Original filing (PDF)20250613162725NAL0028910224001

F & M BANK AND TRUST COMPANY

Name: F & M BANK AND TRUST COMPANY — F & M BANK AND TRUST COMPANY 401(K) PROFIT SHARING PLAN AND TRUST, Form 5500 (2024)
Creator: F & M BANK AND TRUST COMPANY

Form 5500-SF

FILING_RECEIVED

F & M BANK AND TRUST COMPANY 401(K) PROFIT SHARING PLAN AND TRUST

401(k) retirement plan

Active participants

Accounts w/ balance

Plan assets (EOY)

$625K

Net assets (EOY)

$625K

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 70% of scoring inputs for this filing.

Compliance & integrity

100

Total plan cost

n/a

Plan health

Vendor & structure

100

Helping the score

Cost not scored — no comparable Schedule H expense data for this cohort.
High account-holder ratio — balance-holders per active participant in the top 15% of peers (85th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for F & M BANK AND TRUST COMPANY.

Plan sponsor

Name

F & M BANK AND TRUST COMPANY

EIN

58-0534578

Address

142 W. MAIN STREET · MANCHESTER, GA · 31816

Phone

(706) 846-8415

Industry