020 T4 (1) 32 *TIAA-CREF TIAA Access Nuv LifCyc 2025 T4 (1) 15 *TIAA-CREF TIAA Access Nuv LifCyc 2030 T4 (1) 7 *TIAA-CREF TIAA Access Nuv LifCyc 2035 T4 (1) | — | — | — | $6K | <0.1% | |
| TIAA-CREF TIAA Access Nuv LifCyc 2040 T4 (1) | — | — | — | $2K | <0.1% |