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Original filing (PDF)20251015145408NAL0010185346001

NORTHEAST GEORGIA HEALTH SYSTEM, INC.

Form 5500
FILING_RECEIVED
NORTHEAST GEORGIA HEALTH SYSTEM, INC. AND AFFILIATED COMPANIES PENSION PLAN
Defined-benefit pension plan
Signals · 2
72% employer stockNo recordkeeper disclosed
Active participants
674
Accounts w/ balance
Plan assets (EOY)
$314.8M
Net assets (EOY)
$314.8M
How this plan invests
This plan
180 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
55
Participation health
100
Knocking points off
  • 72% of plan in employer / sponsor stock.
  • 27 bps in Schedule C fees — 168% above peer band of 10 bps.
  • No recordkeeper disclosed on Schedule C.
  • Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NORTHEAST GEORGIA HEALTH SYSTEM, INC..
Plan sponsor
Name
NORTHEAST GEORGIA HEALTH SYSTEM, INC.
EIN
58-1694090
Address
743 SPRING STREET · GAINESVILLE, GA · 30501
Phone
(770) 219-7644
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
1A · Pay-related DB formula
1I · Frozen plan — no new benefit accrual
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PYA, P.C.
Trustee / custodian
Trustee phone

Service providers (Schedule C)

3 rows
Advisor / Consultant
1
NameEINLocationRelationDirect compIndirect comp
WILLIS INVESTMENT COUNSEL, INC.58-1396624INVESTMENT ADVISOR$450K
Broker
1
NameEINLocationRelationDirect compIndirect comp
MERRILL LYNCH, PIERCE, FENNER AND S13-5674085BROKERAGE$0
Trustee
1
NameEINLocationRelationDirect compIndirect comp
BANK OF AMERICA94-1687665TRUSTEE$394K

Investments

172 direct securities· $297.0M(94% of reported assets)
Uncategorized
$294.4M
171 holdings
Common Stocks
$2.6M
1 holding
PIInvestmentTypeShares / unitsCostCurrent value% of plan
U.S. Treasury securities United States Treasury bills 3/6/2025$13.1M$13.3M4.2%
BLF Fedfund cash reserve Money Market$10.4M$10.4M3.3%
United States Treasury bills 6/5/2025$6.4M$6.4M2.0%
Nvidia 38,630 shares Common Stock$669K$5.2M1.6%
Cisco Systems Inc. Com 82,325 shares Common Stock$1.9M$4.9M1.5%
Johnson&Johnson 30,180 shares Common Stock$2.7M$4.4M1.4%
Dreyfus Government Cash Management Money Market$4.3M$4.3M1.4%
Microsoft Corp 9,893 shares Common Stock$813K$4.2M1.3%
LabCorp Holdings Inc 17,601 shares Common Stock$2.3M$4.0M1.3%
Accenture PLC 11,387 shares Common Stock$2.3M$4.0M1.3%
Amer Express Company 12,919 shares Common Stock$1.1M$3.8M1.2%
Texas Instruments Inc. 20,097 shares Common Stock$3.0M$3.8M1.2%
Caterpillar Inc Del 9,786 shares Common Stock$1.1M$3.5M1.1%
Chubb Ltd 12,620 shares Common Stock$1.7M$3.5M1.1%
Lockheed Martin Corp. 7,104 shares Common Stock$2.7M$3.5M1.1%
Generac Holdings Inc. 22,053 shares Common Stock$3.2M$3.4M1.1%
Paychex Inc. 23,958 shares Common Stock$2.1M$3.4M1.1%
Paychex Inc. 23,519 shares Common Stock$1.8M$3.3M1.0%
Cisco Sys Inc. 59,202 shares Common Stock$2.7M$3.3M1.0%
Microsoft Corp. 7,623 shares Common Stock$1.4M$3.2M1.0%
Texas Instruments 17,176 shares Common Stock$2.2M$3.2M1.0%
AFLAC Inc. 30,434 shares Common Stock$734K$3.1M1.0%
Fortinet Inc. 33,100 shares Common Stock$1.5M$3.1M1.0%
Home Depot Inc. 7,984 shares Common Stock$2.3M$3.1M1.0%
Johnson & Johnson 20,790 shares Common Stock$3.0M$3.0M1.0%
Lockheed Martin Corp. 5,940 shares Common Stock$2.7M$2.9M0.9%
Keysight Technologies 18,027 shares Common Stock$2.7M$2.9M0.9%
Chubb LTD 10,395 shares Common Stock$1.6M$2.9M0.9%
Reinsurance Group America 13,430 shares Common Stock$1.3M$2.9M0.9%
Equity Investment Portfolio Held by Willis Investment Counsel (WIC), net of covered call options Accenture PLC 7,920 shares Common Stock$1.4M$2.8M0.9%
Waters Corp 7,423 shares Common Stock$2.1M$2.8M0.9%
s - Trusteed by Bank of America (BOA) Medtronic Plc Shs 33,025 shares Common Stock
Common Stocks
$2.6M$2.6M0.8%
Apple Inc. 10,692 shares Common Stock$1.6M$2.5M0.8%
Exxon Mobil Corp Com 23,325 shares Common Stock$1.6M$2.5M0.8%
Shell PLC 39,070 shares Common Stock$2.0M$2.4M0.8%
Applied Material Inc. 14,971 shares Common Stock$1.9M$2.4M0.8%
Pfizer Inc. 89,694 shares Common Stock$3.5M$2.4M0.8%
ConocoPhillips 24,107 shares Common Stock$1.1M$2.4M0.8%
PepsiCo Inc. 15,444 shares Common Stock$2.3M$2.4M0.8%
Kimberly-Clark Corp. 17,919 shares Common Stock$2.3M$2.4M0.8%
FactSet Resh Systems Inc. 4,752 shares Common Stock$1.9M$2.3M0.7%
Eaton Corporation 6,831 shares Common Stock$1.2M$2.3M0.7%
Clorox Co. 13,662 shares Common Stock$2.7M$2.2M0.7%
Verizon Communications Inc. 55,454 shares Common Stock$3.1M$2.2M0.7%
Clorox Co 13,498 shares Common Stock$2.4M$2.2M0.7%
Automatic Data Processing Inc. 7,524 shares Common Stock$1.3M$2.2M0.7%
Hershey Co. 12,605 shares Common Stock$2.4M$2.1M0.7%
Alphabet Inc. 11,262 shares Common Stock$949K$2.1M0.7%
United Parcel Svc 16,772 shares Common Stock$2.5M$2.1M0.7%
PepsiCo Inc. 13,835 shares Common Stock$1.5M$2.1M0.7%
Ross Stores Inc. 13,882 shares Common Stock$1.4M$2.1M0.7%
Price T Rowe Group Inc. 18,315 shares Common Stock$2.6M$2.1M0.7%
McDonalds Corp. 7,029 shares Common Stock$2.0M$2.1M0.7%
Merck & Co. Inc. 20,295 shares Common Stock$1.5M$2.0M0.6%
Quest Diagnostics Inc. 13,068 shares Common Stock$1.2M$2.0M0.6%
Verizon Communications Inc. 48,906 shares Common Stock$2.7M$2.0M0.6%
Medtronic PLC 24,453 shares Common Stock$2.4M$2.0M0.6%
Tractor Supply Company 36,650 shares Common Stock$614K$1.9M0.6%
FactSet Resh Sys Inc. 4,036 shares Common Stock$2.0M$1.9M0.6%
Murphy Oil Corp 60,985 shares Common Stock$2.1M$1.8M0.6%
Lowes Inc. 7,227 shares Common Stock$1.3M$1.8M0.6%
Zoetis Inc. 10,953 shares Common Stock$1.9M$1.8M0.6%
Adobe Inc. 3,886 shares Common Stock$1.5M$1.7M0.5%
BHP Group LTD 34,848 shares Common Stock$2.3M$1.7M0.5%
Aflac Inc. 16,335 shares Common Stock$754K$1.7M0.5%
Procter & Gamble Co. 9,900 shares Common Stock$1.3M$1.7M0.5%
Kenvue Inc. 77,128 shares Common Stock$1.8M$1.6M0.5%
Hershey Co. 9,108 shares Common Stock$1.7M$1.6M0.5%
WMX Technologies Inc. 8/1/2026 7.10%$2.0M$1.6M0.5%
Tractor Supply Co. 28,710 shares Common Stock$975K$1.5M0.5%
JP Morgan Chase & Co. 6,633 shares Common Stock$732K$1.5M0.5%
Applied Materials Inc. 9,207 shares Common Stock$1.1M$1.5M0.5%
American Electric Power Co. Inc. 16,137 shares Common Stock$1.4M$1.5M0.5%
Darden Restaurants Inc. 8,019 shares Common Stock$1.2M$1.5M0.5%
Intel Corp 74,714 shares Common Stock$2.4M$1.5M0.5%
Cisco Systems Inc. 2/26/2034 5.05%$1.5M$1.5M0.5%
Emerson Electric Co. 12,474 shares Common Stock$967K$1.5M0.5%
Texas Instruments 3/14/2033 4.90%$1.5M$1.5M0.5%
Marsh & McLennan Cos Inc. 3/14/2026 3.75%$1.4M$1.5M0.5%
Alphabet Inc. 7,722 shares Common Stock$1.3M$1.5M0.5%
Caterpillar Inc. 4,059 shares Common Stock$684K$1.5M0.5%
Nike Inc. 3/27/2027 2.75%$1.6M$1.4M0.5%
Medtronic Global Holdings 3/30/2033 4.50%$1.5M$1.4M0.5%
United Parcel SVC Inc. 11,088 shares Common Stock$1.5M$1.4M0.4%
Emerson Electric Co. 10/15/2026 0.88%$1.5M$1.4M0.4%
Genuine Parts Co. 11,979 shares Common Stock$1.1M$1.4M0.4%
Msc Indl Direct Inc. 18,632 shares Common Stock$1.6M$1.4M0.4%
Smith A O Corp. 19,800 shares Common Stock$1.2M$1.4M0.4%
Kenvue Inc. 62,964 shares Common Stock$1.3M$1.4M0.4%
ConocoPhillips 13,167 shares Common Stock$901K$1.3M0.4%
Verizon Communications 3/16/2027 4.13%$1.5M$1.3M0.4%
Forti Net Inc. 3/15/2031 2.20%$1.5M$1.3M0.4%
Merrick & Co. Inc. 6/24/2030 1.45%$1.4M$1.3M0.4%
Deere & Co. 2,970 shares Common Stock$514K$1.3M0.4%
Zoetis Inc. 5/15/2030 2.00%$1.2M$1.3M0.4%
BHP Group Ltd 25,464 shares Common Stock$1.6M$1.2M0.4%
Exxon Mobile Corp. 11,187 shares Common Stock$1.3M$1.2M0.4%
General Dynamics Corp. 4,455 shares Common Stock$675K$1.2M0.4%
Valero Energy Corp Glb 9/15/2026 3.40%$1.2M$1.2M0.4%
Tractor Supply Co. 11/1/2030 1.75%$1.3M$1.2M0.4%
Shell PLC Sponsored ADR 18,216 shares Common Stock$904K$1.2M0.4%
Deere & Co 5/15/2030 8.10%$1.4M$1.2M0.4%
Sanofi Spons ADR 23,364 shares Common Stock$1.2M$1.1M0.4%
Price T Rowe Group Inc. 10,026 shares Common Stock$1.3M$1.1M0.4%
Forterra Holdings Inc. 59,424 shares Common Stock$1.9M$1.1M0.4%
Chevron Corp. 7,326 shares Common Stock$1.0M$1.1M0.3%
Home Depot Inc. 12/16/2036 5.88%$1.1M$1.1M0.3%
Pfizer Inc. 3/15/2029 3.45%$1.1M$1.0M0.3%
AT&T Inc. 1/15/2026 3.88%$1.0M$991K0.3%
Sysco Corp Glb 7/15/2026 3.30%$999K$979K0.3%
McDonald's Corp 3/1/2027 3.50%$1.0M$977K0.3%
Clorox Company 10/1/2027 3.10%$1.0M$959K0.3%
Conoco Funding Co 10/15/2031 7.25%$960K$950K0.3%
United Technologies Corp 8/1/2028 6.70%$1.2M$950K0.3%
GlaxoSmithKline Capital 6/1/2029 3.38%$1.2M$946K0.3%
Lockheed Martin 1/15/2026 3.55%$1.1M$941K0.3%
Northwestern Trust Corp. 5/3/2029 3.15%$998K$936K0.3%
Keysight Technologies 10/30/2029 3.00%$860K$912K0.3%
The Mosaic Company Common Shs 35,674 shares Common Stock$1.4M$877K0.3%
Proctor & Gamble 1/15/2026 6.45%$962K$874K0.3%
Quest Diagnostics, Inc. 6/30/2031 2.80%$853K$868K0.3%
Advanced Auto Parts Inc. 18,190 shares Common Stock$2.0M$860K0.3%
Phillips Petroleum 3/30/2029 7.00%$846K$828K0.3%
3M Co. 6,831 shares Common Stock$985K$825K0.3%
Mastercard Inc. 11/21/2026 2.95%$915K$812K0.3%
Target Corp 2/15/2030 2.35%$763K$808K0.3%
Intel Corp. 3/25/2030 3.90%$1.0M$796K0.3%
Valero Energy Corp. 6,138 shares Common Stock$467K$760K0.2%
General Dynamics CS Corp. 4/1/2030 3.63%$913K$755K0.2%
Walmart Stores 2/15/2030 7.55%$1.0M$740K0.2%
Duke Energy Corp 9/1/2026 2.65%$696K$726K0.2%
Xcel Energy Inc. 12/1/2029 2.60%$775K$656K0.2%
Comcast Corp. 2/1/2030 2.65%$618K$627K0.2%
International Business Machines Corp. 8/1/2027 6.22%$731K$602K0.2%
Total Energies SE Spons ADR 10,890 shares Common Stock$556K$600K0.2%
Kroger Co. 10/15/2026 2.65%$641K$578K0.2%
Lockheed Martin 9/1/2036 6.15%$507K$539K0.2%
Target Corp 9/15/2034 4.50%$543K$532K0.2%
Wyeth Company 2/15/2036 6.00%$515K$526K0.2%
American Electric Power Co. 11/13/2027 3.20%$515K$517K0.2%
AT&T Inc. 6/1/2028 6.38%$527K$517K0.2%
State Street Corp Glb 1/24/2030 2.40%$591K$515K0.2%
BHP Finance LTD 3/1/2026 6.42%$579K$510K0.2%
BP Capital Markets America Inc. 9/21/2025 3.80%$513K$498K0.2%
Mastercard Inc. 3/9/2033 4.85%$508K$496K0.2%
AutoZone Inc. 4/21/2026 3.13%$488K$495K0.2%
Bristol Myers Squibb Co. 2/27/2027 3.25%$483K$493K0.2%
JP Morgan Chase & Co. GLB 11/19/2026 Var$452K$489K0.2%
JP Morgan Chase & Co. GLB 5/1/2028 Var$500K$486K0.2%
Altria Group Inc. 2/14/2026 4.40%$494K$483K0.2%
Laboratory Corp of America 6/1/2026 1.55%$438K$478K0.2%
International Business Machines Corp. 5/15/2029 3.50%$465K$474K0.2%
Home Depot Inc. 6/15/2029 2.95%$561K$464K0.1%
FactSet Research Systems 3/1/2027 2.90%$435K$456K0.1%
Lowes Company 2/15/2028 6.88%$579K$452K0.1%
Northwestern Trust Corp. 5/1/2030 1.95%$413K$449K0.1%
Mastercard Inc. 1/15/2032 4.35%$450K$445K0.1%
Clorox Company 5/1/2032 4.60%$422K$440K0.1%
Quest Diagnostics, Inc. 6/30/2030 2.95%$514K$431K0.1%
United States Parcel Service 4/1/2030 4.45%$472K$396K0.1%
Chubb Holdings Inc. 5/3/2026 3.35%$395K$394K0.1%
Kroger Co. 4/1/2031 7.50%$397K$393K0.1%
Ross Stores Inc 4/15/2031 1.88%$398K$392K0.1%
Lowes Company 5/3/2027 3.10%$386K$387K0.1%
Waste Management Inc. 2/15/2034 4.88%$366K$383K0.1%
Burlington North Santa FE 8/1/2028 6.70%$420K$366K0.1%
AutoZone Inc. 6/1/2027 3.75%$278K$244K<0.1%
Target Corp 9/15/2032 4.50%$227K$237K<0.1%
McDonald's Corp 5/26/2025 3.38%$136K$129K<0.1%
BP Capital Markets America Inc. 11/6/2028 4.23%$151K$127K<0.1%
Lehman Brothers 1/3/2017 0.00%$76K<0.1%
Cash and cash equivalents Cash held by trustee Cash$5K$5K<0.1%