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Original filing (PDF)20250627081622NAL0009587121001
FLOWERS FOODS, INC.
Form 5500
FILING_RECEIVED
FLOWERS FOODS, INC. 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
10,520
Accounts w/ balance
12,374
Plan assets (EOY)
$882.6M
Net assets (EOY)
$882.6M
How this plan invests
This plan
16 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 10 bps in Schedule C fees — 65% above peer band of 6 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FLOWERS FOODS, INC..
Plan sponsor
Name
FLOWERS FOODS, INC.
EIN
58-2582379
Address
1919 FLOWERS CIRCLE · THOMASVILLE, GA · 31757
Phone
(229) 226-9110
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-27
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PRICEWATERHOUSE COOPERS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $871K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $0 | — |
Investments
10 direct securities · 16 pooled funds· $859.3M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$535.7M
16 holdings
Uncategorized
$323.7M
10 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| HARBOR CAPITAL APPRECIATION CIT R HARBOR FUNDS · EIN 84-4022934 / PN 001 | Common Collective Trust | — | $5.3M | $95.1M | 10.8% | |
| Vanguard Institutional Index Fund Mutual Fund; 176,259 shares | — | — | $176K | $84.4M | 9.6% | |
| Dodge & Cox Stock X Mutual Fund; 325,904 shares | — | — | $326K | $83.8M | 9.5% | |
| VANGUARD TARGET RETIRE 2030 TRUST I VANGUARD TRUST FUNDS · EIN 90-6083978 / PN 001 | Common Collective Trust | — | $1.4M | $72.1M | 8.2% | |
| VANGUARD TARGET RETIRE 2035 TRUST I VANGUARD TRUST FUNDS · EIN 90-6083976 / PN 001 | Common Collective Trust | — | $1.0M | $56.5M | 6.4% | |
| PUTNAM STABLE VALUE FUND PUTNAM INVESTMENTS · EIN 04-3159710 / PN 202 | Common Collective Trust | — | $55.5M | $56.3M | 6.4% | |
| VANGUARD TARGET RETIRE 2025 TRUST I VANGUARD TRUST FUNDS · EIN 90-6083980 / PN 001 | Common Collective Trust | — | $955K | $47.2M | 5.3% | |
| VANGUARD TARGET RETIRE 2040 TRUST I VANGUARD TRUST FUNDS · EIN 90-6083974 / PN 001 | Common Collective Trust | — | $708K | $41.0M | 4.6% | |
| Dodge & Cox Income X Mutual Fund; 3,157,045 shares | — | — | $3.2M | $39.1M | 4.4% | |
| VANGUARD TARGET RETIRE 2050 TRUST I VANGUARD TRUST FUNDS · EIN 90-6083970 / PN 001 | Common Collective Trust | — | $617K | $38.0M | 4.3% | |
| VANGUARD TARGET RETIRE 2045 TRUST I VANGUARD TRUST FUNDS · EIN 90-6083972 / PN 001 | Common Collective Trust | — | $623K | $37.6M | 4.3% | |
| Flowers Foods, Inc. Common Stock Fund Common Stock; 1,621,384 shares | — | — | $1.6M | $33.5M | 3.8% | |
| VANGUARD TARGET RETIRE 2055 TRUST I VANGUARD TRUST FUNDS · EIN 27-6715091 / PN 001 | Common Collective Trust | — | $395K | $32.6M | 3.7% | |
| American Europacific Growth Fund Mutual Fund; 522,613 shares | — | — | $523K | $28.1M | 3.2% | |
| Vanguard Total Intl Stock Index Instl Mutual Fund; 146,571 shares | — | — | $147K | $18.6M | 2.1% | |
| GENEVA SMALL CAP GROWTH COLLECTIVE GREAT GRAY · EIN 38-4116861 / PN 000 | Common Collective Trust | — | $1.5M | $17.0M | 1.9% | |
| VANGUARD TARGET RETIRE 2060 TRUST I VANGUARD TRUST FUNDS · EIN 45-3799419 / PN 001 | Common Collective Trust | — | $247K | $16.1M | 1.8% | |
| VANGUARD TARGET RETIRE 2020 TRUST I VANGUARD TRUST FUNDS · EIN 90-6083980 / PN 001 | Common Collective Trust | — | $330K | $15.5M | 1.8% | |
| Vanguard Total Bond Market Index Inst Mutual Fund; 1,620,515 shares | — | — | $1.6M | $15.4M | 1.7% | |
| Vanguard Small Cap Index Instl Mutual Fund; 116,662 shares | — | — | $117K | $13.4M | 1.5% | |
| Seagall Bryant & Hamill SM CP VAL INS Mutual Fund; 477,649 shares | — | — | $478K | $7.1M | 0.8% | |
| VANGUARD TARGET RETIREMENT 2065 TRU VANGUARD TRUST FUNDS · EIN 82-6194314 / PN 001 | Common Collective Trust | — | $138K | $5.5M | 0.6% | |
| VANGUARD TARGET RETIRE INC TRUST II VANGUARD TRUST FUNDS · EIN 90-6083967 / PN 001 | Common Collective Trust | — | $95K | $4.3M | 0.5% | |
| VANGUARD TARGET RETIRE 2070 TRUST I VANGUARD INVESTMENTS · EIN 87-7039453 / PN 001 | Common Collective Trust | — | $36K | $886K | 0.1% | |
| Invesco Funds Government & Agency Mutual Fund; 260,541 shares | — | — | $261K | $261K | <0.1% | |
| HARBOR CAPITAL APPRECIATION CIT 4 HARBOR FUNDS · EIN 84-4022934 / PN 000 | Common Collective Trust | — | — | $1 | <0.1% |