Original filing (PDF)20251015172343NAL0005248849001

RESOURCE ACQUISITION & MANAGEM

Name: RESOURCE ACQUISITION & MANAGEM — RESOURCE ACQUISITION & MANAGEM 401(K) PROFIT SHARING PLAN & TRUST, Form 5500 (2024)
Creator: RESOURCE ACQUISITION & MANAGEM

Form 5500

FILING_RECEIVED

RESOURCE ACQUISITION & MANAGEM 401(K) PROFIT SHARING PLAN & TRUST

401(k) retirement plan

Signals · 2

29% in single holding~77 bps in Sched C fees

Active participants

393

Accounts w/ balance

464

Plan assets (EOY)

$1.7M

Net assets (EOY)

$1.7M

How this plan invests

This plan

33 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

Top holding "Fidelity Balanced Mutual Fund -" is 29% of plan.
77 bps in Schedule C fees — modestly above peer band of 52 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RESOURCE ACQUISITION & MANAGEM.

Plan sponsor

Name

RESOURCE ACQUISITION & MANAGEM

EIN

59-3276048

Address

13812 MONROES BUSINESS PARK · TAMPA, FL · 336356372

Phone

(813) 336-6981

Industry

All Other Professional Services· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

RIVERO, GORDIMER & COMPANY

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
PAYCHEX, INC.	16-1124166	ROCHESTER, NY	RECORDKEEPER	$7K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
401K GENERATION	26-4477125	ALTAMONTE SPRINGS, FL	CONTRACT ADMINISTRATOR	$6K	—

Investments

32 direct securities· $1.5M(89% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Balanced Mutual Fund -	—	—	—	$439K	26.6%
Schwab Target 2045 Index Fund Mutual Fund -	—	—	—	$119K	7.2%
Fidelity 500 Index Mutual Fund -	—	—	—	$104K	6.3%
Schwab Target 2050 Index Fund Mutual Fund -	—	—	—	$91K	5.5%
Vanguard Mid-Cap Index Fund Admiral Shares Mutual Fund -	—	—	—	$79K	4.8%
Schwab Target 2035 Index Fund Mutual Fund -	—	—	—	$74K	4.5%
Participant loans (notes receivable from participants) 9.50% -	—	—	—	$69K	4.1%
Fidelity Blue Chip Growth Mutual Fund -	—	—	—	$54K	3.3%
Schwab Target 2060 Index Fund Mutual Fund -	—	—	—	$52K	3.2%
Schwab Target 2030 Index Fund Mutual Fund -	—	—	—	$42K	2.5%
Lord Abbett Convertible Fund Class R5 Mutual Fund - 8 Schwab MarketTrack Growth Portfolio Mutual Fund -	—	—	—	$38K	2.3%
Schwab Target 2055 Index Fund Mutual Fund -	—	—	—	$38K	2.3%
Schwab Target 2040 Index Fund Mutual Fund -	—	—	—	$32K	1.9%
Baird Core Plus Bond Fund Class Institutional Mutual Fund -	—	—	—	$31K	1.9%
Fidelity Select Semiconductors Mutual Fund -	—	—	—	$27K	1.6%
Schwab Target 2025 Index Fund Mutual Fund -	—	—	—	$26K	1.6%
Interest Identity of Issue, Borrower, Lessor, or Similar Party or Maturity Value Cost Current Value Vanguard Federal Money Market Fund Investor Shares Money Market -	—	—	—	$25K	1.5%
Vanguard Small-Cap Index Fund Admiral Shares Mutual Fund -	—	—	—	$22K	1.3%
Vanguard High-Yield Corporate Fund Admiral Shares Mutual Fund -	—	—	—	$21K	1.3%
Schwab MarketTrack Conservative Portfolio Mutual Fund -	—	—	—	$18K	1.1%
Fidelity Short-Term Bond Index Mutual Fund -	—	—	—	$15K	0.9%
Vanguard Inflation-Protected Securities Fund Inflation-Protected Securities Fund Mutual Fund -	—	—	—	$13K	0.8%
Fidelity Select Technology Mutual Fund -	—	—	—	$10K	0.6%
Invesco Equally-Weighted S&P 500 Fund Class Y Mutual Fund -	—	—	—	$8K	0.5%
Fidelity Emerging Markets Idx Mutual Fund -	—	—	—	$6K	0.4%
Federated Hermes International Leaders Fund Institutional Class Mutual Fund -	—	—	—	$5K	0.3%
Neuberger Berman Real Estate Fund Class R6 Mutual Fund - 324 Victory Nasdaq 100 Index Fund R6 Shares Mutual Fund -	—	—	—	$4K	0.2%
Fidelity Select Utilities Mutual Fund - 354 Fidelity Select Industrials Mutual Fund - 366 Fidelity Select Financial Services Mutual Fund - 175 Fidelity Select Biotechnology Mutual Fund - 57 Fidelity Select Defense and Aerospace Mutual Fund -	—	—	—	$3K	0.2%
Vanguard FTSE All-World ex-US Index Fund Admiral Mutual Fund -	—	—	—	$3K	0.2%
Party-in-interest to the Plan (d) Department of Labor Regulation 2520.103-11(d) allows the exclusion of participant directed	—	—	—	$3K	0.2%
Fidelity Select Healthcare Mutual Fund -	—	—	—	$2K	0.1%
Alger Small Cap Focus Fund Class Z Mutual Fund - 570 Alger Weatherbie Specialized Growth Fund Class Z Mutual Fund -	—	—	—	$1K	<0.1%