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Original filing (PDF)20251010130937NAL0004272531001
PLAN COMPLIANCE SERVICES, INC.
Form 5500
FILING_RECEIVED
SPARK MEMBERS POOLED 401(K) RETIREMENT PLAN
401(k) retirement plan
Active participants
78
Accounts w/ balance
39
Plan assets (EOY)
$1.8M
Net assets (EOY)
$1.8M
How this plan invests
This plan
1 pooled trust
Schedule D
16 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 50% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PLAN COMPLIANCE SERVICES, INC..
Plan sponsor
Name
PLAN COMPLIANCE SERVICES, INC.
EIN
59-3708427
Address
2454 N MCMULLEN BOOTH ROAD · SUITE 431 · CLEARWATER, FL · 33759
Phone
(813) 281-0707
Industry
Real Estatesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
007
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NWPS | 91-2090931 | — | THIRD PARTY ADMINISTRATO | $7K | — |
Investments
15 direct securities · 1 pooled fund· $1.5M(84% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.2M
15 holdings
Common Collective Trust
$273K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| UNION BOND & TRUST CO STABLE VALUE UNION BOND & TRUST CO · EIN 93-6274329 / PN 001 | Common Collective Trust | — | — | $273K | 15.3% | |
| BlackRock LifePath Index 2040 Registered investment company | — | — | — | $266K | 14.8% | |
| BlackRock LifePath Index 2060 Registered investment company ** 283 BlackRock LifePath Index 2065 Registered investment company ** 0 DFA Real Estate Securities I Registered investment company ** 230 Fidelity 500 Index Registered investment company | — | — | — | $176K | 9.8% | |
| BlackRock LifePath Index 2035 Registered investment company | — | — | — | $139K | 7.8% | |
| Fidelity Mid Cap Index Registered investment company | — | — | — | $138K | 7.7% | |
| Fidelity Small Cap Index Registered investment company | — | — | — | $111K | 6.2% | |
| BlackRock LifePath Index 2050 Registered investment company | — | — | — | $72K | 4.0% | |
| BlackRock LifePath Index 2025 Registered investment company ** 0 BlackRock LifePath Index 2030 Registered investment company | — | — | — | $63K | 3.5% | |
| BlackRock LifePath Index 2045 Registered investment company | — | — | — | $62K | 3.5% | |
| BlackRock LifePath Index 2055 Registered investment company | — | — | — | $52K | 2.9% | |
| CASH 198 * PARTICIPANT LOANS Interest rates ranging from 8.75%-9.50% | — | — | — | $47K | 2.6% | |
| BlackRock LifePath Idx Retire Registered investment company | — | — | — | $33K | 1.8% | |
| iShares MSCI EAFE Intl Idx K Registered investment company ** 255 JPMorgan Large Cap Growth R6 Registered investment company | — | — | — | $29K | 1.6% | |
| MFS International Growth CIT Registered investment company ** 0 PGIM High Yield R6 Registered investment company ** 264 State Street Agg Bond Index K Registered investment company ** 0 Vanguard Equity Income Admiral Registered investment company | — | — | — | $28K | 1.6% | |
| Amer Funds New Perspective R6 Registered investment company | — | — | — | $14K | 0.8% | |
| JPMorgan Small Cap Growth R6 Registered investment company | — | — | — | $4K | 0.2% |
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