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Original filing (PDF)20250904154209NAL0016420337001
TMS GLOBAL 403(B) RETIREMENT PLAN
Form 5500
FILING_RECEIVED
TMS GLOBAL 403(B) RETIREMENT PLAN
403(b) retirement plan
Signals · 2
~78 bps in Sched C feesNo recordkeeper disclosed
Active participants
121
Accounts w/ balance
110
Plan assets (EOY)
$6.8M
Net assets (EOY)
$6.8M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 78 bps in Schedule C fees — 50% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TMS GLOBAL 403(B) RETIREMENT PLAN.
Plan sponsor
Name
TMS GLOBAL 403(B) RETIREMENT PLAN
EIN
58-1546441
Address
6234 CROOKED CREEK RD · NORCROSS, GA · 30092
Phone
(678) 542-9031
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
014
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-04
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WINDHAM BRANNON, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| POLARIS ASSET MANAGEMENT, LLC | 88-2250302 | — | INVESTMENT ADVISORY | $0 | — |
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $53K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERIPRISE FINANCIAL SERVICES INC | 51-6041053 | — | OTHER SERVICES | $0 | — |
Investments
27 direct securities· $6.8M(100% of reported assets)
Uncategorized
$5.1M
25 holdings
Common Collective Trusts
$1.2M
1 holding
Mutual Funds
$514K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| funds * Principal LifeTime Hybrid 2030 Fund | Common Collective Trusts | — | — | $1.2M | 17.8% | |
| Principal LifeTime Hybrid 2025 Fund | — | — | — | $1.0M | 15.2% | |
| Principal LifeTime Hybrid 2020 Fund | — | — | — | $729K | 10.7% | |
| Principal LifeTime Hybrid 2040 Fund | — | — | — | $703K | 10.3% | |
| Vanguard Growth Index Fund | Mutual Funds | — | — | $514K | 7.5% | |
| Principal LifeTime Hybrid 2045 Fund | — | — | — | $454K | 6.7% | |
| Principal LifeTime Hybrid 2055 Fund | — | — | — | $310K | 4.5% | |
| Principal LifeTime Hybrid 2035 Fund | — | — | — | $290K | 4.3% | |
| Fidelity 500 Index Fund | — | — | — | $242K | 3.5% | |
| Principal LifeTime Hybrid 2050 Fund | — | — | — | $232K | 3.4% | |
| Principal LifeTime Hybrid 2015 Fund | — | — | — | $231K | 3.4% | |
| Vanguard Value Index Fund | — | — | — | $181K | 2.7% | |
| American Funds EuroPacific Growth Fund | — | — | — | $117K | 1.7% | |
| Vanguard Total International Bond Index Fund | — | — | — | $84K | 1.2% | |
| Guaranteed interest account * Principal Guaranteed Option | — | — | — | $72K | 1.1% | |
| Notes receivable from participants * Participant loans Interest rates ranging from 4.25% to 8.75% | — | — | — | $53K | 0.8% | |
| Vanguard Small-Cap Value Index Fund | — | — | — | $44K | 0.6% | |
| Vanguard Mid-Cap Value Index Fund/Open-end fund | — | — | — | $42K | 0.6% | |
| Vanguard Mid-Cap Growth Index Fund/Open-end | — | — | — | $41K | 0.6% | |
| PGIM High Yield Fund | — | — | — | $40K | 0.6% | |
| Principal Smallcap S&P 600 Index Fund | — | — | — | $39K | 0.6% | |
| Vanguard Small-Cap Growth Index Fund | — | — | — | $38K | 0.6% | |
| Fidelity Mid Cap Index Fund | — | — | — | $35K | 0.5% | |
| Principal LifeTime Hybrid 2060 Fund | — | — | — | $32K | 0.5% | |
| Vanguard Long-Term Investment Grade Bond Fund | — | — | — | $21K | 0.3% | |
| Fidelity Total International Index Fund | — | — | — | $19K | 0.3% | |
| Vanguard FTSE All-World Ex-US Small-Cap Index Fund | — | — | — | $7K | 0.1% |
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