Back to filter
Original filing (PDF)20250429110513NAL0000436081001
DELTA AIR LINES, INC.
Form 5500
FILING_RECEIVED
DELTA ACCOUNT-BASED HEALTHCARE PLAN
Health & welfare plan
Signals · 3
~15285 bps in Sched C feesNo recordkeeper disclosed13 service providers
Active participants
81,418
Accounts w/ balance
—
Plan assets (EOY)
$54.3M
Net assets (EOY)
-$99.4M
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 15285 bps in Schedule C fees — 95434% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DELTA AIR LINES, INC..
Plan sponsor
Name
DELTA AIR LINES, INC.
EIN
58-0218548
Address
1030 DELTA BOULEVARD · DEPARTMENT 216 · ATLANTA, GA · 303546001
Phone
(404) 715-2600
Industry
Transportation & Warehousingsee all
Plan administrator
Name
THE ADMINISTRATIVE COMMITTEE OF DELTA AIR LINES, INC.
EIN
58-1282408
City
ATLANTA, GA
Phone
(404) 715-8500
Plan characteristics
Plan number
544
Plan year
2023
Plan year begin
2023-07-01
Tax period
2024-06-30
Filed
2025-04-29
Welfare benefit codes
4A · Health (other than dental or vision)
4D · Dental
Audit & trust (Schedule H)
Auditor
BDO USA, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
13 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JP MORGAN CHASE | 13-4994650 | — | TRUSTEE | $9K | — |
TPA / Administrator
10| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UMR, INC. | 39-1995276 | — | CONTRACT ADMINISTRATOR | $48.6M | — |
| QUANTUM HEALTH, INC. | 20-8423895 | — | CONTRACT ADMINISTRATOR | $21.6M | — |
| SHARECARE, INC. | 27-0876664 | — | CONTRACT ADMINISTRATOR | $4.2M | — |
| DELTA DENTAL INSURANCE COMPANY | 94-2761537 | — | CONTRACT ADMINISTRATOR | $3.0M | — |
| HELLO HEART | 82-3489727 | — | CONTRACT ADMINISTRATOR | $1.4M | — |
| NOX HEALTH GROUP FKA AS FUSION HEAL | 36-4797693 | — | CONTRACT ADMINISTRATOR | $1.1M | — |
| UNITED HEALTHCARE SERVICES, INC. | 36-2735957 | — | CONTRACT ADMINISTRATOR | $600K | — |
| TRANSCARENT FKA BRIDGEHEALTH | 84-3296541 | — | CONTRACT ADMINISTRATOR | $497K | — |
| SLEEPIO | 61-1731301 | — | CONTRACT ADMINISTRATOR | $195K | — |
| LIVONGO | 26-3542036 | — | CONTRACT ADMINISTRATOR | $112K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BDO USA, P.C. | 13-5381590 | — | AUDITOR | $48K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CVS PHARMACY, INC. | 05-0340626 | — | OWNER OF THE PLAN'S PBM | $1.7M | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.
Related plans
Other plans using UMR, INC.
ABBOTT LABORATORIES
ABBOTT LABORATORIES ANNUITY RETIREMENT PLAN
$8.6B · 16,718 participants
WALMART INC.
WALMART INC. ASSOCIATES' HEALTH AND WELFARE PLAN
$902.6M · 1,650,312 participants
NATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATION
GROUP BENEFITS PROGRAM
$862.0M · 72,921 participants
TRUSTEES OF MIDDLETOWN WORKS HOURLY & SALARIED UNION RETIREES HEALTH C
MIDDLETOWN WORKS HOURLY & SALARIED UNION RETIREES
$680.8M
BOARD OF TRUSTEES OF CARPENTERS & JOINERS WELFARE FUND
CARPENTERS & JOINERS WELFARE FUND
$349.6M · 11,199 participants
TRUSTEES FOR THE ELECTRICAL WELFARE TRUST FUND
ELECTRICAL WELFARE TRUST FUND
$300.4M · 11,969 participants
Similar-size Transportation & Warehousing plans
AIR CANADA
AIR CANADA U.S. TAX INCENTIVE SAVINGS PLAN
$54.7M · 807 participants
ALL NIPPON AIRWAYS CO., LTD.
ALL NIPPON AIRWAYS RETIREMENT PLAN
$53.6M · 299 participants
GREENWICH AEROGROUP, INC.
GREENWICH AEROGROUP, INC. RETIREMENT SAVINGS PLAN
$55.4M · 681 participants
FEDERAL EXPRESS CORPORATION
FEDEX CORPORATION RETIREMENT SAVINGS PLAN FOR PUERTO RICO
$55.5M · 523 participants
PEGASUS TECHNOLOGIES, INC.
PEGASUS TECHNOLOGIES, INC. EMPLOYEE SAVINGS & RET. PLAN 401(K)
$52.5M · 179 participants
AIR WISCONSIN AIRLINES LLC
AIR WISCONSIN AIRLINES SAVINGS PLAN
$59.1M · 293 participants
Large plans in Georgia
UNITED PARCEL SERVICE OF AMERICA, INC.
UPS GROUP TRUST
$42.9B
DELTA AIR LINES, INC
THE DELTA AIR LINES, INC. DEFINED CONTRIBUTION PLA
$37.3B
UNITED PARCEL SERVICE OF AMERICA, INC.
UPS RETIREMENT PLAN
$21.2B · 39,297 participants
DELTA AIR LINES, INC.
DELTA MASTER TRUST
$20.1B
INVESCO TRUST COMPANY
INVESCO SHORT-TERM BOND FUND
$19.7B
BOARD OF TRUSTEES OF THE TEAMSTERS - UPS 401K NATIONAL SAVINGS PLAN
THE TEAMSTER - UPS NATIONAL 401(K) TAX DEFERRED SAVINGS PLAN
$19.3B · 451,512 participants