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Original filing (PDF)20251013080311NAL0000389171001
CENTRAARCHY RESTAURANT MANAGEMENT CORP
Form 5500
FILING_RECEIVED
VISION RETIREMENT PLAN
401(k) retirement plan
Signals · 1
28% in single holding
Active participants
620
Accounts w/ balance
464
Plan assets (EOY)
$13.1M
Net assets (EOY)
$13.1M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "MM S&P 500 Index Mutual Fund" is 28% of plan.
- 46 bps in Schedule C fees — 58% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENTRAARCHY RESTAURANT MANAGEMENT CORP.
Plan sponsor
Name
CENTRAARCHY RESTAURANT MANAGEMENT CORP
EIN
58-1535544
Address
236 ABLEMARLE ROAD · CHARLESTON, SC · 29407
Phone
(843) 571-0096
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
MCNAIR, MCLEMORE, MIDDLEBROOKS, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS CO OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $17K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JP MORGAN SECURITIES LLC | — | CHICAGO, IL | INVESTMENT ADVISOR | $32K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FUTUREPLAN BY ASCENSUS | — | SAN DIEGO, CA | CONTRACT ADMIN | $8K | — |
| ASCENSUS INC | — | FORT WAYNE, IN | TPA | $0 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGT | $3K | — |
Investments
27 direct securities· $13.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MM S&P 500 Index Mutual Fund | — | — | — | $3.7M | 28.1% | |
| Mass Mutual Blue Chip Growth Mutual Fund | — | — | — | $1.8M | 13.5% | |
| Empower Annuity Life Insurance Company of * America Guaranteed Interest Account | — | — | — | $1.0M | 7.9% | |
| 80/20 Allocation (MassMutual) Mutual Fund | — | — | — | $862K | 6.6% | |
| MassMutual Mid Cap Growth Mutual Fund | — | — | — | $650K | 5.0% | |
| 60/40 Allocation (MassMutual) Mutual Fund | — | — | — | $566K | 4.3% | |
| Invesco Com Stock Mutual Fund | — | — | — | $495K | 3.8% | |
| Overseas (Mass Mutual) Mutual Fund | — | — | — | $415K | 3.2% | |
| Goldman Sachs Mid Cap Value Mutual Fund | — | — | — | $347K | 2.7% | |
| Empower S&P MIDCAP 400 Index Fund Mutual Fund | — | — | — | $342K | 2.6% | |
| American Funds Balanced Mutual Fund | — | — | — | $327K | 2.5% | |
| Franklin Small Cap Value Fund Mutual Fund | — | — | — | $289K | 2.2% | |
| Invesco Global Opportunities Mutual Fund | — | — | — | $261K | 2.0% | |
| Empower S&P SMCAP 600 Index Fund Mutual Fund | — | — | — | $232K | 1.8% | |
| Franklin Core Plus Bond Mutual Fund | — | — | — | $230K | 1.8% | |
| Infl-Prot and Inc (MassMutual) Mutual Fund | — | — | — | $207K | 1.6% | |
| MFS New Discovery Mutual Fund | — | — | — | $188K | 1.4% | |
| American Funds New World Fund Mutual Fund | — | — | — | $168K | 1.3% | |
| Invesco Real Estate Mutual Fund | — | — | — | $164K | 1.3% | |
| Maturing at Various Dates * Participant Loans Through August 2048 | — | — | — | $158K | 1.2% | |
| American Century Equity Growth Mutual Fund | — | — | — | $148K | 1.1% | |
| Money Market * Money Market Money Market | — | — | — | $131K | 1.0% | |
| Lessor, or Similar Party Investments Cost Value Mutual Funds American Funds Europacific Mutual Fund | — | — | — | $121K | 0.9% | |
| 20/80 Allocation (MassMutual) Mutual Fund | — | — | — | $108K | 0.8% | |
| 40/60 Allocation (MassMutual) Mutual Fund | — | — | — | $86K | 0.7% | |
| Invesco International Bond Mutual Fund | — | — | — | $83K | 0.6% | |
| High Yield (MassMutual) Mutual Fund | — | — | — | $14K | 0.1% |