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Original filing (PDF)20250922142734NAL0006210192001
MORSE OPERATIONS INC.
Form 5500
FILING_RECEIVED
MORSE OPERATIONS, INC. 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
2,883
Accounts w/ balance
2,823
Plan assets (EOY)
$98.5M
Net assets (EOY)
$98.5M
How this plan invests
This plan
1 pooled trust
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 29 bps in Schedule C fees — 80% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MORSE OPERATIONS INC..
Plan sponsor
Name
MORSE OPERATIONS INC.
EIN
59-0558323
Address
2850 S. FEDERAL HWY. · DELRAY BEACH, FL · 33483
Phone
(561) 455-1111
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-22
Pension benefit codes
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
Audit & trust (Schedule H)
Auditor
CROWE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $244K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPFINANCIAL PARTNER | 26-0058143 | — | CONSULTANT | $24K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CROWE HORWATH LLP | 35-0921680 | — | ACCOUNTANT/AUDITOR | $16K | — |
Investments
28 direct securities · 1 pooled fund· $98.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$88.9M
27 holdings
Mutual Funds
$6.1M
1 holding
Common Collective Trust
$3.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement 2030 Fund # | — | — | — | $14.3M | 14.5% | |
| T. Rowe Price Retirement 2035 Fund # | — | — | — | $13.0M | 13.2% | |
| T. Rowe Price Retirement 2040 Fund # | — | — | — | $8.8M | 8.9% | |
| T. Rowe Price Retirement 2045 Fund # | — | — | — | $8.5M | 8.6% | |
| s * Fidelity Contra Fund # | Mutual Funds | — | — | $6.1M | 6.2% | |
| T. Rowe Price Retirement 2050 Fund # | — | — | — | $6.1M | 6.2% | |
| T. Rowe Price Retirement 2055 Fund # | — | — | — | $6.1M | 6.2% | |
| T. Rowe Price Retirement 2025 Fund # | — | — | — | $4.9M | 5.0% | |
| Fidelity 500 Index Fund # | — | — | — | $4.5M | 4.6% | |
| Columbia Global Technology Growth Fund # | — | — | — | $3.7M | 3.7% | |
| MELLON STABLE VAL M THE BANK OF NEW YORK MELLON · EIN 11-3152987 / PN 000 | Common Collective Trust | — | — | $3.4M | 3.5% | |
| maturities through August 2034 # | — | — | — | $2.5M | 2.5% | |
| T. Rowe Price Retirement 2060 Fund # | — | — | — | $2.3M | 2.3% | |
| T. Rowe Price Retirement 2020 Fund # | — | — | — | $2.1M | 2.1% | |
| T. Rowe Price Retirement 2015 Fund # | — | — | — | $1.8M | 1.9% | |
| Fidelity Total Bond Fund # | — | — | — | $1.7M | 1.8% | |
| Fidelity International Index Fund # | — | — | — | $1.4M | 1.4% | |
| T. Rowe Price Retirement 2065 Fund # | — | — | — | $1.3M | 1.3% | |
| MFS Value Fund # | — | — | — | $1.0M | 1.1% | |
| Eaton Vance Atlanta Capital SMID-Cap Fund # | — | — | — | $1.0M | 1.0% | |
| Fidelity Small Cap Index Fund # | — | — | — | $611K | 0.6% | |
| T. Rowe Price Retirement 2005 Fund # | — | — | — | $551K | 0.6% | |
| Victory Sycamore Small Company Opportunity Fund # | — | — | — | $542K | 0.6% | |
| Fidelity Extended Market Index Fund # | — | — | — | $527K | 0.5% | |
| T. Rowe Price Retirement 2010 Fund # | — | — | — | $518K | 0.5% | |
| Allspring Special Mid Cap Value Fund # | — | — | — | $426K | 0.4% | |
| MassMutual Select Mid Cap Growth Fund # | — | — | — | $373K | 0.4% | |
| T. Rowe Price QM U.S. Small Cap Growth Equity Fund # | — | — | — | $286K | 0.3% | |
| Fidelity Government Money Market Fund # | — | — | — | $5K | <0.1% |
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