Original filing (PDF)20250814124033NAL0009876945001

UNIVERSITY OF MIAMI

Name: UNIVERSITY OF MIAMI — UNIVERSITY OF MIAMI RETIREMENT SAVINGS PLAN, Form 5500 (2024)
Creator: UNIVERSITY OF MIAMI

Form 5500

FILING_RECEIVED

UNIVERSITY OF MIAMI RETIREMENT SAVINGS PLAN

403(b) retirement plan

Signals · 1

6 service providers

Active participants

12,347

Accounts w/ balance

18,641

Plan assets (EOY)

$2.1B

Net assets (EOY)

$2.1B

How this plan invests

This plan

1 pooled trust

Schedule D

122 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

6 bps in Schedule C fees — modestly above peer band of 5 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNIVERSITY OF MIAMI.

Plan sponsor

Name

UNIVERSITY OF MIAMI

EIN

59-0624458

Address

6200 SAN AMARO DRIVE · SUITE 200.01 · CORAL GABLES, FL · 33146

Phone

(305) 284-3004

Industry

Educational Servicessee all

Plan administrator

Name

UNIVERSITY OF MIAMI

EIN

59-0624458

City

CORAL GABLES, FL

Phone

(305) 284-3004

Plan characteristics

Plan number

005

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-14

Pension benefit codes

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2R · Participant-directed brokerage (SDBA)

Audit & trust (Schedule H)

Auditor

KPMG LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

6 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INST OPS CO IN	04-2647786	—	RECORDKEEPER	$723K	—
FIDELITY MANAGEMENT TRUST COMPANY	04-2723880	—	RECORDKEEPER	$21K	—
VARIABLE ANNUITY LIFE INSURANCE COM	74-1625348	—	RECORDKEEPER	$17K	—
TIAA	13-1624203	—	RECORDKEEPER	$6K	—
LINCOLN NATIONAL CORPORATION	35-1140070	—	RECORDKEEPER	$0	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
STRATEGIC ADVISORS, INC	04-2654524	—	NONE	$562K	—

Investments

121 direct securities · 1 pooled fund· $2.1B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$2.1B

121 holdings

Pooled Separate Account

$6.0M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Freedom 2040	—	—	—	$226.5M	10.9%
Fidelity Vanguard Inst Index Plus	—	—	—	$222.9M	10.8%
Fidelity Freedom 2045	—	—	—	$196.9M	9.5%
Fidelity Freedom 2035	—	—	—	$185.5M	9.0%
Fidelity Freedom 2050	—	—	—	$149.7M	7.2%
Fidelity Freedom 2030	—	—	—	$141.8M	6.8%
Fidelity BrokerageLink	—	—	—	$123.3M	6.0%
Fidelity Vanguard Russel 1000 Growth Index Fund	—	—	—	$111.0M	5.4%
Fidelity Freedom 2025	—	—	—	$88.7M	4.3%
Fidelity Freedom 2055	—	—	—	$73.9M	3.6%
Fidelity Vanguard Vmmr-Fed Mkt	—	—	—	$44.7M	2.2%
Fidelity Vanguard Value Index Fund Institutional	—	—	—	$41.7M	2.0%
Fidelity Freedom 2020	—	—	—	$40.7M	2.0%
Fidelity Vanguard Total International Stock Index Fund	—	—	—	$39.1M	1.9%
Fidelity Vanguard Mid-Cap Index Institutional	—	—	—	$38.2M	1.8%
CREF Stock	—	—	—	$36.8M	1.8%
Fidelity Dodge & Cox Income Fund	—	—	—	$34.5M	1.7%
Fidelity Dodge & Cox International Stock Fund	—	—	—	$29.3M	1.4%
Fidelity Vanguard Total Bond Market Institutional	—	—	—	$26.2M	1.3%
Fidelity Vanguard Small-Cap Index Institutional	—	—	—	$23.7M	1.1%
Fidelity Freedom 2060	—	—	—	$21.0M	1.0%
TIAA-CREF TIAA Traditional	—	—	—	$20.1M	1.0%
Fidelity Vanguard Small-Cap Growth Index Fund	—	—	—	$18.6M	0.9%
Participant loans at 4.25% to 9.50% with maturity dates through 2044	—	—	—	$15.2M	0.7%
TIAA-CREF TIAA Traditional	—	—	—	$11.5M	0.6%
Fidelity American Funds EuroPacific Growth R6	—	—	—	$11.2M	0.5%
CREF Money Market	—	—	—	$10.9M	0.5%
Fidelity Freedom 2015	—	—	—	$9.8M	0.5%
CREF Growth	—	—	—	$9.4M	0.5%
CREF Global Equities	—	—	—	$7.5M	0.4%
CREF Equity Index	—	—	—	$6.2M	0.3%
TIAA REAL ESTATE TIAA-CREF · EIN 13-1624203 / PN 004	Pooled Separate Account	—	—	$6.0M	0.3%
Fidelity Lord Abbett Short Duration Income R6	—	—	—	$5.4M	0.3%
Fidelity Freedom 2010	—	—	—	$5.2M	0.3%
Fidelity Freedom Income	—	—	—	$4.8M	0.2%
Lincoln National Life Fixed Account	—	—	—	$4.5M	0.2%
Fidelity Freedom 2065	—	—	—	$4.3M	0.2%
CREF Social Choice	—	—	—	$3.5M	0.2%
VALIC Vanguard Wellington Fund, Inc.	—	—	—	$2.7M	0.1%
VALIC Mid-Cap Index Fund	—	—	—	$1.5M	<0.1%
CREF Core Bond	—	—	—	$1.2M	<0.1%
VALIC Stock Index Fund	—	—	—	$1.0M	<0.1%
VALIC Small-Cap Index Fund	—	—	—	$954K	<0.1%
Lincoln National Life LVIP SSGA S&P 500 Index	—	—	—	$932K	<0.1%
CREF Inflation Linked Bond	—	—	—	$931K	<0.1%
VALIC Fixed Account Plus	—	—	—	$916K	<0.1%
VALIC International Equities Fund	—	—	—	$908K	<0.1%
VALIC NASDAQ-100(R.) Index Fund	—	—	—	$601K	<0.1%
VALIC Core Bond Fund	—	—	—	$561K	<0.1%
Lincoln National Life LVIP T. Rowe Price 2030	—	—	—	$546K	<0.1%
VALIC Vanguard Windsor II	—	—	—	$540K	<0.1%
Lincoln National Life American Funds Growth Fund	—	—	—	$494K	<0.1%
VALIC Science & Technology Fund	—	—	—	$482K	<0.1%
Lincoln National Life LVIP Macquarie Small Cap Value Series	—	—	—	$445K	<0.1%
Lincoln National Life American Funds Growth Income	—	—	—	$430K	<0.1%
Lincoln National Life Fidelity Asset Manager 353 * Lincoln National Life Fidelity Contrafund Portfolio	—	—	—	$382K	<0.1%
Lincoln National Life LVIP Global Moderate Allocation	—	—	—	$374K	<0.1%
VALIC Systematic Value	—	—	—	$254K	<0.1%
VALIC Mid-Cap Strategic Growth	—	—	—	$250K	<0.1%
Lincoln National Life American Funds Global Growth	—	—	—	$248K	<0.1%
Contributions receivable	—	—	—	$223K	<0.1%
Lincoln National Life LVIP BlackRock Real Estate Fund 898 * Lincoln National Life LVIP Blended Large Cap Growth Mangemed Vol 248 * Lincoln National Life LVIP Dimentional US Core Equity	—	—	—	$209K	<0.1%
VALIC Emerging Economies	—	—	—	$198K	<0.1%
Lincoln National Life LVIP Macquarie US REIT Fund	—	—	—	$197K	<0.1%
Lincoln National Life Lincoln VIP Global Growth Profile	—	—	—	$192K	<0.1%
VALIC International Value	—	—	—	$190K	<0.1%
VALIC Blue Chip Growth Fund	—	—	—	$189K	<0.1%
Lincoln National Life T. Rowe Price International Stock	—	—	—	$184K	<0.1%
VALIC Mid-Cap Value Fund	—	—	—	$182K	<0.1%
VALIC Large Capital Growth	—	—	—	$180K	<0.1%
VALIC Aggressive Growth Lifestyle	—	—	—	$163K	<0.1%
Lincoln National Life LVIP Mondrian Int'l Value	—	—	—	$148K	<0.1%
VALIC Short-Term Fixed Account	—	—	—	$145K	<0.1%
VALIC Capital Appreciation	—	—	—	$142K	<0.1%
Lincoln National Life LVIP Baron Growth Opportunities	—	—	—	$130K	<0.1%
Lincoln National Life LVIP T. Rowe Price 2040	—	—	—	$121K	<0.1%
VALIC Socially Responsible Fund	—	—	—	$121K	<0.1%
VALIC Global Real Estate Fund	—	—	—	$114K	<0.1%
Lincoln National Life LVIP Global Conservative Allocation	—	—	—	$113K	<0.1%
Lincoln National Life LVIP T. Rower Price Structured	—	—	—	$109K	<0.1%
Lincoln National Life LVIP SSGA Global Tactical Allocation RPM	—	—	—	$108K	<0.1%
Lincoln National Life American Funds International	—	—	—	$100K	<0.1%
VALIC Global Social Awareness Fund	—	—	—	$100K	<0.1%
VALIC Inflation Protected Fund	—	—	—	$100K	<0.1%
Lincoln National Life LVIP Macquarie Social Awareness Fund	—	—	—	$95K	<0.1%
VALIC International Opportunities	—	—	—	$95K	<0.1%
VALIC Small-Cap Growth Fund	—	—	—	$94K	<0.1%
Lincoln National Life LVIP Macquarie Diversified Income Fund 349 * Lincoln National Life LVIP Macquarie Bond Fund	—	—	—	$91K	<0.1%
Lincoln National Life LVIP SSGA Small-Cap Index	—	—	—	$90K	<0.1%
VALIC Government Money Market Fund	—	—	—	$87K	<0.1%
Lincoln National Life Fidelity Growth Portfolio	—	—	—	$85K	<0.1%
VALIC Small-Cap Value Fund	—	—	—	$83K	<0.1%
Lincoln Neuberger Berman AMT Sustainable Equity Fund	—	—	—	$75K	<0.1%
VALIC Ariel Fund	—	—	—	$74K	<0.1%
Lincoln National Life Janus Aspen Worldwide	—	—	—	$67K	<0.1%
VALIC Loan Collateral & Escrow Fund	—	—	—	$67K	<0.1%
VALIC High Yield Bond Fund	—	—	—	$47K	<0.1%
Lincoln National Life LVIP JPMorgan Retirement Income	—	—	—	$44K	<0.1%
VALIC International Growth Fund	—	—	—	$42K	<0.1%
Lincoln National Life LVIP Macquarie High Yield Standard Class	—	—	—	$41K	<0.1%
VALIC Vanguard Lifestrategy Growth	—	—	—	$40K	<0.1%
Lincoln National Life Alliance Bernstein VPS Sustainable Global	—	—	—	$37K	<0.1%
VALIC Small-Cap Special Value Fund	—	—	—	$35K	<0.1%
Lincoln National Life LVIP Macquarie Small-Mid Cap Core Fund	—	—	—	$30K	<0.1%
VALIC Moderate Growth Lifestyle	—	—	—	$29K	<0.1%
VALIC Conservative Growth Lifestyle	—	—	—	$23K	<0.1%
VALIC Ariel Appreciation Fund	—	—	—	$22K	<0.1%
VALIC Government Securities Fund	—	—	—	$21K	<0.1%
VALIC Dividend Value	—	—	—	$18K	<0.1%
VALIC International Government Bond	—	—	—	$18K	<0.1%
Lincoln National Life Franklin Templeton Multi-Factor Emerging Mkt	—	—	—	$18K	<0.1%
VALIC Growth Fund	—	—	—	$16K	<0.1%
Lincoln National Life LVIP T. Rowe Price 2020	—	—	—	$15K	<0.1%
Lincoln National Life LVIP American Century Balanced Fund	—	—	—	$14K	<0.1%
VALIC Vanguard Lifestrategy Conservative	—	—	—	$13K	<0.1%
Lincoln National Life Alliance Bernstein VPS Growth	—	—	—	$12K	<0.1%
VALIC Systematic Core Fund	—	—	—	$11K	<0.1%
VALIC Vanguard Long-Term Investment-Grade Fund	—	—	—	$8K	<0.1%
VALIC Vanguard Long-Term Treasury	—	—	—	$6K	<0.1%
VALIC Global Strategy	—	—	—	$2K	<0.1%
VALIC Asset Allocation Fund	—	—	—	$2K	<0.1%
Fidelity Freedom 2070	—	—	—	$1K	<0.1%