How big is American Software, Inc.'s plan?

American Software, Inc.'s plan reported $78.5M in assets and 227 participants for 2024.

Original filing (PDF)20251013144816NAL0000727763001

American Software, Inc.

Name: American Software, Inc. — American Software, Inc., Form 5500 (2024)
Creator: American Software, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

American Software, Inc. 401(k)/Profit Sharing Plan

401(k) retirement plan · American Software, Inc.'s American Software, Inc. 401(k)/Profit Sharing Plan held $78.5M in plan assets for 227 participants in 2024, with Fidelity as recordkeeper.

Signals · 2

Corrective distributions issuedSelf-directed brokerage offered

Active participants

227

Accounts w/ balance

386

Plan assets (EOY)

$78.5M

Net assets (EOY)

$78.5M

People on this filing

Tracy Waldrop signed American Software, Inc.'s 2024 Form 5500 as plan administrator.

Tracy Waldrop — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

American Software, Inc.'s EIN is 58-1098795.

EIN 58-1098795

Plan number 001

Plan year 2024

ACK ID 20251013144816NAL0000727763001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for American Software, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

American Software, Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA), a self-directed brokerage window.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for AMERICAN SOFTWARE, INC..

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How this plan invests

This plan

33 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

100

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).

Helping the score

Below-peer total plan cost (99th percentile).
High account-holder ratio — balance-holders per active participant in the top 15% of peers (88th percentile).

Plan sponsor

Name

AMERICAN SOFTWARE, INC.

EIN

all filings

Address

470 E PACES FERRY RD. · ATLANTA, GA · 30305

Phone

(404) 261-4381

Industry

Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3H · Sponsor in controlled / affiliated group

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	-$71K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
STRATEGIC ADVISORS, INC.	04-2654524	—	ADVISOR	$10K	—

Investments

33 direct securities· $74.2M(95% of reported assets)

Mutual Funds

$54.3M

21 holdings

Common Collective Trusts

$11.1M

5 holdings

Other securities

$3.9M

5 holdings

Self-Directed Brokerage

$2.9M

1 holding

Common Stocks

$2.0M

1 holding

					% of plan
FID BLUE CHIP GR K Mutual Fund	Mutual Funds	—	—	$17.6M	22.5%
FID OTC K Mutual Fund	Mutual Funds	—	—	$8.0M	10.2%
FID 500 INDEX Mutual Fund	Common Collective Trusts	—	—	$7.4M	9.4%
FID GOVT MMKT Mutual Fund	Mutual Funds	—	—	$4.8M	6.1%
FID CONTRAFUND K Mutual Fund	Mutual Funds	—	—	$4.0M	5.1%
FID BALANCED K Mutual Fund	Mutual Funds	—	—	$3.5M	4.4%
FID FREEDOM 2035 K Mutual Fund	Mutual Funds	—	—	$3.3M	4.2%
Self-directed Brokerage Accounts Various	Self-Directed Brokerage	—	—	$2.9M	3.7%
FID FREEDOM 2040 K Mutual Fund	Mutual Funds	—	—	$2.5M	3.2%
FID INTERMED BOND Mutual Fund	Mutual Funds	—	—	$2.4M	3.0%
COL DIVIDEND INC S Mutual Fund	Common Stocks	—	—	$2.0M	2.5%
FID FREEDOM 2045 K Mutual Fund	Mutual Funds	—	—	$1.7M	2.2%
FID FREEDOM 2025 K Mutual Fund	Mutual Funds	—	—	$1.4M	1.8%
LOOMIS SM CP GRTH N Mutual Fund	Other securities	—	—	$1.2M	1.6%
FID MID CAP IDX Mutual Fund	Common Collective Trusts	—	—	$1.2M	1.5%
AS SPL MID CP VAL R6 Mutual Fund	Other securities	—	—	$1.1M	1.4%
FID FREEDOM 2050 K Mutual Fund	Mutual Funds	—	—	$1.1M	1.4%
FID SM CAP IDX Mutual Fund	Common Collective Trusts	—	—	$995K	1.3%
ARTISAN INTL INST Mutual Fund	Other securities	—	—	$928K	1.2%
FID GLB EX US IDX Mutual Fund	Common Collective Trusts	—	—	$902K	1.2%
FID TOTAL BOND Mutual Fund	Mutual Funds	—	—	$875K	1.1%
FID US BOND IDX Mutual Fund	Common Collective Trusts	—	—	$661K	0.8%
FID REAL ESTATE INVS Mutual Fund	Mutual Funds	—	—	$605K	0.8%
FID EMERGING MKTS Mutual Fund	Mutual Funds	—	—	$537K	0.7%
FID STK SEL SM CAP Mutual Fund	Mutual Funds	—	—	$524K	0.7%
ABF SM CAP VAL R5 Mutual Fund	Other securities	—	—	$432K	0.6%
FID FREEDOM 2055 K Mutual Fund	Mutual Funds	—	—	$413K	0.5%
FID FREEDOM 2020 K Mutual Fund	Mutual Funds	—	—	$335K	0.4%
FID FREEDOM 2060 K Mutual Fund	Mutual Funds	—	—	$319K	0.4%
FID FREEDOM INC K Mutual Fund	Mutual Funds	—	—	$240K	0.3%
AMCENT INFL ADJBD R6 Mutual Fund	Other securities	—	—	$208K	0.3%
FID FREEDOM 2015 K Mutual Fund	Mutual Funds	—	—	$39K	<0.1%
FID FREEDOM 2065 K Mutual Fund	Mutual Funds	—	—	$4K	<0.1%