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Original filing (PDF)20251013164607NAL0001726785001
E. R. SNELL CONTRACTOR, INC.
Form 5500
FILING_RECEIVED
E. R. SNELL CONTRACTOR, INC. PROFIT SHARING PLAN
401(k) retirement plan
Active participants
1,138
Accounts w/ balance
787
Plan assets (EOY)
$56.6M
Net assets (EOY)
$56.6M
How this plan invests
This plan
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
80
Knocking points off
- 22 bps in Schedule C fees — modestly above peer band of 16 bps.
- 69% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for E. R. SNELL CONTRACTOR, INC..
Plan sponsor
Name
E. R. SNELL CONTRACTOR, INC.
EIN
58-0807745
Address
1785 OAK RD · SNELLVILLE, GA · 30078
Phone
(770) 985-0600
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2A · Age/service weighted or new comparability
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
ELLIOTT DAVIS, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $54K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SUGARLOAF WEALTH MANAGEMENT LLC | 20-0232439 | — | ADVISOR | $70K | — |
Investments
24 direct securities· $56.8M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2045 Fund Institutional Premium Class | — | — | — | $9.2M | 16.3% | |
| Fidelity Freedom Index 2035 Fund Institutional Premium Class | — | — | — | $9.2M | 16.2% | |
| Fidelity Freedom Index 2030 Fund Institutional Premium Class | — | — | — | $7.2M | 12.8% | |
| Fidelity Freedom Index 2025 Fund Institutional Premium Class | — | — | — | $7.0M | 12.3% | |
| Fidelity 500 Index Fund | — | — | — | $4.4M | 7.8% | |
| Fidelity Freedom Index 2050 Fund Institutional Premium Class | — | — | — | $3.9M | 6.9% | |
| Fidelity Freedom Index 2055 Fund Institutional Premium Class | — | — | — | $3.2M | 5.7% | |
| Fidelity Freedom Index 2040 Fund Institutional Premium Class | — | — | — | $3.1M | 5.4% | |
| Fidelity Freedom Index 2060 Fund Institutional Premium Class | — | — | — | $1.5M | 2.7% | |
| Fidelity Mid Cap Index Fund | — | — | — | $1.5M | 2.7% | |
| Various Self-Directed Brokerage Accounts | — | — | — | $1.1M | 1.9% | |
| Notes receivable from participants 4.25% - 9.50% | — | — | — | $1.0M | 1.8% | |
| Fidelity Small Cap Index Fund | — | — | — | $796K | 1.4% | |
| Fidelity Freedom Index 2070 Fund Institutional Premium Class ** 155 * Fidelity Government Money Market Fund Class K6 | — | — | — | $769K | 1.4% | |
| Vanguard Balanced Index Fund Admiral Shares | — | — | — | $646K | 1.1% | |
| Fidelity Freedom Index 2020 Fund Institutional Premium Class | — | — | — | $575K | 1.0% | |
| Vanguard Real Estate Index Fund Admiral Shares | — | — | — | $388K | 0.7% | |
| Fidelity Freedom Index 2065 Fund Institutional Premium Class | — | — | — | $351K | 0.6% | |
| Fidelity Global ex U.S. Index Fund | — | — | — | $258K | 0.5% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $212K | 0.4% | |
| Fidelity Emerging Markets Index Fund | — | — | — | $166K | 0.3% | |
| Fidelity Freedom Index Income Fund Institutional Premium Class | — | — | — | $150K | 0.3% | |
| Fidelity Freedom Index 2015 Fund Institutional Premium Class | — | — | — | $95K | 0.2% | |
| Fidelity Freedom Index 2010 Fund Institutional Premium Class | — | — | — | $7K | <0.1% |
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