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Original filing (PDF)20250303142816NAL0008820112001
EQUIFAX INC.
Form 5500
FILING_RECEIVED
EQUIFAX INC. U.S. RETIREMENT INCOME PLAN
Defined-benefit pension plan
Signals · 2
Late filing · 3.6 moNo recordkeeper disclosed
Active participants
335
Accounts w/ balance
—
Plan assets (EOY)
$374.2M
Net assets (EOY)
$374.2M
How this plan invests
This plan
3 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
80
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
86
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Filed 3.6 months past the 10.5-month grace window.
- 20 bps in Schedule C fees — 96% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EQUIFAX INC..
Plan sponsor
Name
EQUIFAX INC.
EIN
58-0401110
Address
1550 PEACHTREE STREET NW · ATLANTA, GA · 303090000
Phone
(404) 885-8000
Industry
Finance & Insurancesee all
Plan administrator
Name
EQUIFAX INC.
EIN
58-0401110
City
ATLANTA, GA
Phone
(404) 885-8000
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-01-01
Tax period
2023-12-31
Filed
2025-03-03
Pension benefit codes
1A · Pay-related DB formula
1E · Section 401(h) arrangement
Audit & trust (Schedule H)
Auditor
SMITH & HOWARD, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| US BANK | — | ST. LOUIS, MO | TRUSTEE | $178K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| KILPATRICK TOWNSEND | 58-0511774 | — | ATTORNEY/LEGAL | $10K | — |
Other
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | NONE | $348K | — |
| TOWER WATSON INVESTMENT SERVICES | 53-0181291 | — | NONE | $160K | — |
| SMITH & HOWARD, P.C. | 58-1250486 | — | NONE | $37K | — |
Investments
3 pooled funds· $130.9M(35% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| BLACKROCK MSCI ACWI EX-US INDX NISA INTERMEDIATE CREDIT CIF · EIN 45-1538506 / PN 001 | Common Collective Trust | $52.2M | 14.0% |
| BLACKROCK MSCI ACWI EX-US INDX BLACKROCK US EQUITY FUND · EIN 45-1538506 / PN 001 | Common Collective Trust | $42.1M | 11.3% |
| BLACKROCK MSCI ACWI EX-US INDX BLACKROCK · EIN 45-1538506 / PN 001 | Common Collective Trust | $36.6M | 9.8% |