Original filing (PDF)20250623150342NAL0003616403002

THE CITIZENS BANK

Name: THE CITIZENS BANK — THE CITIZENS BANK EMPLOYEES PROFIT SHARING PLAN, Form 5500 (2024)
Creator: THE CITIZENS BANK

Form 5500-SF

FILING_RECEIVED

THE CITIZENS BANK EMPLOYEES PROFIT SHARING PLAN

401(k) retirement plan

Active participants

Accounts w/ balance

Plan assets (EOY)

$6.6M

Net assets (EOY)

$6.6M

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE CITIZENS BANK.

Plan sponsor

Name

THE CITIZENS BANK

EIN

61-0156390

Address

114 WEST MAIN ST · MOREHEAD, KY · 40351

Phone

(606) 784-4196

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-06-23

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

Small plans don't disclose service providers

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