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Original filing (PDF)20251014104438NAL0002553361001
AMERANT BANK, N.A.
Form 5500
FILING_RECEIVED
AMERANT BANK, N.A. RETIREMENT BENEFITS PLAN
401(k) retirement plan
Active participants
720
Accounts w/ balance
1,031
Plan assets (EOY)
$141.6M
Net assets (EOY)
$141.6M
How this plan invests
This plan
4 pooled trusts
Schedule D
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (0 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMERANT BANK, N.A..
Plan sponsor
Name
AMERANT BANK, N.A.
EIN
59-1846933
Address
AMERANT BANK · 220 ALHAMBRA CIRCLE SUITE 310 · CORAL GABLES, FL · 33134
Phone
(305) 441-8473
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
RSM US LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$49K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NFP RETIREMENT INC | 33-0905143 | — | ADVISOR | $50K | — |
Investments
27 direct securities · 4 pooled funds· $141.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$118.5M
26 holdings
Common Collective Trust
$22.2M
4 holdings
Mutual Funds
$947K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index Fund | — | — | — | $24.5M | 17.3% | |
| Fidelity Freedom 2040 K6 Fund | — | — | — | $18.0M | 12.7% | |
| LARGE CAP GR III I1 GREAT GRAY TRUST COMPANY, LLC · EIN 38-7275327 / PN 001 | Common Collective Trust | — | — | $16.9M | 11.9% | |
| Fidelity Freedom 2045 K6 Fund | — | — | — | $11.3M | 8.0% | |
| Fidelity Freedom 2035 K6 Fund | — | — | — | $11.0M | 7.7% | |
| Fidelity Freedom 2030 K6 Fund | — | — | — | $8.3M | 5.9% | |
| Fidelity Freedom 2050 K6 Fund | — | — | — | $7.9M | 5.6% | |
| Fidelity Freedom 2025 K6 Fund | — | — | — | $6.1M | 4.3% | |
| Insurance company Fully Benefit-Responsive Guaranteed Standard Stable Asset 4 Investment Contract | — | — | — | $5.9M | 4.1% | |
| Fidelity International Index Fund | — | — | — | $4.3M | 3.1% | |
| Fidelity Extended Market Index Fund | — | — | — | $3.9M | 2.7% | |
| Fidelity Freedom 2055 K6 Fund | — | — | — | $3.0M | 2.1% | |
| SMALL CAP GR II I1 GREAT GRAY TRUST COMPANY · EIN 38-4126288 / PN 592 | Common Collective Trust | — | — | $2.5M | 1.8% | |
| Fidelity US Bond Index Fund | — | — | — | $2.4M | 1.7% | |
| Notes receivables from participants 9.50%. | — | — | — | $2.3M | 1.6% | |
| LARGE CAP VAL II I1 GREAT GRAY TRUST COMPANY, LLC · EIN 20-8368769 / PN 001 | Common Collective Trust | — | — | $2.2M | 1.6% | |
| Fidelity Real Estate Investment Portfolio | — | — | — | $2.0M | 1.4% | |
| Fidelity Freedom 2020 K Fund | — | — | — | $1.9M | 1.3% | |
| Fidelity Brokerage Link-Participant- * Fidelity directed brokerage account investments | — | — | — | $1.5M | 1.1% | |
| Fidelity Freedom 2015 K6 Fund | — | — | — | $1.2M | 0.9% | |
| Lord Abbett Lord Abbett Total Return R6 | Mutual Funds | — | — | $947K | 0.7% | |
| Fidelity FundFidelity Freedom 2060 K6 Fund | — | — | — | $774K | 0.5% | |
| INTERNATIONAL EQ I1 GREAT GRAY TRUST COMPANY · EIN 38-4139853 / PN 631 | Common Collective Trust | — | — | $612K | 0.4% | |
| Interest bearing cash * Fidelity Government Money Market | — | — | — | $529K | 0.4% | |
| Lord Abbett Lord Abbett High Yield R6 | — | — | — | $430K | 0.3% | |
| Fidelity Freedom 2070 K6 Fund ** 627 * Fidelity Freedom 2065 K6 Fund | — | — | — | $314K | 0.2% | |
| Fidelity New Markets Income Fund | — | — | — | $253K | 0.2% | |
| Fidelity Freedom Income K6 Fund | — | — | — | $236K | 0.2% | |
| Vanguard Total International Bond Index | — | — | — | $209K | 0.1% | |
| Fidelity Brokerage Link-Participant- * Fidelity directed brokerage account investments | — | — | — | $179K | 0.1% | |
| Fidelity Freedom 2010 K6 Fund | — | — | — | $134K | <0.1% |