Original filing (PDF)20250821124235NAL0002079827001

ATLANTA COMMERCIAL TIRE INC

Name: ATLANTA COMMERCIAL TIRE INC — ATLANTA COMMERCIAL TIRE INC 401K PROFIT SHARING PLAN, Form 5500 (2024)
Creator: ATLANTA COMMERCIAL TIRE INC

Form 5500

FILING_RECEIVED

ATLANTA COMMERCIAL TIRE INC 401K PROFIT SHARING PLAN

401(k) retirement plan

Signals · 4

Late participant contributions30% employer stockCorrective distributions issued~110 bps in Sched C fees

Active participants

201

Accounts w/ balance

307

Plan assets (EOY)

$11.1M

Net assets (EOY)

$11.1M

How this plan invests

This plan

46 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Below-average — multiple flags

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 124K (24% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Total administrative cost in the bottom quartile of peers (5th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for ATLANTA COMMERCIAL TIRE INC.

Plan sponsor

Name

ATLANTA COMMERCIAL TIRE INC

EIN

58-1095104

Address

5067 KENNEDY ROAD · FOREST PARK, GA · 302972017

Phone

(404) 351-8016

Industry

Other Services (ex. Public Admin)see all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-21

Pension benefit codes

2A · Age/service weighted or new comparability

2J · 401(k) feature

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

CARR, RIGGS & INGRAM LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
RAYMOND JAMES INTL	—	ST. PETERSBURG, FL	NONE	$95K	—
SCHACHLE BENEFIT SERVICES INC	58-2427992	JASPER, GA	NONE	$27K	—

Investments

46 direct securities· $10.9M(98% of reported assets)

Other securities

$6.8M

24 holdings

Common Stock

$3.3M

20 holdings

Cash / Money Market

$530K

1 holding

Bonds / Notes

$258K

1 holding

					% of plan
First Trust Senior Loan ETF ETP	Other securities	—	$890K	$878K	7.9%
First Trust Low Duration Opp ETF ETP	Other securities	—	$890K	$871K	7.8%
First Trust Long Duration Opp ETF ETP	Other securities	—	$573K	$554K	5.0%
Cash & Cash Alternatives Cash	Cash / Money Market	—	$530K	$530K	4.8%
Ishares TR Core S&P SCP ETF ETP	Other securities	—	$395K	$528K	4.8%
Goldman Sachs GQG Mutual Fund	Other securities	—	$264K	$374K	3.4%
Ishares US RUS MID CAP ETF ETP	Other securities	—	$215K	$360K	3.2%
Vanguard S&P SMALL CAP ETP	Other securities	—	$238K	$357K	3.2%
Vanguard FTSE Emerging Markets ETP	Other securities	—	$322K	$353K	3.2%
NVIDIA Corporation Equity	Common Stock	—	$106K	$337K	3.0%
Vanguard Long-Term Corporate Bond ETP	Other securities	—	$315K	$301K	2.7%
Interest rates range from * Notes receivable from participants 5.25% to 10.5%	Bonds / Notes	—	—	$258K	2.3%
Broadcom Equity	Other securities	—	$60K	$234K	2.1%
Vaneck Vectors Semiconductor ETF ETP	Other securities	—	$57K	$230K	2.1%
Walmart Inc. Equity	Common Stock	—	$77K	$198K	1.8%
Motorola Solutions Inc. Equity	Common Stock	—	$56K	$184K	1.7%
Alphabet Inc. Equity	Common Stock	—	$51K	$183K	1.6%
Apple Inc. Equity	Common Stock	—	$34K	$181K	1.6%
Ishares US RUS 1000 VAL ETF ETP	Other securities	—	$164K	$177K	1.6%
Johnson Controls International PLC Equity	Common Stock	—	$132K	$174K	1.6%
JPMorgan Chase & Co. Equity	Common Stock	—	$62K	$170K	1.5%
Cisco Systems, Inc. Equity	Common Stock	—	$139K	$168K	1.5%
Bank America Equity	Other securities	—	$104K	$167K	1.5%
Amazon.Com Equity	Common Stock	—	$59K	$166K	1.5%
CME Group Inc. Equity	Common Stock	—	$130K	$164K	1.5%
Air Products & Chemicals Inc. Equity	Common Stock	—	$124K	$162K	1.5%
Ishares US RUS 1000 GRW ETF ETP	Other securities	—	$20K	$161K	1.4%
Meta Platforms Equity	Other securities	—	$47K	$158K	1.4%
Fidelity Select Software & IT Services Mutual Fund	Other securities	—	$86K	$154K	1.4%
Eaton Corp Equity	Common Stock	—	$36K	$152K	1.4%
Home Depot Inc. Equity	Common Stock	—	$82K	$145K	1.3%
Darden Restaurants Equity	Other securities	—	$114K	$144K	1.3%
Chubb Limited (Switzerland) Equity	Other securities	—	$69K	$143K	1.3%
Microsoft Corp Equity	Common Stock	—	$33K	$139K	1.3%
Verizon Communications Inc. Equity	Common Stock	—	$170K	$137K	1.2%
Medtronic PLC SHS Equity	Common Stock	—	$155K	$136K	1.2%
Invesco S&P International ETP	Other securities	—	$115K	$128K	1.2%
Union Pacific Equity	Other securities	—	$100K	$127K	1.1%
Ishares TR US Healthcare ETF ETP	Other securities	—	$82K	$127K	1.1%
Johnson & Johnson Equity	Other securities	—	$146K	$126K	1.1%
Comcast Corporation Equity	Common Stock	—	$144K	$126K	1.1%
Micron Technology Inc. Equity	Common Stock	—	$67K	$123K	1.1%
Merck & Co. Inc. Equity	Common Stock	—	$100K	$122K	1.1%
Marathon Pete Corp Equity	Common Stock	—	$19K	$108K	1.0%
Devon Energy Equity	Other securities	—	$102K	$96K	0.9%
Ishares US FIN SVC ETF ETP	Other securities	—	$45K	$80K	0.7%