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Original filing (PDF)20250827120457NAL0009540097001
QUALITY RESTAURANT CONCEPTS, LLC
Form 5500
FILING_RECEIVED
QUALITY RESTAURANT CONCEPTS, LLC 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
~114 bps in Sched C fees
Active participants
1,121
Accounts w/ balance
437
Plan assets (EOY)
$7.0M
Net assets (EOY)
$7.0M
How this plan invests
This plan
13 pooled trusts
Schedule D
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 114 bps in Schedule C fees — 119% above peer band of 52 bps.
- Only 39% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for QUALITY RESTAURANT CONCEPTS, LLC.
Plan sponsor
Name
QUALITY RESTAURANT CONCEPTS, LLC
EIN
58-1829996
Address
601 VESTAVIA PARKWAY SUITE 1000 · BIRMINGHAM, AL · 35216
Phone
(205) 949-8250
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-27
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CARR, RIGGS AND INGRAM, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $45K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RAYMOND JAMES | — | ST PETERSBURG, FL | INVESTMENT ADVISOR | $23K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $12K | — |
Investments
10 direct securities · 13 pooled funds· $7.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$4.0M
10 holdings
Common Collective Trust
$3.0M
13 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Wilmington Trust MYWAYRETIREMENT INDEX RETIREMENT R | — | — | — | $1.3M | 19.2% | |
| BLACKROCK EQUITY INDEX 1 GREAT GRAY · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $1.0M | 14.6% | |
| BLACKROCK EAFE EQUITY INDEX FEE CL GREAT GRAY · EIN 20-3802495 / PN 007 | Common Collective Trust | — | — | $664K | 9.4% | |
| Wilmington Trust MYWAYRETIREMENT INDEX 2030 R | — | — | — | $656K | 9.3% | |
| Wilmington Trust MYWAYRETIREMENT INDEX 2040 R | — | — | — | $622K | 8.8% | |
| BLACKROCK U.S. DEBT INDEX 1 GREAT GRAY · EIN 20-3802445 / PN 010 | Common Collective Trust | — | — | $467K | 6.6% | |
| Wilmington Trust MYWAYRETIREMENT INDEX 2035 R | — | — | — | $433K | 6.2% | |
| BLACKROCK RUSSELL 2000 INDEX FUND R GREAT GRAY · EIN 20-3802587 / PN 004 | Common Collective Trust | — | — | $394K | 5.6% | |
| Empower EI FIXED ACCOUNT - SERIES CLASS I | — | — | — | $345K | 4.9% | |
| Wilmington Trust MYWAYRETIREMENT INDEX 2045 R | — | — | — | $279K | 4.0% | |
| Wilmington Trust MYWAYRETIREMENT BALANCED FUND CL R | — | — | — | $170K | 2.4% | |
| MYWAYRETIREMENT LARGE CAP GROWTH FD GREAT GRAY · EIN 38-4139869 / PN 647 | Common Collective Trust | — | — | $149K | 2.1% | |
| BLACKROCK U.S. TIPS INDEX 1 GREAT GRAY · EIN 38-4116835 / PN 510 | Common Collective Trust | — | — | $142K | 2.0% | |
| Wilmington Trust MYWAYRETIREMENT INDEX 2050 R | — | — | — | $97K | 1.4% | |
| MYWAYRETIREMENT MID CAP GROWTH FUND GREAT GRAY · EIN 38-4139870 / PN 648 | Common Collective Trust | — | — | $75K | 1.1% | |
| MYWAYRETIREMENT INTL VALUE FUND CL GREAT GRAY · EIN 38-4126285 / PN 589 | Common Collective Trust | — | — | $52K | 0.7% | |
| MYWAYRETIREMENT CORE BOND FUND CL R GREAT GRAY · EIN 38-4139867 / PN 645 | Common Collective Trust | — | — | $50K | 0.7% | |
| Wilmington Trust MYWAYRETIREMENT INDEX 2055 R | — | — | — | $33K | 0.5% | |
| Wilmington Trust MYWAYRETIREMENT INDEX 2060 R | — | — | — | $19K | 0.3% | |
| MYWAYRETIREMENT MID CAP VALUE FUND GREAT GRAY · EIN 38-7264528 / PN 691 | Common Collective Trust | — | — | $7K | 0.1% | |
| MYWAYRETIREMENT SMALL CAP GROWTH FD GREAT GRAY · EIN 83-3963451 / PN 650 | Common Collective Trust | — | — | $6K | <0.1% | |
| MYWAYRETIREMENT REAL ESTATE FUND CL GREAT GRAY · EIN 38-7264530 / PN 693 | Common Collective Trust | — | — | $3 | <0.1% | |
| MYWAYRETIREMENT SMALL CAP VALUE FD GREAT GRAY · EIN 85-3975085 / PN 651 | Common Collective Trust | — | — | $0 | <0.1% |
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