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Original filing (PDF)20251009071108NAL0003390259001
THE SUDDATH COMPANIES
Form 5500
FILING_RECEIVED
THE SUDDATH COMPANIES RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,719
Accounts w/ balance
2,159
Plan assets (EOY)
$89.9M
Net assets (EOY)
$89.9M
How this plan invests
This plan
9 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 28 bps in Schedule C fees — 74% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE SUDDATH COMPANIES.
Plan sponsor
Name
THE SUDDATH COMPANIES
EIN
59-1786274
Address
815 SOUTH MAIN STREET · 6TH FLOOR · JACKSONVILLE, FL · 32207
Phone
(904) 390-7100
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PIVOT CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPFINANCIAL PARTNERS,LL | 26-0058143 | — | INVESTMENT ADVISORY | $46K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $204K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Investments
23 direct securities · 9 pooled funds· $127.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$75.8M
23 holdings
Common Collective Trust
$44.6M
8 holdings
Pooled Separate Account
$6.9M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JP Morgan Large Cap Growth R6 Fund Mutual Fund | — | — | — | $11.7M | 13.1% | |
| NT COL S&P 500 IDX FD DC NL T4 NORTHERN TRUST · EIN 45-6138589 / PN 002 | Common Collective Trust | — | — | $11.6M | 12.9% | |
| NT Collective S&P 500 Index Fund Common Collective Trust Fund | — | — | — | $11.6M | 12.9% | |
| NT Collective Aggregate Bond Index Fund Common Collective Trust Fund | — | — | — | $8.7M | 9.6% | |
| NT COLL AGG BD IDX FD - NL T4 NORTHERN TRUST · EIN 45-6138589 / PN 088 | Common Collective Trust | — | — | $8.7M | 9.6% | |
| American Funds American Balanced R6 Fund Mutual Fund | — | — | — | $8.1M | 9.0% | |
| New York Life SV Anchor Account (1) Pooled Separate Account | — | — | — | $6.9M | 7.7% | |
| STABLE VALUE ACCOUNT NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 125 | Pooled Separate Account | — | — | $6.9M | 7.7% | |
| MFS LARGE CAP VALUE CIT CL CT GREAT GRAY TRUST COMPANY · EIN 38-7275332 / PN 781 | Common Collective Trust | — | — | $5.8M | 6.5% | |
| NT Collective ACWI ExUS Investable Mkt Idx Common Collective Trust Fund | — | — | — | $5.7M | 6.4% | |
| NT COL ACWI XUS I MT IX DCNL 4 NORTHERN TRUST · EIN 45-6138589 / PN 223 | Common Collective Trust | — | — | $5.7M | 6.4% | |
| Great Gray Trust EuroPacific Growth Class CT Common Collective Trust Fund | — | — | — | $4.5M | 5.1% | |
| GREATGRAY TRUST EURO GROWTH CT GREAT GRAY TRUST COMPANY · EIN 38-7289843 / PN 001 | Common Collective Trust | — | — | $4.5M | 5.1% | |
| NT COL EXTD EQ MKT IDX DC NL 4 NORTHERN TRUST · EIN 45-6138589 / PN 110 | Common Collective Trust | — | — | $4.0M | 4.4% | |
| MFS MID CAP VALUE FD CL CT GREAT GRAY TRUST COMPANY · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $3.3M | 3.7% | |
| BlackRock Total Return K Fund Mutual Fund | — | — | — | $3.0M | 3.3% | |
| Vanguard Target Retirement 2035 Inv Fund Mutual Fund | — | — | — | $2.4M | 2.7% | |
| Interest rates ranging from * Participant loans 4.25% to 10.50% | — | — | — | $2.1M | 2.3% | |
| Vanguard Target Retirement 2030 Inv Fund Mutual Fund | — | — | — | $1.8M | 2.0% | |
| Vanguard Target Retirement 2050 Inv Fund Mutual Fund | — | — | — | $1.6M | 1.7% | |
| Allspring Special Small Cap Value R6 Fund Mutual Fund | — | — | — | $1.4M | 1.6% | |
| Vanguard Target Retirement 2040 Inv Fund Mutual Fund | — | — | — | $1.1M | 1.3% | |
| MFS MID CAP GROWTH FD CL CT GREAT GRAY TRUST COMPANY · EIN 38-4126294 / PN 597 | Common Collective Trust | — | — | $947K | 1.1% | |
| Vanguard Target Retirement 2045 Inv Fund Mutual Fund | — | — | — | $924K | 1.0% | |
| Vanguard Target Retirement 2060 Inv Fund Mutual Fund | — | — | — | $907K | 1.0% | |
| Vanguard Target Retirement 2055 Inv Fund Mutual Fund | — | — | — | $868K | 1.0% | |
| Principal SmallCap Growth I R6 Fund Mutual Fund | — | — | — | $749K | 0.8% | |
| Vanguard Target Retirement 2065 Inv Fund Mutual Fund | — | — | — | $683K | 0.8% | |
| Vanguard Target Retirement 2025 Inv Fund Mutual Fund | — | — | — | $465K | 0.5% | |
| Vanguard Target Retirement 2070 Inv Fund Mutual Fund | — | — | — | $315K | 0.4% | |
| Vanguard Target Retirement 2020 Inv Fund Mutual Fund | — | — | — | $169K | 0.2% | |
| Vanguard Target Retirement Income Inv Fund Mutual Fund | — | — | — | $105K | 0.1% |