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Original filing (PDF)20251015120102NAL0004475953001
BRENAU UNIVERSITY
Form 5500
FILING_RECEIVED
BRENAU UNIVERSITY 403(B) DEFINED CONTRIBUTION PLAN
403(b) retirement plan
Active participants
369
Accounts w/ balance
722
Plan assets (EOY)
$67.5M
Net assets (EOY)
$67.5M
How this plan invests
This plan
1 pooled trust
Schedule D
82 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 32 bps in Schedule C fees — 98% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BRENAU UNIVERSITY.
Plan sponsor
Name
BRENAU UNIVERSITY
EIN
58-0566143
Address
500 WASHINGTON STREET SE · GAINESVILLE, GA · 30501
Phone
(770) 534-6270
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2G · Total participant-directed accounts
2M · 403(b)(7) custodial accounts
2L · 403(b)(1) annuity
2T · Default investment account (QDIA)
2F · ERISA section 404(c)
Audit & trust (Schedule H)
Auditor
CARR RIGGS AND INGRAM LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TIAA | — | NEW YORK, NY | RECORDKEEPING | $119K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CANNON FINANCIAL STRATEGISTS, INC. | — | ATHENS, GA | CONSULTANT | $96K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LINCOLN NATIONAL CORP | 35-1140070 | — | SERVICE PROVIDER | $25 | — |
Investments
81 direct securities · 1 pooled fund· $67.1M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$65.7M
81 holdings
Pooled Separate Account
$1.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Ttl Stk Mkt Idx Inst Registered investment company | — | — | — | $8.3M | 12.3% | |
| TIAA Traditional Non Benefit Responsive 2 Insurance company general account | — | — | — | $7.6M | 11.3% | |
| TIAA Traditional Non Benefit Responsive Insurance company general account | — | — | — | $5.8M | 8.6% | |
| Schwab US Large Cap Growth Idx Registered investment company | — | — | — | $5.1M | 7.6% | |
| TIAA-CREF Lfcyle Idx 2030-Inst Registered investment company | — | — | — | $3.7M | 5.5% | |
| TIAA-CREF Lfcyle Idx 2035-Inst Registered investment company | — | — | — | $3.0M | 4.5% | |
| CREF Stock R1 Registered investment company | — | — | — | $3.0M | 4.4% | |
| CREF Growth R1 Registered investment company | — | — | — | $2.3M | 3.4% | |
| TIAA-CREF Intl Eq Idx-Inst Registered investment company | — | — | — | $2.0M | 2.9% | |
| TIAA Stable Value Insurance company general account | — | — | — | $1.8M | 2.7% | |
| CREF Global Equities R1 Registered investment company | — | — | — | $1.7M | 2.5% | |
| DFA International Core Eq Inst Registered investment company | — | — | — | $1.5M | 2.2% | |
| TIAA REAL ESTATE TIAA CREF · EIN 13-1624203 / PN 002 | Pooled Separate Account | — | — | $1.5M | 2.2% | |
| DFA US Large Cap Value Inst Registered investment company | — | — | — | $1.5M | 2.2% | |
| DFA US SmallCap Portfolio Inst Registered investment company | — | — | — | $1.4M | 2.0% | |
| CREF Social Choice R1 Registered investment company | — | — | — | $1.3M | 1.9% | |
| TIAA-CREF Lfcyle Idx 2020-Inst Registered investment company | — | — | — | $1.3M | 1.9% | |
| TIAA-CREF Lfcyle Idx 2045-Inst Registered investment company | — | — | — | $1.2M | 1.8% | |
| TIAA-CREF Lfcyle Idx 2025-Inst Registered investment company | — | — | — | $1.1M | 1.7% | |
| Fixed Account Plus Insurance company general account | — | — | — | $1.0M | 1.5% | |
| TIAA-CREF Lfcyle Idx 2010-Inst Registered investment company | — | — | — | $946K | 1.4% | |
| TIAA-CREF Lfcyle Idx 2040-Inst Registered investment company | — | — | — | $860K | 1.3% | |
| CREF Equity Index R1 Registered investment company | — | — | — | $800K | 1.2% | |
| TIAA-CREF Core Plus Bond-Inst Registered investment company | — | — | — | $737K | 1.1% | |
| Vanguard Dividend Growth Inv Registered investment company | — | — | — | $633K | 0.9% | |
| DFA Emerging Mark CorEqPort I Registered investment company | — | — | — | $614K | 0.9% | |
| Schwab US Mid Cap Index Fund Registered investment company | — | — | — | $572K | 0.8% | |
| Stock Index Fund Registered investment company | — | — | — | $498K | 0.7% | |
| TIAA-CREF Lfcyle Idx 2015-Inst Registered investment company | — | — | — | $475K | 0.7% | |
| Vanguard Intr-Trm Bnd Idx Adm Registered investment company | — | — | — | $404K | 0.6% | |
| CREF Money Market R1 Registered investment company | — | — | — | $353K | 0.5% | |
| TIAA-CREF Lfcyle Idx 2050-Inst Registered investment company | — | — | — | $347K | 0.5% | |
| Vanguard Infl Protect Sec Adm Registered investment company | — | — | — | $291K | 0.4% | |
| Vanguard Real Estate Idx Adm Registered investment company | — | — | — | $278K | 0.4% | |
| TIAA-CREF High-Yield-Inst Registered investment company | — | — | — | $272K | 0.4% | |
| TIAA-CREF Lfcyle Idx 2055-Inst Registered investment company | — | — | — | $271K | 0.4% | |
| TIAA Access Lg-Cap Val T4 Registered investment company | — | — | — | $245K | 0.4% | |
| CREF Inflation-Linked Bond R1 Registered investment company | — | — | — | $239K | 0.4% | |
| Mid Cap Index Fund Registered investment company | — | — | — | $185K | 0.3% | |
| TIAA Access Intl Equity T4 Registered investment company | — | — | — | $166K | 0.2% | |
| CREF Core Bond R1 Registered investment company | — | — | — | $135K | 0.2% | |
| TIAA Access Core Bond Plus T4 Registered investment company | — | — | — | $109K | 0.2% | |
| TIAA Traditional Benefit Responsive Insurance company general account ** $ | — | — | — | $100K | 0.1% | |
| Vanguard Wellington Fund Inc Registered investment company | — | — | — | $99K | 0.1% | |
| Intl Socially Responsible Fund Registered investment company | — | — | — | $96K | 0.1% | |
| TIAA Access Mid-Cap Val T4 Registered investment company | — | — | — | $96K | 0.1% | |
| Vanguard Windsor Ii Registered investment company | — | — | — | $94K | 0.1% | |
| Dividend Value Registered investment company | — | — | — | $80K | 0.1% | |
| TIAA Access Quant Sml Cp Eq T4 Registered investment company | — | — | — | $79K | 0.1% | |
| TIAA Access Real Est Secs T4 Registered investment company | — | — | — | $72K | 0.1% | |
| Science & Technology Fund Registered investment company | — | — | — | $65K | <0.1% | |
| TIAA Access Sm-Cap Bl Idx T4 Registered investment company | — | — | — | $55K | <0.1% | |
| TIAA Access Growth & Income T4 Registered investment company | — | — | — | $54K | <0.1% | |
| Ariel Appreciation Fund Registered investment company | — | — | — | $51K | <0.1% | |
| Mid Cap Strategic Gwth Registered investment company | — | — | — | $48K | <0.1% | |
| Core Bond Fund Registered investment company | — | — | — | $46K | <0.1% | |
| TIAA Access Social Ch Eq T4 Registered investment company | — | — | — | $45K | <0.1% | |
| TIAA Access Lg-Cap Gr T4 Registered investment company | — | — | — | $40K | <0.1% | |
| TIAA Access Lifecycle 2040 T4 Registered investment company | — | — | — | $39K | <0.1% | |
| Growth Fund Registered investment company | — | — | — | $38K | <0.1% | |
| Mid Cap Value Fund Registered investment company | — | — | — | $35K | <0.1% | |
| Small Cap Special Value Fund Registered investment company | — | — | — | $32K | <0.1% | |
| Short Term Fixed Account Insurance company general account | — | — | — | $31K | <0.1% | |
| Large Capital Growth Registered investment company | — | — | — | $28K | <0.1% | |
| TIAA Access Lfcyle Rtmt Inc T4 Registered investment company | — | — | — | $28K | <0.1% | |
| TIAA-CREF Lfcyle Idx 2060-Inst Registered investment company | — | — | — | $25K | <0.1% | |
| Vanguard Long-Term Treasury Registered investment company | — | — | — | $24K | <0.1% | |
| International Growth Fund Registered investment company | — | — | — | $23K | <0.1% | |
| TIAA Access Lifecycle 2035 T4 Registered investment company | — | — | — | $23K | <0.1% | |
| Inflation Protected Fund Registered investment company | — | — | — | $22K | <0.1% | |
| Vanguard Lt Inv-Grade Fund Registered investment company | — | — | — | $22K | <0.1% | |
| TIAA-CREF Lfcyle Idx 2065-Inst Registered investment company | — | — | — | $21K | <0.1% | |
| TIAA Access Lifecycle 2025 T4 Registered investment company | — | — | — | $20K | <0.1% | |
| TIAA Access Lifecycle 2050 T4 Registered investment company ** 388 * TIAA Access Mid-Cap Gr T4 Registered investment company | — | — | — | $16K | <0.1% | |
| TIAA Access Lifecycle 2030 T4 Registered investment company | — | — | — | $15K | <0.1% | |
| TIAA Access Lifecycle 2045 T4 Registered investment company | — | — | — | $13K | <0.1% | |
| Plan Loan Default Fund Insurance company general account | — | — | — | $9K | <0.1% | |
| GS Vit Gov Money Mkt Fd Inst Registered investment company ** 181 * Fidelity Growth Portfolio Registered investment company | — | — | — | $7K | <0.1% | |
| Systematic Core Fund Registered investment company | — | — | — | $7K | <0.1% | |
| LVIP SSGA SMALL-CAP INDEX Registered investment company | — | — | — | $3K | <0.1% | |
| Ariel Fund Registered investment company | — | — | — | $2K | <0.1% | |
| LVIP SSGA S&P 500 INDEX Registered investment company | — | — | — | $1K | <0.1% |
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