Original filing (PDF)20251014164732NAL0003322465001

CHARLOTTE BEHAVIORAL HEALTH CARE, INC.

Name: CHARLOTTE BEHAVIORAL HEALTH CARE, INC. — CHARLOTTE BEHAVIORAL HEALTH CARE, INC. RETIREMENT PLAN, Form 5500 (2024)
Creator: CHARLOTTE BEHAVIORAL HEALTH CARE, INC.

Form 5500

FILING_RECEIVED

CHARLOTTE BEHAVIORAL HEALTH CARE, INC. RETIREMENT PLAN

403(b) retirement plan

Active participants

269

Accounts w/ balance

663

Plan assets (EOY)

$12.2M

Net assets (EOY)

$12.2M

How this plan invests

This plan

1 pooled trust

Schedule D

91 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (11 bps vs 29 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CHARLOTTE BEHAVIORAL HEALTH CARE, INC..

Plan sponsor

Name

CHARLOTTE BEHAVIORAL HEALTH CARE, INC.

EIN

59-1234922

Address

1700 EDUCATION AVENUE · PUNTA GORDA, FL · 33950

Phone

(941) 639-8300

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2G · Total participant-directed accounts

2M · 403(b)(7) custodial accounts

3D · Pre-approved plan (master / prototype / VS)

2S · Automatic enrollment

Audit & trust (Schedule H)

Auditor

PURVIS, GRAY & COMPANY, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

5 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONWIDE LIFE INSURANCE COMPANY	31-4156830	COLUMBUS, OH	RECORDKEEPER	$2K	—

Broker

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONWIDE LIFE INSURANCE COMPANY	31-4156830	COLUMBUS, OH	BROKER	$2K	—
OSAIC WEALTH INC	93-0987232	SCOTTSDALE, AZ	BROKER	$0	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
BSP CONSULTING	26-1145434	OLDSMAR, FL	THIRDPARTY ADMINISTRATOR	$1K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
IRON FIDUCIARY	99-9552241	SHAWNEE MISSION, KS	FIDUCIARY SERVICES	$8K	—

Investments

90 direct securities · 1 pooled fund· $12.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Uncategorized

$10.3M

88 holdings

Mutual Funds

$1.7M

1 holding

Pooled Separate Account

$537K

1 holding

Guaranteed Income / GIC

$10K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Nuveen Lifecycle Index 2035 Fund - Class R6 a	Mutual Funds	—	—	$1.7M	13.5%
Nuveen Lifecycle Index 2025 Fund - Class R6 a	—	—	—	$1.1M	8.8%
The Variable Annuity Life Insurance Company Short-Term Fixed Account a 93 Total Fixed Annuity Contracts	—	—	—	$859K	7.0%
Nuveen Lifecycle Index 2040 Fund - Class R6 a	—	—	—	$773K	6.3%
J.P. Morgan Large Cap Growth Class R6 a	—	—	—	$683K	5.6%
Nuveen Lifecycle Index 2030 Fund - Class R6 a	—	—	—	$595K	4.9%
Nuveen Lifecycle Index 2045 Fund - Class R6 a	—	—	—	$567K	4.6%
VALIC 403B VARIABLE ANNUITY LIFE INSURANCE CO. · EIN 74-1625348 / PN 001	Pooled Separate Account	—	—	$537K	4.4%
Vanguard Windsor Fund Admiral Shares a	—	—	—	$531K	4.3%
Nuveen Lifecycle Index 2050 Fund - Class R6 a	—	—	—	$518K	4.2%
Nuveen Lifecycle Index 2020 Fund - Class R6 a	—	—	—	$477K	3.9%
Vanguard Total Stock Market Index Fund Admiral Shares a	—	—	—	$423K	3.5%
Putnam Investments Large Cap Growth Fund - Class Y a	—	—	—	$416K	3.4%
Nuveen Lifecycle Index 2055 Fund - Class R6 a	—	—	—	$413K	3.4%
Nuveen Lifecycle Index 2060 Fund - Class R6 a	—	—	—	$343K	2.8%
Fidelity 500 Index a	—	—	—	$234K	1.9%
Vanguard Wellesley Income Fund Admiral Shares a	—	—	—	$192K	1.6%
Federated Hermes Govt. Obl. Premier a	—	—	—	$188K	1.5%
Fidelity U.S. Bond Index a	—	—	—	$154K	1.3%
American Funds New World Fund Class R6 a	—	—	—	$133K	1.1%
Vanguard Total International Stock Index Fund Admiral Shares a	—	—	—	$121K	1.0%
Federated Hermes Institutional High Yield Bond Fund a	—	—	—	$112K	0.9%
Participant Loans Participant Loans Maturing from January 2025 to November 2029 with Interest Rates from 4.25% to 9.50% -	—	—	—	$112K	0.9%
Victory Sycamore Established Value Fund - Class I a	—	—	—	$98K	0.8%
Vanguard GNMA Fund Admiral Shares a	—	—	—	$92K	0.8%
Nuveen Lifecycle Index 2065 Fund - Class R6 a	—	—	—	$91K	0.7%
Fidelity Inflation-Protected Bond Index Fund a	—	—	—	$72K	0.6%
Variable Annuity Contracts * The Variable Annuity Life Insurance Company Loan Collateral Fund a	—	—	—	$69K	0.6%
BlackRock 80/20 Target Allocation Fund a	—	—	—	$65K	0.5%
The Variable Annuity Life Insurance Company Systematic Growth Fund a	—	—	—	$59K	0.5%
The Variable Annuity Life Insurance Company NASDAQ-100(R) Index Fund a	—	—	—	$58K	0.5%
Nationwide Geneva Small Cap Growth Fund Institutional Service a	—	—	—	$47K	0.4%
The Variable Annuity Life Insurance Company Mid Cap Index Fund a	—	—	—	$47K	0.4%
BlackRock Technology Opportunities Fund - Institutional Shares + a	—	—	—	$45K	0.4%
The Variable Annuity Life Insurance Company Vanguard Windsor II a	—	—	—	$44K	0.4%
Nuveen Lifecycle Index 2015 Fund - Class R6 a	—	—	—	$41K	0.3%
Vanguard Target Retirement 2020 Fund a	—	—	—	$41K	0.3%
Cohen & Steers Real Estate Securities Fund a	—	—	—	$35K	0.3%
Vanguard 500 Index Fund Admiral Shares a	—	—	—	$27K	0.2%
The Variable Annuity Life Insurance Company Aggressive Growth Lifestyle a	—	—	—	$27K	0.2%
Principal Mid Cap Fund - Class R6 a	—	—	—	$23K	0.2%
The Variable Annuity Life Insurance Company Science & Technology Fund a	—	—	—	$22K	0.2%
Vanguard Target Retirement 2050 Fund a	—	—	—	$22K	0.2%
The Variable Annuity Life Insurance Company International Growth Fund a	—	—	—	$21K	0.2%
Vanguard Target Retirement 2060 Fund a	—	—	—	$21K	0.2%
Vanguard Target Retirement 2040 Fund a	—	—	—	$18K	0.1%
Fidelity NASDAQ Composite Index Fund a	—	—	—	$17K	0.1%
The Variable Annuity Life Insurance Company U.S. Socially Responsible Fund a	—	—	—	$16K	0.1%
Vanguard Target Retirement 2030 Fund a	—	—	—	$15K	0.1%
Vanguard Target Retirement 2055 Fund a	—	—	—	$15K	0.1%
The Variable Annuity Life Insurance Company Vanguard Wellington Fund Inc. a	—	—	—	$14K	0.1%
The Variable Annuity Life Insurance Company Mid Cap Strategic Growth a	—	—	—	$14K	0.1%
Vanguard Total International Bond Index Fund Admiral Shares a	—	—	—	$13K	0.1%
Artisan Funds International Value Fund Institutional Class a	—	—	—	$12K	0.1%
The Variable Annuity Life Insurance Company Systematic Core Fund a	—	—	—	$12K	<0.1%
The Variable Annuity Life Insurance Company International Value Fund a	—	—	—	$11K	<0.1%
* Nationwide Best of America Fixed Account a	Guaranteed Income / GIC	—	—	$10K	<0.1%
The Variable Annuity Life Insurance Company Stock Index Fund a	—	—	—	$10K	<0.1%
State Street Balanced Index Fund - Class K a	—	—	—	$10K	<0.1%
Vanguard Target Retirement 2035 Fund a	—	—	—	$10K	<0.1%
The Variable Annuity Life Insurance Company Small Cap Growth Fund a	—	—	—	$9K	<0.1%
The Variable Annuity Life Insurance Company Vanguard LifeStrategy Moderate a	—	—	—	$9K	<0.1%
The Variable Annuity Life Insurance Company Ariel Fund a	—	—	—	$9K	<0.1%
The Variable Annuity Life Insurance Company Ariel Appreciation Fund a	—	—	—	$9K	<0.1%
The Variable Annuity Life Insurance Company Dividend Value a	—	—	—	$7K	<0.1%
PIMCO International Bond Fund (U.S. Dollar-Hedged) a	—	—	—	$7K	<0.1%
The Variable Annuity Life Insurance Company International Equities Index Fund a	—	—	—	$6K	<0.1%
The Variable Annuity Life Insurance Company Goldman Sachs VIT Government Money Market Fund a	—	—	—	$6K	<0.1%
The Variable Annuity Life Insurance Company Small Cap Index Fund a	—	—	—	$6K	<0.1%
Vanguard Target Retirement 2025 Fund a	—	—	—	$6K	<0.1%
The Variable Annuity Life Insurance Company Systematic Value a	—	—	—	$5K	<0.1%
The Variable Annuity Life Insurance Company High Yield Bond Fund a	—	—	—	$5K	<0.1%
The Variable Annuity Life Insurance Company Growth Fund a	—	—	—	$4K	<0.1%
The Variable Annuity Life Insurance Company American Beacon Man Large Cap Growth Investor Class a	—	—	—	$4K	<0.1%
The Variable Annuity Life Insurance Company Emerging Economies a	—	—	—	$4K	<0.1%
The Variable Annuity Life Insurance Company Moderate Growth Lifestyle a	—	—	—	$4K	<0.1%
Dimensional DFA U.S. Small Cap Portfolio Institutional Class a	—	—	—	$4K	<0.1%
The Variable Annuity Life Insurance Company Mid Cap Value Fund a	—	—	—	$4K	<0.1%
J.P. Morgan Growth Advantage Fund Class R6 a	—	—	—	$3K	<0.1%
The Variable Annuity Life Insurance Company International Opportunities a	—	—	—	$3K	<0.1%
The Variable Annuity Life Insurance Company VC I Conservative Growth Lifestyle a	—	—	—	$3K	<0.1%
Vanguard Target Retirement Fund a	—	—	—	$3K	<0.1%
The Variable Annuity Life Insurance Company T. Rowe Price Retirement 2045 ADV a	—	—	—	$3K	<0.1%
The Variable Annuity Life Insurance Company Global Real Estate Fund a	—	—	—	$2K	<0.1%
The Variable Annuity Life Insurance Company Core Bond Fund a	—	—	—	$2K	<0.1%
The Variable Annuity Life Insurance Company Global Strategy a	—	—	—	$2K	<0.1%
The Variable Annuity Life Insurance Company Small Cap Value Fund a	—	—	—	$2K	<0.1%
The Variable Annuity Life Insurance Company Loan Escrow Fund a	—	—	—	$2K	<0.1%
Baird Funds Core Plus Bond Fund Class Institutional a	—	—	—	$1K	<0.1%
Vanguard Short-Term Corporate Bond Index Fund Admiral Shares a	—	—	—	$1K	<0.1%
Vanguard Target Retirement 2045 Fund a	—	—	—	$1K	<0.1%