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Original filing (PDF)20251013082101NAL0001483600001
FLORIDA MULTIEMPLOYER 401(K) PLAN
Form 5500
FILING_RECEIVED
FLORIDA MULTIEMPLOYER 401(K) PLAN
401(k) retirement plan
Signals · 1
~98 bps in Sched C fees
Active participants
1,023
Accounts w/ balance
649
Plan assets (EOY)
$27.3M
Net assets (EOY)
$27.3M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 98 bps in Schedule C fees — 238% above peer band of 29 bps.
- 63% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FLORIDA MULTIEMPLOYER 401(K) PLAN.
Plan sponsor
Name
FLORIDA MULTIEMPLOYER 401(K) PLAN
EIN
59-3483551
Address
P.O. BOX 1449 · GOODLETTSVILLE, TN · 37070
Phone
(615) 859-0131
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2S · Automatic enrollment
Audit & trust (Schedule H)
Auditor
LAPADULA CARLSON & CO.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO. OF AM | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $167K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | — | SAN RAFAEL, CA | INV. ADVISOR | $51K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LAPADULA CARLSON & CO. | 65-0292391 | — | ACCOUNTANT | $19K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SOUTHERN BENEFITS ADMINISTRATOR | 62-1116095 | — | ADMINISTRATOR | $30K | — |
Investments
29 direct securities· $30.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY 500 INDEX 20,136 SHARES - MUTUAL FUND | — | — | — | $4.1M | 15.1% | |
| STABLE VALUE FUND, * SAGIC Diversified Bond UNITS - POOLED SEPARATE ACCOUNT | — | — | — | $2.4M | 8.9% | |
| JANUS HENDERSON BALANCED N 46,671 SHARES - MUTUAL FUND | — | — | — | $2.1M | 7.8% | |
| LARGE CAP GROWTH FUND III CLASS R1 143,912 UNITS - COLLECTIVE TRUST FUND | — | — | — | $2.1M | 7.8% | |
| GREAT GRAY AMERICAN FUNDS INCOME 2030 R1 205,267 UNITS - COLLECTIVE TRUST FUND | — | — | — | $2.1M | 7.7% | |
| CARILLON EAGLE MID CAP GROWTH R6 25,777 SHARES - MUTUAL FUND | — | — | — | $2.0M | 7.4% | |
| Great Gray American Funds Income 2030 R1 Collective Trust Fund | — | — | $1.9M | $1.9M | 6.9% | |
| JPMORGAN EQUITY INCOME R6 77,586 SHARES - MUTUAL FUND | — | — | — | $1.9M | 6.8% | |
| Great Gray American Funds Income 2010 R1 Collective Trust Fund | — | — | $1.5M | $1.5M | 5.7% | |
| GREAT GRAY AMERICAN FUNDS INCOME 2010 R1 146,010 UNITS - COLLECTIVE TRUST FUND | — | — | — | $1.5M | 5.5% | |
| JANUS INTERNATIONAL ALPHA EQ CF CL III 121,505 UNITS - COLLECTIVE TRUST FUND | — | — | — | $1.4M | 5.0% | |
| GREAT GRAY AMERICAN FUNDS INCOME 2040 R1 106,670 UNITS - COLLECTIVE TRUST FUND | — | — | — | $1.1M | 4.0% | |
| EMERALD GROWTH INSTITUTIONAL 39,173 SHARES - MUTUAL FUND | — | — | — | $1.0M | 3.7% | |
| COHEN & STEERS REAL ESTATE SECURITIES Z 51,119 SHARES - MUTUAL FUND | — | — | — | $883K | 3.2% | |
| MFS MID CAP VALUE R6 26,917 SHARES - MUTUAL FUND | — | — | — | $856K | 3.1% | |
| PGIM TOTAL RETURN FUND CIT FEE CLASS R 63,163 UNITS - COLLECTIVE TRUST FUND | — | — | — | $648K | 2.4% | |
| PRINCIPAL SMALLCAP VALUE II R6 54,644 SHARES - MUTUAL FUND | — | — | — | $628K | 2.3% | |
| FIDELITY US BOND INDEX 46,230 SHARES - MUTUAL FUND | — | — | — | $472K | 1.7% | |
| FIDELITY TOTAL INTERNATIONAL INDEX 31,719 SHARES - MUTUAL FUND | — | — | — | $426K | 1.6% | |
| GREAT GRAY AMERICAN FUNDS INCOME 2025 R1 40,139 UNITS - COLLECTIVE TRUST FUND | — | — | — | $411K | 1.5% | |
| GREAT GRAY AMERICAN FUNDS INCOME 2050 R1 38,325 UNITS - COLLECTIVE TRUST FUND | — | — | — | $392K | 1.4% | |
| FIDELITY MID CAP INDEX 8,203 SHARES - MUTUAL FUND | — | — | — | $277K | 1.0% | |
| FIDELITY SMALL CAP INDEX 8,234 SHARES - MUTUAL FUND | — | — | — | $228K | 0.8% | |
| American Century One Choice 2030 R6 Mutual Fund | — | — | $1.9M | $181K | 0.7% | |
| GREAT GRAY AMERICAN FUNDS INCOME 2055 R1 9,879 UNITS - COLLECTIVE TRUST FUND | — | — | — | $101K | 0.4% | |
| American Century One Choice in Retire R6 Mutual Fund | — | — | $1.5M | $98K | 0.4% | |
| GREAT GRAY AMERICAN FUNDS INCOME 2045 R1 7,801 UNITS - COLLECTIVE TRUST FUND | — | — | — | $80K | 0.3% | |
| GREAT GRAY AMERICAN FUNDS INCOME 2035 R1 7,145 UNITS - COLLECTIVE TRUST FUND | — | — | — | $73K | 0.3% | |
| GREAT GRAY AMERICAN FUNDS INCOME 2015 R1 6 UNITS - COLLECTIVE TRUST FUND 62 GREAT GRAY AMERICAN FUNDS INCOME 2020 R1 1,857 UNITS - COLLECTIVE TRUST FUND | — | — | — | $19K | <0.1% |
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