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Original filing (PDF)20250930101301NAL0019225330001
FAMILIES AND COMMUNITIES RISIN
Form 5500
FILING_RECEIVED
FAMILIES AND COMMUNITIES RISIN 401(K) PROFIT SHARING PLAN & TRUST
401(k) retirement plan
Active participants
157
Accounts w/ balance
174
Plan assets (EOY)
$7.9M
Net assets (EOY)
$7.9M
How this plan invests
This plan
2 pooled trusts
Schedule D
69 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (15 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FAMILIES AND COMMUNITIES RISIN.
Plan sponsor
Name
FAMILIES AND COMMUNITIES RISIN
EIN
58-2046321
Address
4220 APEX HWY STE 330 · DURHAM, NC · 277135295
Phone
(919) 490-5577
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
STANCIL PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PAYCHEX, INC. | 16-1124166 | ROCHESTER, NY | RECORDKEEPER | $12K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA TEACHERS INSURANCE AND ANNUITY | 13-1624203 | NEW YORK, NY | NONE | $11 | — |
Investments
67 direct securities · 2 pooled funds· $7.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$7.8M
67 holdings
Pooled Separate Account
$65K
1 holding
Common Collective Trust
$24K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA-CREF Lifecycle Index 2035 Fund Instl Class | — | — | — | $974K | 12.3% | |
| TIAA-CREF Lifecycle Index 2025 Fund Instl Class | — | — | — | $888K | 11.2% | |
| TIAA-CREF Lifecycle Index 2040 Fund Instl Class | — | — | — | $573K | 7.2% | |
| TIAA-CREF Lifecycle Index 2020 Fund Instl Class | — | — | — | $514K | 6.5% | |
| TIAA-CREF Lifecycle Index 2045 Fund Instl Class | — | — | — | $327K | 4.1% | |
| TIAA-CREF Lifecycle Index 2030 Fund Instl Class | — | — | — | $321K | 4.1% | |
| TIAA-CREF Large-Cap Growth Index Fund Instl | — | — | — | $313K | 4.0% | |
| TIAA-CREF Lifecycle Index 2055 Fund Instl Class | — | — | — | $308K | 3.9% | |
| CREF Growth Account R1 | — | — | — | $299K | 3.8% | |
| TIAA-CREF Lifecycle Index 2050 Fund Instl Class | — | — | — | $298K | 3.8% | |
| CREF Money Market Account R1 | — | — | — | $284K | 3.6% | |
| CREF Global Equities Account R1 | — | — | — | $272K | 3.4% | |
| Notes Receivable from Participants | — | — | — | $240K | 3.0% | |
| TIAA Traditional Non Benefit Responsive Annuity Contract | — | — | — | $235K | 3.0% | |
| TIAA Access Lifecycle 2035 T4 | — | — | — | $180K | 2.3% | |
| CREF Stock Account R1 | — | — | — | $167K | 2.1% | |
| CREF Social Choice Account R1 | — | — | — | $159K | 2.0% | |
| TIAA Access Lifecycle 2020 T4 | — | — | — | $147K | 1.9% | |
| CREF Equity Index Account R1 | — | — | — | $143K | 1.8% | |
| TIAA Access Lifecycle 2040 T4 | — | — | — | $128K | 1.6% | |
| Fidelity 500 Index | — | — | — | $115K | 1.5% | |
| TIAA Access Lifecycle 2050 T4 | — | — | — | $105K | 1.3% | |
| TIAA Access Lifecycle 2030 T4 | — | — | — | $104K | 1.3% | |
| TIAA Access Lifecycle 2045 T4 | — | — | — | $84K | 1.1% | |
| TIAA-CREF Lifecycle Index 2060 Fund Instl Class | — | — | — | $81K | 1.0% | |
| TIAA REAL ESTATE TIAA CREF · EIN 13-1624203 / PN 004 | Pooled Separate Account | — | — | $65K | 0.8% | |
| TIAA Access Lifecycle 2055 T4 | — | — | — | $49K | 0.6% | |
| TIAA Access Lg-Cap Value T4 | — | — | — | $44K | 0.5% | |
| TIAA Access Intl Equity T4 | — | — | — | $38K | 0.5% | |
| TIAA Access Sm-Cap Equity T4 | — | — | — | $36K | 0.5% | |
| Vanguard High-Yield Corporate Fund Admiral | — | — | — | $35K | 0.4% | |
| Vanguard Explorer Fund Admiral | — | — | — | $31K | 0.4% | |
| CREF Bond Market Account R1 | — | — | — | $29K | 0.4% | |
| Plan Loan Default Fund | — | — | — | $28K | 0.4% | |
| TIAA Access Real Estate Securities T4 | — | — | — | $28K | 0.4% | |
| Vanguard Mid Cap Growth Index Fund Admiral | — | — | — | $28K | 0.4% | |
| TIAA-CREF Lifecycle Index 2010 Fund Instl Class | — | — | — | $24K | 0.3% | |
| THE STANDARD STABLE ASSET II STANDARD INSURANCE COMPANY · EIN 93-0242990 / PN 690 | Common Collective Trust | — | — | $24K | 0.3% | |
| TIAA-CREF Lifecycle Index Retirement | — | — | — | $22K | 0.3% | |
| TIAA Access Mid-Cap Value T4 | — | — | — | $18K | 0.2% | |
| TIAA Access Lifecycle 2025 T4 | — | — | — | $18K | 0.2% | |
| TIAA Access Social Ch Eq T4 | — | — | — | $16K | 0.2% | |
| CREF Inflation-Linked Bond Account R1 | — | — | — | $14K | 0.2% | |
| Vanguard Strategic Equity Fund Investor | — | — | — | $8K | 0.1% | |
| Vanguard Value Index Fund Admiral | — | — | — | $8K | 0.1% | |
| American Funds New World Fund Class R6 | — | — | — | $8K | <0.1% | |
| Baird Core Plus Bond | — | — | — | $7K | <0.1% | |
| TIAA Access Bond Plus T4 | — | — | — | $7K | <0.1% | |
| TIAA Access Lifecycle 2010 T4 | — | — | — | $5K | <0.1% | |
| TIAA Access Mid-Cap Growth T4 | — | — | — | $5K | <0.1% | |
| TIAA Access Sm-Cap Blend Idx T4 | — | — | — | $5K | <0.1% | |
| DFA US Vector Equity | — | — | — | $4K | <0.1% | |
| DFA Global Equity | — | — | — | $4K | <0.1% | |
| Fidelity Multi-Asset Index | — | — | — | $4K | <0.1% | |
| Schwab Fundamental Intl Large Company Index | — | — | — | $3K | <0.1% | |
| Vanguard Small Cap Value Index Fund Admiral | — | — | — | $2K | <0.1% | |
| TIAA Access Growth & Income T4 | — | — | — | $833 | <0.1% | |
| Vanguard Intl Growth Fund Admiral | — | — | — | $588 | <0.1% | |
| TIAA Access Lg-Cap Growth T4 | — | — | — | $529 | <0.1% | |
| TIAA Access Lifecycle 2015 T4 | — | — | — | $454 | <0.1% | |
| TIAA Access Equity Index T4 | — | — | — | $290 | <0.1% | |
| Fidelity Interm Trs Bd Index | — | — | — | $270 | <0.1% | |
| Vanguard Tax-Managed Balanced Fund Admiral | — | — | — | $241 | <0.1% | |
| Vanguard Tax-Managed Small Cap Fund Admiral | — | — | — | $200 | <0.1% | |
| Vanguard Wellington Fund Admiral | — | — | — | $143 | <0.1% | |
| Vanguard Short-Term Inflation-Protected Securities | — | — | — | $141 | <0.1% | |
| DFA Real Estate Securities | — | — | — | $136 | <0.1% | |
| Vanguard Developed Markets Index Fund Admiral | — | — | — | $14 | <0.1% | |
| TIAA-CREF Lifecycle Index 2015 Fund Instl Class | — | — | — | $14 | <0.1% |