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Original filing (PDF)20251002142551NAL0001435522001
ONE DEGREE
Form 5500
FILING_RECEIVED
ONE DEGREE 403(B) PLAN
403(b) retirement plan
Signals · 1
~80 bps in Sched C fees
Active participants
9
Accounts w/ balance
105
Plan assets (EOY)
$8.1M
Net assets (EOY)
$8.1M
How this plan invests
This plan
1 pooled trust
Schedule D
58 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 80 bps in Schedule C fees — 54% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ONE DEGREE.
Plan sponsor
Name
ONE DEGREE
EIN
59-3831966
Address
360 GRAND AVE · UNIT 190 · OAKLAND, CA · 94610
Phone
(916) 563-4004
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-02
Pension benefit codes
2L · 403(b)(1) annuity
3D · Pre-approved plan (master / prototype / VS)
2F · ERISA section 404(c)
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
STOCKMAN, KAST RYAN & COMPANY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 93-1253576 | — | NONE | $45K | — |
| WESTHILL FINANCIAL ADVISORS, INC | 20-8060365 | — | NONE | $20K | — |
Investments
58 direct securities · 1 pooled fund· $8.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$8.1M
58 holdings
Pooled Separate Account
$473K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2030 Fund | — | — | — | $1.0M | 12.9% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $864K | 10.7% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $680K | 8.4% | |
| BlackRock iShares S&P 500 Index K | — | — | — | $627K | 7.7% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $618K | 7.6% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $611K | 7.5% | |
| Vanguard Target Retirement 2020 Fund | — | — | — | $602K | 7.4% | |
| SEPARATE ACCOUNT II TALCOTT RESOLUTION LIFE INSURANCE COMPANY · EIN 06-0974148 / PN 000 | Pooled Separate Account | — | — | $473K | 5.8% | |
| Voya Intermediate Bond I | — | — | — | $338K | 4.2% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $325K | 4.0% | |
| JPMorgan Large Cap Growth Fund Class R6 | — | — | — | $309K | 3.8% | |
| Vanguard Information Technology Idx Adm | — | — | — | $273K | 3.4% | |
| Federated Hermes International Equity IS | — | — | — | $262K | 3.2% | |
| Vanguard Equity-Income Adm | — | — | — | $207K | 2.6% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $170K | 2.1% | |
| Standard Insurance Company Stable Asset A Fund | — | — | — | $160K | 2.0% | |
| Talcott Resolution Life Insurance Company American Funds Growth Fund | — | — | — | $152K | 1.9% | |
| Dimensional Fund Advisors DFA US Targeted Value I | — | — | — | $117K | 1.5% | |
| Janus Henderson Janus Henderson Enterprise N | — | — | — | $109K | 1.3% | |
| Talcott Resolution Life Insurance Company BNY Mellon S&P 500 Index | — | — | — | $63K | 0.8% | |
| Nuveen Mid Cap Value I | — | — | — | $63K | 0.8% | |
| Talcott Resolution Life Insurance Company Delaware IVY Science and Technology | — | — | — | $52K | 0.6% | |
| Hood River Hood River Small Cap Growth Retirement | — | — | — | $38K | 0.5% | |
| Columbia Threadneedle Columbia Small Cap Index Inst2 | — | — | — | $34K | 0.4% | |
| Talcott Resolution Life Insurance Company Templeton Develop MKTS Trust | — | — | — | $33K | 0.4% | |
| Vanguard Balanced Index Adm | — | — | — | $30K | 0.4% | |
| Vanguard FTSE Social Index Admiral | — | — | — | $28K | 0.3% | |
| Columbia Threadneedle Columbia Contrarian Core Inst2 | — | — | — | $26K | 0.3% | |
| Talcott Resolution Life Insurance Company Eaton Vance WW Health Sciences | — | — | — | $22K | 0.3% | |
| Vanguard Mid Cap Index Admiral | — | — | — | $19K | 0.2% | |
| Talcott Resolution Life Insurance Company Virtus NFJ Small-Cap Value | — | — | — | $18K | 0.2% | |
| Talcott Resolution Life Insurance Company BlackRock Mid Cap Value | — | — | — | $18K | 0.2% | |
| Vanguard Real Estate Index Admiral | — | — | — | $18K | 0.2% | |
| Talcott Resolution Life Insurance Company American Funds Wash Mutual | — | — | — | $17K | 0.2% | |
| Janus Henderson Janus Henderson Global Life Sciences I | — | — | — | $17K | 0.2% | |
| PIMCO Income Instl | — | — | — | $16K | 0.2% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $13K | 0.2% | |
| Talcott Resolution Life Insurance Company BlackRock Advantage SMCP GRW | — | — | — | $11K | 0.1% | |
| Vanguard Total Intl Bd Idx Admiral | — | — | — | $9K | 0.1% | |
| Talcott Resolution Life Insurance Company BNY Mellon MidCap Index | — | — | — | $9K | 0.1% | |
| Talcott Resolution Life Insurance Company Eaton Vance Large-Cap Value | — | — | — | $9K | 0.1% | |
| Talcott Resolution Life Insurance Company Invesco Intl Bond | — | — | — | $8K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds AM Balanced | — | — | — | $8K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds New PRSPCTV | — | — | — | $7K | <0.1% | |
| Talcott Resolution Life Insurance Company Fidelity Advisor Leveraged CS | — | — | — | $7K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds FDMNTL Inv | — | — | — | $6K | <0.1% | |
| Talcott Resolution Life Insurance Company Columbia Large Cap Growth OPP | — | — | — | $5K | <0.1% | |
| Talcott Resolution Life Insurance Company Columbia SLCT Mid Cap Value | — | — | — | $4K | <0.1% | |
| Talcott Resolution Life Insurance Company Templeton Foreign | — | — | — | $4K | <0.1% | |
| Talcott Resolution Life Insurance Company Invesco Real Estate | — | — | — | $3K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds Capital World Growth & Inc | — | — | — | $3K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds Europacific | — | — | — | $3K | <0.1% | |
| Talcott Resolution Life Insurance Company American Funds Cap Inc BLDR | — | — | — | $3K | <0.1% | |
| Talcott Resolution Life Insurance Company BNY Mellon SMLCap Stock Index | — | — | — | $2K | <0.1% | |
| Talcott Resolution Life Insurance Company Delaware IVY Natural Resources | — | — | — | $2K | <0.1% | |
| Talcott Resolution Life Insurance Company PIMCO Total Return | — | — | — | $2K | <0.1% | |
| Vanguard Target Retirement Income Fund | — | — | — | $2K | <0.1% | |
| American Funds American Funds American Balanced R6 | — | — | — | $1K | <0.1% | |
| Talcott Resolution Life Insurance Company Davis New York Venture | — | — | — | $1K | <0.1% |
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