Back to filter
Original filing (PDF)20251015144539NAL0005175361001
BONITZ, INC.
Form 5500
FILING_RECEIVED
BONITZ, INC. 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
346
Accounts w/ balance
398
Plan assets (EOY)
$18.3M
Net assets (EOY)
$18.3M
How this plan invests
This plan
1 pooled trust
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 39 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BONITZ, INC..
Plan sponsor
Name
BONITZ, INC.
EIN
57-0835835
Address
645 ROSEWOOD DRIVE · COLUMBIA, SC · 292014603
Phone
(704) 262-6419
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ELLIOTT DAVIS LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | 13-5674085 | — | CONSULTANT | $38K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $34K | — |
Investments
27 direct securities · 1 pooled fund· $18.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$18.4M
27 holdings
Pooled Separate Account
$932
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Life Insurance Company Fixed Income Guaranteed Option | — | — | — | $4.0M | 21.8% | |
| Metropolitian Management Metropolitan West Total Return Bond Fund | — | — | — | $3.1M | 16.8% | |
| Massachusets Financial MFS International Diversification Fund | — | — | — | $2.0M | 11.0% | |
| Columbia Management Advisors Columbia Dividend Income Fund | — | — | — | $1.6M | 9.0% | |
| JPMorgan Investment Mgmt Inc. JPMorgan Large Cap Growth Fund | — | — | — | $1.6M | 8.6% | |
| Fidelity Management and Research Fidelity 500 Index Fund | — | — | — | $1.2M | 6.7% | |
| T. Rowe Price Associates T. Rowe Price Retirement 2030 I Fund | — | — | — | $1.1M | 5.8% | |
| Notes receivable from participants 4.25%-10.50% | — | — | — | $629K | 3.4% | |
| T. Rowe Price Associates T. Rowe Price Retirement 2050 I Fund | — | — | — | $546K | 3.0% | |
| Fidelity Management and Research Fidelity Mid Cap Index fund | — | — | — | $426K | 2.3% | |
| Massachusets Financial MFS Mid Cap Value Fund | — | — | — | $381K | 2.1% | |
| Columbia Management Advisors Columbia Small Cap Value Fund I | — | — | — | $363K | 2.0% | |
| Fidelity Management and Research Fidelity Small Cap Index Fund | — | — | — | $358K | 2.0% | |
| T. Rowe Price Associates T. Rowe Price Retirement 2035 I Fund | — | — | — | $260K | 1.4% | |
| BlackRock Advisors BlackRock Mid-Cap Growth Equity Portfolio | — | — | — | $241K | 1.3% | |
| Virtus Investment Advisors Virtus KAR Small-Cap Growth Fund | — | — | — | $233K | 1.3% | |
| T. Rowe Price Associates T. Rowe Price Retirement 2065 I Fund | — | — | — | $66K | 0.4% | |
| T. Rowe Price Associates T. Rowe Price Retirement 2045 I Fund | — | — | — | $59K | 0.3% | |
| T. Rowe Price Associates T. Rowe Price Retirement 2060 I Fund | — | — | — | $56K | 0.3% | |
| Fidelity Management and Research Fidelity International Index Fund | — | — | — | $48K | 0.3% | |
| Fidelity Management and Research Fidelity US Bond Index | — | — | — | $24K | 0.1% | |
| (E) | — | — | $48K | $24K | 0.1% | |
| Capital Research and Mgmt Co American Funds New Perspective Fund | — | — | — | $19K | 0.1% | |
| (E) | — | — | — | $10K | <0.1% | |
| T. Rowe Price Associates T. Rowe Price Retirement 2025 I Fund | — | — | — | $10K | <0.1% | |
| T. Rowe Price Associates T. Rowe Price Retirement 2040 I Fund | — | — | — | $8K | <0.1% | |
| T. Rowe Price Associates T. Rowe Price Retirement 2055 I Fund | — | — | — | $4K | <0.1% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $932 | <0.1% |
Related plans
Other plans using MERRILL LYNCH PIERCE FENNER & SMITH
AMGEN INC.
AMGEN RETIREMENT AND SAVINGS PLAN
$7.7B · 14,965 participants
MACYS, INC.
MACYS INC 401(K) RETIREMENT INVESTMENT PLAN
$4.6B · 103,247 participants
WASTE MANAGEMENT, INC.
WASTE MANAGEMENT RETIREMENT SAVINGS PLAN
$4.1B · 38,168 participants
MACYS INC
MACYS INC CASH ACCOUNT PENSION PLAN
$1.9B · 15,538 participants
PENSION PLAN OF LOCAL 464A
PENSION PLAN OF LOCAL 464A
$1.2B · 7,332 participants
MIDWEST PHYSICIAN ADMINISTRATIVE SERVICES, LLC, D/B/A DULY HEALTH AND
DULY HEALTH AND CARE 401(K) PLAN
$1.1B · 6,585 participants
Similar-size Construction plans
JOINT BOARD TRUSTEES OF I.U.P.A.T. LOCAL 447 DEFERRED SAVINGS PLAN
I.U.P.A.T LOCAL 447 DEFERRED SAVINGS PLAN
$18.1M · 168 participants
BOARD OF TRUSTEES OF PAINTERS LOCAL NO. 109 PENSION TRUST
PAINTERS LOCAL NO. 109 PENSION FUND
$18.1M · 49 participants
METRO WALLS, INC.
METRO WALLS ESOP
$18.6M · 200 participants
RITE RUG COMPANY, INC.
RITE RUG CO. 401(K) RETIREMENT PLAN
$18.9M · 887 participants
NAVILLUS TILE, INC.
NAVILLUS TILE, INC. 401(K) PLAN
$18.9M · 54 participants
FRONTIER INSULATION CONTRACTORS, INC.
THE INSULATION GROUP 401(K) RETIREMENT PLAN
$17.5M · 85 participants
Large plans in South Carolina
MICHELIN NORTH AMERICA, INC. C/O RETIREMENT MANAGER
MICHELIN 401(K) SAVINGS PLAN
$4.5B · 15,068 participants
SAVANNAH RIVER NUCLEAR SOLUTIONS, LLC
THE SAVANNAH RIVER NUCLEAR SOLUTIONS, LLC MULTIPLE EMPLOYER PENSION PLAN
$3.7B · 1,489 participants
SAVANNAH RIVER NUCLEAR SOLUTIONS
SAVANNAH RIVER NUCLEAR SOLUTIONS, LLC MASTER TRUST
$3.7B
SAVANNAH RIVER NUCLEAR SOLUTIONS, LLC
THE SAVANNAH RIVER NUCLEAR SOLUTIONS, LLC DEFINED CONTRIBUTION PLAN
$2.8B · 9,871 participants
MICHELIN NORTH AMERICA, INC
MICHELIN RETIREMENT PLAN
$2.2B · 3,464 participants
PRISMA HEALTH
PRISMA HEALTH RETIREMENT SAVINGS PLAN
$2.2B · 32,659 participants