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Original filing (PDF)20251014162312NAL0003273393001
ASSOCIATED GENERAL CONTRACTORS OF GEORGIA, INC.
Form 5500
FILING_RECEIVED
AGC RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
5,784
Accounts w/ balance
4,373
Plan assets (EOY)
$227.0M
Net assets (EOY)
$227.0M
How this plan invests
This plan
1 pooled trust
Schedule D
49 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 48 bps in Schedule C fees — 381% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ASSOCIATED GENERAL CONTRACTORS OF GEORGIA, INC..
Plan sponsor
Name
ASSOCIATED GENERAL CONTRACTORS OF GEORGIA, INC.
EIN
58-0144470
Address
1940 THE EXCHANGE · SUITE 100 · ATLANTA, GA · 30339
Phone
(678) 298-4100
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2U · Association Retirement Plan
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
SMITH & HOWARD, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsBroker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH, INC. | 42-1445429 | — | BROKER DEALER | $61K | — |
Other
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERITAS LIFE INSURANCE CORP | 47-0098400 | — | NONE | $499K | — |
| BENSOURCE EMPLOYEE BENEFITS | 27-1598845 | — | NONE | $450K | — |
| SMITH & HOWARD | 58-1250486 | — | NONE | $41K | — |
| CHARLES SCHWAB BANK | 82-3967259 | — | NONE | $40K | — |
Investments
49 direct securities · 1 pooled fund· $240.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$226.8M
49 holdings
Common Collective Trust
$13.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2030 | — | — | — | $16.5M | 7.3% | |
| Vanguard Target Retirement 2035 | — | — | — | $15.1M | 6.7% | |
| Vanguard Growth Index Fund | — | — | — | $14.6M | 6.4% | |
| Reliance Trust Company MetLife Stable Value Series Fund | — | — | — | $13.8M | 6.1% | |
| GR GRAY III FOR METLIFE GAC 25554 GREAT GRAY TRUST COMPANY, LLC · EIN 26-0142858 / PN 094 | Common Collective Trust | — | — | $13.8M | 6.1% | |
| Vanguard Target Retirement 2045 | — | — | — | $13.4M | 5.9% | |
| Vanguard Target Retirement 2040 | — | — | — | $12.7M | 5.6% | |
| Vanguard Target Retirement 2025 | — | — | — | $10.9M | 4.8% | |
| Vanguard Target Retirement 2050 | — | — | — | $10.8M | 4.7% | |
| Vanguard Total Stock Mkt Idx | — | — | — | $10.5M | 4.6% | |
| Black Rock Equity Dividend Fund | — | — | — | $8.6M | 3.8% | |
| Vanguard Value Index Fund | — | — | — | $7.3M | 3.2% | |
| Columbia Integrated Lg Cap Gwth In | — | — | — | $7.3M | 3.2% | |
| Vanguard Target Retirement 2055 | — | — | — | $7.3M | 3.2% | |
| Vanguard Target Retirement 2060 | — | — | — | $4.7M | 2.1% | |
| American Funds American Balanced | — | — | — | $4.5M | 2.0% | |
| Columbia Contrarian Core Fund | — | — | — | $3.9M | 1.7% | |
| Vanguard Target Retirement 2020 | — | — | — | $3.8M | 1.7% | |
| American Funds EuroPacific Gr | — | — | — | $3.7M | 1.6% | |
| Prudential PGIM Total Return Bond Fund | — | — | — | $3.4M | 1.5% | |
| American Funds New Perspective | — | — | — | $3.4M | 1.5% | |
| Fidelity Mid Cap Index Fund | — | — | — | $3.2M | 1.4% | |
| Vanguard LifeStrategy Moderate Gr Inv | — | — | — | $3.2M | 1.4% | |
| Vanguard Small Cap Value Index Admiral | — | — | — | $3.1M | 1.4% | |
| S&P 500 Index Fund Select S | — | — | — | $2.9M | 1.3% | |
| Vanguard Mid-Cap Growth Index Fund | — | — | — | $2.9M | 1.3% | |
| Vanguard LifeStrategy Growth Inv | — | — | — | $2.8M | 1.2% | |
| DFA US Vector Eqty Port Instl | — | — | — | $2.4M | 1.1% | |
| Franklin Utilities Fund | — | — | — | $2.0M | 0.9% | |
| Janus Triton Fund N | — | — | — | $2.0M | 0.9% | |
| DFA Inflation Protected Securities | — | — | — | $2.0M | 0.9% | |
| TIAA Cref Nuveen Quant Small Cap Eqty Inst | — | — | — | $2.0M | 0.9% | |
| Janus Balanced Fund N | — | — | — | $2.0M | 0.9% | |
| Vanguard Small Cap Growth Index Admiral | — | — | — | $1.9M | 0.8% | |
| Vanguard Target Retirement 2065 | — | — | — | $1.9M | 0.8% | |
| Pioneer Strategic Income Fund | — | — | — | $1.8M | 0.8% | |
| Vanguard Target Retirement Income Fund | — | — | — | $1.8M | 0.8% | |
| Vanguard LifeStrategy Cnsrv Gr Inv | — | — | — | $1.6M | 0.7% | |
| JPMorgan High Yield | — | — | — | $1.5M | 0.7% | |
| Fidelity US Bond Index Fund | — | — | — | $1.2M | 0.5% | |
| Sch Treas Obligation MMG Investor | — | — | — | $1.2M | 0.5% | |
| Vanguard LifeStrategy Income Inv | — | — | — | $1.2M | 0.5% | |
| First Eagle Overseas Fund | — | — | — | $1.1M | 0.5% | |
| DFA Emerging Markets Small Cap Port Instl | — | — | — | $1.0M | 0.4% | |
| T. Rowe Price International Discovery Fund I | — | — | — | $969K | 0.4% | |
| Invesco Global Real Estate Fund | — | — | — | $904K | 0.4% | |
| Neuberger Berman Genesis Fund | — | — | — | $870K | 0.4% | |
| Transamerica Short Term Bond Fund | — | — | — | $560K | 0.2% | |
| Alliance Bernstein Global Fund | — | — | — | $419K | 0.2% | |
| Participant loans Interest rates range from 4.00% to 10.50% - | — | — | — | $379K | 0.2% |