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Original filing (PDF)20251015160942NAL0006716912001
POINT UNIVERSITY
Form 5500
FILING_RECEIVED
POINT UNIVERSITY RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
48% in single holding
Active participants
488
Accounts w/ balance
177
Plan assets (EOY)
$7.0M
Net assets (EOY)
$7.0M
How this plan invests
This plan
1 pooled trust
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
76
Total plan cost
100
Vendor stack
100
Participation health
65
Knocking points off
- Top holding "Empower Trust Company Fidelity 500 Index Fund" is 48% of plan.
- Only 36% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for POINT UNIVERSITY.
Plan sponsor
Name
POINT UNIVERSITY
EIN
58-6044761
Address
507 WEST 10TH STREET · WEST POINT, GA · 31833
Phone
(706) 385-1000
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
KASSOUF & CO., P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $11K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTHWESTERN MUTUAL WEALTH MGMT CO | — | MILWAUKEE, WI | INVESTMENT ADVISOR | $25K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $3K | — |
Investments
30 direct securities · 1 pooled fund· $7.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$7.0M
30 holdings
Common Collective Trust
$204K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Empower Trust Company Fidelity 500 Index Fund | — | — | — | $3.4M | 48.3% | |
| Empower Trust Company Vanguard Interm-Term Bond Index Admiral Shares | — | — | — | $676K | 9.6% | |
| Empower Trust Company Key Guaranteed Portfolio Fund | — | — | — | $410K | 5.8% | |
| Empower Trust Company Nuveen Large-Cap Growth Index R6 | — | — | — | $273K | 3.9% | |
| Empower Trust Company State Street Global Equity Index Non-Lending Series Fund | — | — | — | $204K | 2.9% | |
| STATE ST GBL EQ INDX NL CL C STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 000 | Common Collective Trust | — | — | $204K | 2.9% | |
| Empower Trust Company Vanguard International Growth Fund Admiral Shares | — | — | — | $199K | 2.8% | |
| Empower Trust Company Fidelity Emerging Markets Index Fund | — | — | — | $184K | 2.6% | |
| Empower Trust Company Vanguard Developed Markets Index Fund Admiral Shares | — | — | — | $171K | 2.4% | |
| Participant Loans Interest Rates of 4.25% to 9.50%, varying maturities - | — | — | — | $152K | 2.2% | |
| Empower Trust Company Vanguard Value Index Admiral Shares | — | — | — | $127K | 1.8% | |
| Empower Trust Company Vanguard Small Cap Index Admiral Shares | — | — | — | $114K | 1.6% | |
| Empower Trust Company Vanguard Target Retirement 2055 Fund Investor Shares | — | — | — | $112K | 1.6% | |
| Empower Trust Company Vanguard Mid-Cap Growth Index Fund Admiral Shares | — | — | — | $107K | 1.5% | |
| Empower Trust Company Vanguard Target Retirement 2035 Fund Investor Shares | — | — | — | $105K | 1.5% | |
| Empower Trust Company Vanguard Real Estate Index Fund Admiral Shares | — | — | — | $101K | 1.4% | |
| Empower Trust Company Vanguard Extended Market Index Fund Admiral Shares | — | — | — | $100K | 1.4% | |
| Empower Trust Company Vanguard Target Retirement 2040 Fund Investor Shares | — | — | — | $88K | 1.3% | |
| Empower Trust Company Vanguard Tax-Managed Small Cap Fund Admiral Shares | — | — | — | $77K | 1.1% | |
| Empower Trust Company Vanguard Inflation Protected Securities | — | — | — | $69K | 1.0% | |
| Empower Trust Company Vanguard Target Retirement 2045 Fund Investor Shares | — | — | — | $66K | 0.9% | |
| Empower Trust Company Vanguard Target Retirement 2030 Fund Investor Shares | — | — | — | $63K | 0.9% | |
| Empower Trust Company Vanguard Target Retirement 2025 Fund Investor Shares | — | — | — | $49K | 0.7% | |
| Empower Trust Company Vanguard Mid-Cap Value Index Fund Admiral Shares | — | — | — | $44K | 0.6% | |
| Empower Trust Company Vanguard Target Retirement 2020 Fund Investor Shares | — | — | — | $29K | 0.4% | |
| Empower Trust Company Vanguard Small Cap Value Index Admiral Shares | — | — | — | $27K | 0.4% | |
| Empower Trust Company DFA International Social Core Equity Portfolio Institutional Class | — | — | — | $21K | 0.3% | |
| Empower Trust Company Vanguard Target Retirement Income Fund Investor Shares | — | — | — | $19K | 0.3% | |
| Empower Trust Company Vanguard Target Retirement 2065 Fund Investor Shares | — | — | — | $16K | 0.2% | |
| Empower Trust Company Vanguard Target Retirement 2050 Fund Investor Shares | — | — | — | $13K | 0.2% | |
| Empower Trust Company Vanguard Target Retirement 2060 Fund Investor Shares | — | — | — | $11K | 0.2% |
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