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Original filing (PDF)20250827093433NAL0009238625001
BECKER & POLIAKOFF, P.A.
Form 5500
FILING_RECEIVED
BECKER & POLIAKOFF, P.A. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
312
Accounts w/ balance
287
Plan assets (EOY)
$55.2M
Net assets (EOY)
$55.2M
How this plan invests
This plan
45 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 33 bps in Schedule C fees — 106% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BECKER & POLIAKOFF, P.A..
Plan sponsor
Name
BECKER & POLIAKOFF, P.A.
EIN
59-1640708
Address
1 EAST BROWARD BLVD. · SUITE 1800 · FORT LAUDERDALE, FL · 33301
Phone
(954) 985-4122
Industry
Law Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-27
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
TEMPLETON & COMPANY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUNITY INSURANCE COMPANY | 84-0467907 | GREENWOOD VILLAGE, CO | RECORDKEEPER | $125K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | — | PENNINGTON, NJ | INVESTMENT ADVISOR | $40K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| DEFINITI | 85-0833363 | ERIE, PA | THIRD PARTY ADMINISTRATO | $6K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TEMPLETON & COMPANY, LLP | 14-1918990 | WEST PALM BEACH, FL | ACCOUNTANT | $12K | — |
Investments
45 direct securities· $55.2M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds Growth Fund of America Fund | — | — | — | $8.9M | 16.0% | |
| T. Rowe Price Dividend Growth Fund | — | — | — | $6.5M | 11.8% | |
| Fidelity 500 Index Fund | — | — | — | $6.5M | 11.8% | |
| Empower Annuity Insurance * SAGIC Core Bond Fund II ** Company of America | — | — | — | $3.6M | 6.4% | |
| BlackRock Total Return Fund | — | — | — | $2.4M | 4.4% | |
| Massachusetts Financial Services Growth Allocation Fund | — | — | — | $2.3M | 4.2% | |
| Franklin Small-Mid Cap Growth Fund | — | — | — | $2.2M | 4.0% | |
| American Funds New Perspective Fund | — | — | — | $1.6M | 2.8% | |
| American Funds Europacific Growth Fund | — | — | — | $1.5M | 2.8% | |
| Fidelity Mid Cap Index Fund | — | — | — | $1.4M | 2.5% | |
| Fidelity Freedom Index 2030 Investor Fund | — | — | — | $1.3M | 2.4% | |
| Fidelity Freedom Index 2025 Investor Fund | — | — | — | $1.2M | 2.1% | |
| Clearbridge Small Cap Growth Fund | — | — | — | $1.1M | 2.0% | |
| Hartford Equity Income Fund | — | — | — | $1.0M | 1.8% | |
| Ishares MSCI EAFE International Index Fund | — | — | — | $998K | 1.8% | |
| Fidelity Small Cap Index Fund | — | — | — | $945K | 1.7% | |
| Fidelity Freedom Index 2035 Investor Fund | — | — | — | $852K | 1.5% | |
| Fidelity Freedom Index Income Investor Fund | — | — | — | $813K | 1.5% | |
| Victory Sycamore Established Value Fund | — | — | — | $768K | 1.4% | |
| Fidelity Strategic Dividend & Income Fund | — | — | — | $717K | 1.3% | |
| American Funds New World Fund | — | — | — | $697K | 1.3% | |
| Vanguard Inflation-Protected Secuirities Admiral Fund | — | — | — | $683K | 1.2% | |
| Ishares U.S. Aggregate Bond Index Instituitional Fund | — | — | — | $633K | 1.1% | |
| PGIM High-Yield Fund | — | — | — | $631K | 1.1% | |
| Fidelity Freedom Index 2040 Investor Fund | — | — | — | $627K | 1.1% | |
| PIMCO International Bond Instituitional Fund | — | — | — | $623K | 1.1% | |
| Massachusetts Financial Services International Intrinsic Value Fund | — | — | — | $603K | 1.1% | |
| JPMorgan Large Cap Growth Fund | — | — | — | $591K | 1.1% | |
| Fidelity Freedom Index 2045 Investor Fund | — | — | — | $514K | 0.9% | |
| Fidelity Freedom Index 2015 Investor Fund | — | — | — | $512K | 0.9% | |
| Fidelity Freedom Index 2055 Investor Fund | — | — | — | $416K | 0.8% | |
| Prinicipal Global Real Estate Security Fund | — | — | — | $279K | 0.5% | |
| Fidelity Freedom Index 2050 Investor Fund | — | — | — | $268K | 0.5% | |
| BlackRock 20/80 Target Allocation Fund | — | — | — | $225K | 0.4% | |
| Fidelity US Bond Index Fund | — | — | — | $214K | 0.4% | |
| BlackRock Global Allocation Institutional Fund | — | — | — | $195K | 0.4% | |
| Lord Abbett Total Return Fund | — | — | — | $175K | 0.3% | |
| Allspring Special Small Cap Value Fund | — | — | — | $156K | 0.3% | |
| Vanguard Explorer Adm | — | — | — | $134K | 0.2% | |
| Notes receivable from participants - | — | — | — | $114K | 0.2% | |
| Fidelity Freedom Index 2060 Investor Fund | — | — | — | $111K | 0.2% | |
| American Funds Capital Inc Fund | — | — | — | $88K | 0.2% | |
| Fidelity Freedom Index 2065 Investor Fund | — | — | — | $75K | 0.1% | |
| Vanguard Total World Stock Index Admiral Fund | — | — | — | $50K | <0.1% | |
| Hartford Balanced Income Fund | — | — | — | $13K | <0.1% |