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Original filing (PDF)20251014163259NAL0003414273001
LIFE CYCLE ENGINEERING, INC.
Form 5500
FILING_RECEIVED
LCE EMPLOYEE SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
525
Accounts w/ balance
777
Plan assets (EOY)
$68.9M
Net assets (EOY)
$68.9M
How this plan invests
This plan
1 pooled trust
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 30 bps in Schedule C fees — 90% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LIFE CYCLE ENGINEERING, INC..
Plan sponsor
Name
LIFE CYCLE ENGINEERING, INC.
EIN
57-0649372
Address
4360 CORPORATE ROAD, SUITE 100 · NORTH CHARLESTON, SC · 294057439
Phone
(843) 744-7110
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
JONES, POUNDER & ASSOCIATES, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ROYAL ALLIANCE ASSOCIATES INC | 93-0987232 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $199K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JONES, POUNDER & ASSOCIA | 57-0725618 | — | ACCOUNTANT | $10K | — |
Investments
33 direct securities · 1 pooled fund· $69.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$65.7M
33 holdings
Common Collective Trust
$3.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Tgt Rmt 2025 Inv Fund Mutual Fund | — | — | — | $9.0M | 13.1% | |
| Vanguard 500 Index Admiral Fd Mutual Fund | — | — | — | $6.7M | 9.7% | |
| T. Rowe Prc All-Cap Opps Fund Mutual Fund | — | — | — | $6.3M | 9.1% | |
| Vanguard Tgt Rmt 2045 Inv Fund Mutual Fund | — | — | — | $6.3M | 9.1% | |
| Vanguard Tgt Rmt 2035 Inv Fund Mutual Fund | — | — | — | $4.0M | 5.8% | |
| GALLIARD STABLE RETURN C SEI TRUST COMPANY · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $3.4M | 5.0% | |
| Vanguard Tl Stk Mkt Idx Adm Fd Mutual Fund | — | — | — | $3.1M | 4.5% | |
| Amer Bea Lg Cp Vl R5 Fd Mutual Fund | — | — | — | $2.8M | 4.0% | |
| Dodge & Cox Intl Stock I Fund Mutual Fund | — | — | — | $2.7M | 4.0% | |
| Vanguard Tgt Rmt Inc Inv Fund Mutual Fund | — | — | — | $2.6M | 3.8% | |
| William Blair SmMd Cap Gr I Fd Mutual Fund | — | — | — | $2.4M | 3.4% | |
| Vanguard Tgt Rmt 2055 Inv Fund Mutual Fund | — | — | — | $2.2M | 3.1% | |
| Vanguard Tgt Rmt 2040 Inv Fund Mutual Fund | — | — | — | $2.0M | 2.8% | |
| Vanguard Mid Cap Index Adm Fd Mutual Fund | — | — | — | $1.7M | 2.5% | |
| Vanguard Sm Cap Index Adm Fund Mutual Fund | — | — | — | $1.3M | 1.9% | |
| T. Rowe Price Sm-Cp Value Fund Mutual Fund | — | — | — | $1.3M | 1.8% | |
| Metro West Ttl Rtn Bd I Fund Mutual Fund | — | — | — | $1.2M | 1.8% | |
| Vanguard Tgt Rmt 2020 Inv Fund Mutual Fund | — | — | — | $1.2M | 1.7% | |
| Amer Funds Amer Bal R6 Fd Mutual Fund | — | — | — | $1.2M | 1.7% | |
| Vanguard Tgt Rmt 2060 Inv Fund Mutual Fund | — | — | — | $1.1M | 1.7% | |
| Vanguard Tgt Rmt 2050 Inv Fund Mutual Fund | — | — | — | $1.1M | 1.6% | |
| Vanguard Tgt Rmt 2030 Inv Fund Mutual Fund | — | — | — | $995K | 1.4% | |
| Vanguard Int-Tm Bd Idx Adm Fd Mutual Fund | — | — | — | $904K | 1.3% | |
| Participant loans 5.25% - 10.50% $ -0- | — | — | — | $761K | 1.1% | |
| Vanguard Ttl Bd Mkt Idx Adm Fd Mutual Fund | — | — | — | $667K | 1.0% | |
| T. Rowe Price Spm Cons Allo Fd Mutual Fund | — | — | — | $591K | 0.9% | |
| American Funds NewWorld R6 Mutual Fund | — | — | — | $575K | 0.8% | |
| Vanguard Dev Mkts Index Adm Fd Mutual Fund | — | — | — | $345K | 0.5% | |
| Vanguard Tgt Rmt 2065 Inv Fund Mutual Fund | — | — | — | $272K | 0.4% | |
| Fed Hrmes Trsry Oblig Instl Fd Mutual Fund | — | — | — | $179K | 0.3% | |
| Vanguard Tgt Rmt 2070 Inv Fund Mutual Fund | — | — | — | $86K | 0.1% | |
| (E) | — | — | — | $86K | 0.1% | |
| (E) | — | — | — | $70K | 0.1% | |
| Cohen & Steers I Realty Sh Fd Mutual Fund | — | — | — | $70K | 0.1% |
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