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Original filing (PDF)20251010105200NAL0012360176001
CAPITAL CITY BANK GROUP, INC.
Form 5500
FILING_RECEIVED
CAPITAL CITY BANK GROUP, INC. RETIREMENT PLAN
Defined-benefit pension plan
Signals · 2
61% in single holdingNo recordkeeper disclosed
Active participants
414
Accounts w/ balance
—
Plan assets (EOY)
$140.7M
Net assets (EOY)
$140.7M
How this plan invests
This plan
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard Institutional Index" is 61% of plan.
- 15 bps in Schedule C fees — modestly above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CAPITAL CITY BANK GROUP, INC..
Plan sponsor
Name
CAPITAL CITY BANK GROUP, INC.
EIN
59-2273542
Address
304 EAST TENNESSEE STREET · P. O. BOX 900 · TALLAHASSEE, FL · 323020900
Phone
(850) 402-8380
Industry
Management of Companies / Holdingssee all
Plan administrator
Name
RETIREMENT COMMITTEE
EIN
59-1790732
City
TALLAHASSEE, FL
Phone
(850) 402-8380
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
1A · Pay-related DB formula
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | NONE | $197K | — |
| MORRIS MEDIA, INC | 58-1204765 | — | NONE | $11K | — |
Investments
19 direct securities· $140.5M(100% of reported assets)
Uncategorized
$135.2M
17 holdings
Mutual Funds
$3.7M
1 holding
Corporate Bonds
$1.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Institutional Index | — | — | $27.3M | $85.7M | 60.9% | |
| Money Market Deposit *Capital City Bank Money Market Deposit | — | — | $9.0M | $9.0M | 6.4% | |
| Vanguard Russell 2000 Index | — | — | $6.0M | $8.4M | 6.0% | |
| Vanguard Total International Stock Index | — | — | $5.0M | $5.5M | 3.9% | |
| Dodge & Cox Income Fund | — | — | $5.1M | $4.6M | 3.3% | |
| iShares Barclays Short Term Corp Bond | Mutual Funds | — | $3.8M | $3.7M | 2.6% | |
| Vanguard REIT Index Admiral | — | — | $2.9M | $3.4M | 2.4% | |
| U.S. Treasury Note 4.8750% due 4/30/26 | — | — | $2.5M | $2.5M | 1.8% | |
| U.S. Treasury Note 4.6250% due 11/15/26 | — | — | $2.5M | $2.5M | 1.8% | |
| U.S. Treasury Note 4.5000% due 5/15/27 | — | — | $2.5M | $2.5M | 1.8% | |
| U.S. Treasury Note 4.2500% due 10/15/25 | — | — | $2.0M | $2.0M | 1.4% | |
| U.S. Treasury Notes U.S. Treasury Note 5.0000% due 8/31/25 | — | — | $1.7M | $1.7M | 1.2% | |
| Amazon, Inc. 4.5500% due 12/01/27 | Corporate Bonds | — | $1.5M | $1.5M | 1.1% | |
| U.S. Treasury Note 4.6250% due 2/28/25 | — | — | $1.5M | $1.5M | 1.1% | |
| U.S. Treasury Note 4.0000% due 2/15/26 | — | — | $1.5M | $1.5M | 1.1% | |
| United Health 4.7000% due 4/15/29 | — | — | $1.5M | $1.5M | 1.1% | |
| U.S. Treasury Note 3.0000% due 9/30/25 | — | — | $1.5M | $1.5M | 1.1% | |
| U.S. Treasury Note 4.0000% due 1/15/27 | — | — | $1.1M | $1.1M | 0.8% | |
| U.S. Treasury Note 4.1250% due 6/15/26 | — | — | $175K | $175K | 0.1% |