Original filing (PDF)20250924073746NAL0006488337001

GEORGIA LEGAL SERVICES PROGRAM

Name: GEORGIA LEGAL SERVICES PROGRAM — GEORGIA LEGAL SERVICES PROGRAM MANAGEMENT RETIREMENT PLAN, Form 5500 (2024)
Creator: GEORGIA LEGAL SERVICES PROGRAM

Form 5500

FILING_RECEIVED

GEORGIA LEGAL SERVICES PROGRAM MANAGEMENT RETIREMENT PLAN

403(b) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

118

Accounts w/ balance

150

Plan assets (EOY)

$17.9M

Net assets (EOY)

$17.9M

How this plan invests

This plan

45 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

46 bps in Schedule C fees — 57% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GEORGIA LEGAL SERVICES PROGRAM.

Plan sponsor

Name

GEORGIA LEGAL SERVICES PROGRAM

EIN

58-1111590

Address

104 MARIETTA STREET, SUITE 250 · ATLANTA, GA · 303032706

Phone

(404) 563-7710

Industry

Law Offices· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-24

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2A · Age/service weighted or new comparability

2S · Automatic enrollment

Audit & trust (Schedule H)

Auditor

MAULDIN AND JENKIN

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
UBS FINANCIAL SERVICES, INC.	13-2638166	—	ADVISOR AND CONSULTANT	$32K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
LINCOLN NATIONAL CORPORATION	35-0114007	—	SERVICE PROVIDER	$50K	—

Investments

45 direct securities· $17.9M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
LVIP Macquarie Social Awareness Mutual Fund	—	—	—	$1.7M	9.3%
JPMorgan SmartRetirement Income Class R6 Mutual Fund	—	—	—	$1.7M	9.2%
JPMorgan Large Cap Growth Class R6 Mutual Fund	—	—	—	$1.5M	8.4%
JPMorgan SmartRetirement 2030 Class R6 Mutual Fund	—	—	—	$1.4M	8.0%
Lincoln Multi-Fund Individual Fixed Annuity Fixed Annuity Contract	—	—	—	$1.4M	7.8%
BNY Mellon S&P 500 Index Mutual Fund	—	—	—	$1.2M	6.5%
JPMorgan SmartRetirement 2035 Class R6 Mutual Fund	—	—	—	$1.0M	5.7%
JPMorgan SmartRetirement 2025 Class R6 Mutual Fund	—	—	—	$964K	5.4%
Party-in- Identity of Issue, Borrower, (Maturity Date, Rate of Int, (d) Current Interest Lessor, or Similar Party Collateral, Par, or Maturity Value) Cost Value American Funds Growth Mutual Fund	—	—	—	$726K	4.1%
LVIP Dimensional U.S. Core Equity 1 Mutual Fund	—	—	—	$514K	2.9%
JPMorgan SmartRetirement 2020 Class R6 Mutual Fund	—	—	—	$479K	2.7%
JPMorgan SmartRetirement 2040 Class R6 Mutual Fund	—	—	—	$468K	2.6%
BNY Mellon Small Cap Stock Index Class I Mutual Fund	—	—	—	$410K	2.3%
BNY Mellon MidCap Index Class I Mutual Fund	—	—	—	$409K	2.3%
JPMorgan SmartRetirement 2045 Class R6 Mutual Fund	—	—	—	$387K	2.2%
MFS International Intrinsic Value Class R6 Mutual Fund	—	—	—	$361K	2.0%
LVIP Macquarie SMID Cap Core Series Mutual Fund	—	—	—	$327K	1.8%
Fidelity VIP Contrafund Mutual Fund	—	—	—	$318K	1.8%
Vanguard International Growth Admiral Shares Mutual Fund	—	—	—	$311K	1.7%
American Funds International Mutual Fund	—	—	—	$282K	1.6%
LVIP Baron Growth Opportunities Mutual Fund	—	—	—	$279K	1.6%
LVIP Macquarie Mid Cap Value Mutual Fund	—	—	—	$239K	1.3%
American Funds Growth-Income Mutual Fund	—	—	—	$217K	1.2%
JPMorgan SmartRetirement 2050 Class R6 Mutual Fund	—	—	—	$202K	1.1%
Participant Loans Interest Rates of 4.25% to 9.50% -0-	—	—	—	$192K	1.1%
LVIP SSGA S&P 500 Index Mutual Fund	—	—	—	$183K	1.0%
LVIP Mondrian International Value Mutual Fund	—	—	—	$168K	0.9%
JPMorgan SmartRetirement 2055 Class R6 Mutual Fund	—	—	—	$125K	0.7%
Dodge & Cox Global Bond Class X Mutual Fund	—	—	—	$110K	0.6%
LVIP T. Rowe Price Structured Mid-Cap Mutual Fund	—	—	—	$104K	0.6%
LVIP Macquarie Value Series Mutual Fund	—	—	—	$73K	0.4%
Lord Abbett Short Duration Income Class R6 Mutual Fund	—	—	—	$34K	0.2%
LVIP Macquarie Wealth Builder Fund Mutual Fund	—	—	—	$29K	0.2%
LVIP Macquarie Diversified Income SE Mutual Fund	—	—	—	$28K	0.2%
Party-in- Identity of Issue, Borrower, (Maturity Date, Rate of Int, (d) Current Interest Lessor, or Similar Party Collateral, Par, or Maturity Value) Cost Value Macquarie Diversified Income Class R6 Mutual Fund	—	—	—	$27K	0.2%
LVIP Global Growth Allocation Managed Risk Mutual Fund ** 367 * LVIP JPM Select Mid Cap Value Managed Volatility Mutual Fund	—	—	—	$17K	<0.1%
Lincoln Alliance Group Fixed Annuity Fixed Annuity Contract	—	—	—	$15K	<0.1%
American Funds New World Class R6 Mutual Fund	—	—	—	$14K	<0.1%
LVIP Macquarie Bond Mutual Fund	—	—	—	$10K	<0.1%
LVIP Macquarie REIT Series Mutual Fund	—	—	—	$9K	<0.1%
Principal Equity Income Institutional Class A Mutual Fund	—	—	—	$4K	<0.1%
Macquarie VIP Small Cap Value Mutual Fund	—	—	—	$4K	<0.1%
LVIP SSGA Emerging Markets 100 Mutual Fund	—	—	—	$3K	<0.1%
LVIP Blackrock Global Real Estate Fund Mutual Fund	—	—	—	$3K	<0.1%
LVIP Macquarie High Yield Fund Mutual Fund	—	—	—	$1K	<0.1%